--- title: "Credit Union 1 Rates - Illinois" description: "Current heloc, and savings & cd rates from Credit Union 1 in Illinois. Updated daily with source verification. See who can join Credit Union 1 — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/illinois/credit-union-1" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Credit Union 1 Rates - Illinois ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.060% | — | Standard | Credit Union 1 heloc rates as of November 11, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **High Yield Checking** checking | — APY | 4.75% | — | Standard | Credit Union 1 savings & cd rates as of November 11, 2026 Credit Union 1 is a credit union in Illinois. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/illinois/credit-union-1) , verified from [Credit Union 1's official website](https://www.creditunion1.org/) Loading branch locator… ## About Credit Union 1 Institution facts reported to the National Credit Union Administration for Invalid Date. Members 167.8K Assets $2.6B Founded 1958 Locations reported 44 NCUA charter 68727 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Polish & Slavic** Glendale Heights Branch · Glendale Heights · IL · 60139 About 3.0 miles away](https://rateapi.dev/credit-unions/new-york/polish-slavic) [**Greenstate** Addison Road · Addison · IL · 60101 About 4.1 miles away](https://rateapi.dev/credit-unions/iowa/greenstate) [**Selfreliance** Bloomingdale Branch · Bloomingdale · IL · 60108 About 5.3 miles away](https://rateapi.dev/credit-unions/illinois/selfreliance) [**Great Lakes** Berkeley · Berkeley · IL · 60163-1207 About 6.0 miles away](https://rateapi.dev/credit-unions/illinois/great-lakes) [**Healthcare Associates** Lisle Office · Lisle · IL · 60532-0927 About 6.2 miles away](https://rateapi.dev/credit-unions/illinois/healthcare-associates) [**Consumers** Carol Stream · Carol Stream · IL · 60188-9366 About 6.3 miles away](https://rateapi.dev/credit-unions/illinois/consumers) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Credit Union 1 Membership eligibility from Credit Union 1's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Credit Union 1's website. Check the membership page below to confirm whether you qualify. - Association Credit Union 1 Educational Development Association (CU1EDA) Verified from [Credit Union 1's membership page](https://www.creditunion1.org/about/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Credit Union 1 Associations 1 published path to membership, last verified August 21, 2026, quoted from Credit Union 1’s own published criteria. ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Credit Union 1 Educational Development Association (CU1EDA) “You can apply for membership under the Credit Union 1 Educational Development Association (CU1EDA) for a $5 donation which will be contributing to the benefit of continuing education for selected groups.” > [source ↗](https://www.creditunion1.org/about/membership/) - Member of Credit Union 1 Educational Development Association (CU1EDA) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Credit Union 1? Yes No ## Work at Credit Union 1? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Credit Union 1 ranks against Illinois peers. - See which AI assistants fetched Credit Union 1’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Illinois - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=credit-union-1&state=illinois&code=IL&name=Credit%20Union%201) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Credit Union 1 offer? Credit Union 1 currently offers HELOC rates. The rates shown on this page were last verified November 11, 2026 directly from the credit union's official website. ### How often are Credit Union 1 rates updated? RateAPI verifies Credit Union 1's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 11, 2026. ### Where does RateAPI get Credit Union 1's rate data? Rate data is collected directly from Credit Union 1's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Credit Union 1? Credit Union 1 publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 association for Credit Union 1, each quoted from Credit Union 1's own published membership criteria. ## Related Rate Data Compare Credit Union 1's rates against national credit-union benchmarks. [More Illinois credit unions](https://rateapi.dev/credit-unions/illinois) [Illinois HELOC rate leaders](https://rateapi.dev/heloc-rates/illinois) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.creditunion1.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Credit Union 1 rates Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Credit Union 1 curl "https://api.rateapi.dev/credit-unions/illinois /credit-union-1 " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Credit Union 1 locations Search, filter, and browse all 44 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/illinois/credit-union-1 Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp