Which credit unions can New York residents join?

103 credit unions have a verified membership record covering New York, across 63 counties. 15 serve the whole state, 37 are open to anyone anywhere, and the rest name specific counties.

state: NYcredit unions: 103counties with records: 63most recent verification: August 20, 2026

By county

The count next to each county is the number of credit unions available to a resident of that county — those naming the county, plus the ones serving all of New York, plus open-membership credit unions.

Available anywhere in New York (15)

Open to anyone, anywhere (37)

Full list: credit unions anyone can join.

How this list is built, and what it does not tell you

  • Every entry comes from a credit union's own published membership page or its public charter record. Each row carries the source URL, the date it was read, and a confidence score.
  • A credit union whose record names specific counties appears only for those counties. One with no county detail is listed as serving the whole state — absence of county detail is never read as exclusion.
  • Membership eligibility records exist for about 83% of tracked credit unions. A credit union missing from this page may still serve the area; it is not evidence of ineligibility.
  • A county appears above only when at least one credit union record names it. A county with no page can still be served by the 15 statewide credit unions listed here.
  • Verification method: eligibility methodology. Programmatic access: membership eligibility API.
  • Membership eligibility is guidance based on public charter data and institution websites; final determination is made by the institution.