Government Employees

austin, Texas
Last verified: July 11, 2026

As of July 11, 2026, Government Employees offers a 15-year-fixed mortgage at 5.897% APR (5.625% rate, 0 points).

Source: RateAPI.dev, verified from Government Employees's official website

Who Can Join Government Employees

Membership eligibility from Government Employees's own published criteria. How we verify this.

Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.

Cost to join: About $20 (a $15 membership fee plus a $5 minimum deposit).

Verified from Government Employees's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

15-year-fixed
5.897% APR
Rate5.625%
Points0
Member First Mortgage - FHLMC Conforming 15 Yr Fixed
10-year-fixed
6.037% APR
Rate5.625%
Points0.125
Member First Mortgage - FNMA Conforming 10 Yr Fixed
20-year-fixed
6.488% APR
Rate6.250%
Points0.125
Member First Mortgage - FHLMC Conforming 20 Yr Fixed

Frequently Asked Questions

What rates does Government Employees offer?

Government Employees currently offers mortgage rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Government Employees rates updated?

RateAPI verifies Government Employees's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Government Employees's rate data?

Rate data is collected directly from Government Employees's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Government Employees's mortgage rate?

As of July 11, 2026, Government Employees offers a 15-year-fixed mortgage at 5.897% APR.

Related Rate Data

Compare Government Employees's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Government Employees
curl "https://api.rateapi.dev/credit-unions/texas/government-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"