---
title: "For Credit Unions: See Where Your Rates Rank"
description: "RateAPI tracks the published rates of 3,700+ US credit unions daily — including yours — and ranks every market by true cost. Rate scorecards show exactly where your credit union sits against its in-state peers."
canonical: "https://rateapi.dev/for-credit-unions"
last-updated: "2026-09-27"
source: "https://rateapi.dev/llms.txt"
---

# For Credit Unions: See Where Your Rates Rank

For Credit Unions

# Your rates are already on RateAPI. Claim your profile to see who’s using them.

We read the rates published on 3,700+ US credit union websites and re-verify them daily with page-level proof — yours included, claimed or not. Claiming is free, and it is what opens the record of what happens to those rates next.

- Which AI assistants fetched your rates, and how often
- Which of your products the RateAPI API returned, and your rank in your state
- Where our data on you is wrong — and a way to correct it

[Claim your profile](https://rateapi.dev/for-credit-unions/claim) [Request your scorecard](mailto:kam@rateapi.dev?subject=Scorecard%20request) What’s a scorecard? ↓

No leads, no placement, zero affiliate revenue. Claiming never changes where you rank — only whether the data about you is right.

RATE SCORECARD

30yr purchase #2 of 41

New auto #1 of 41

HELOC #9 of 38

Personal #12 of 40

12-mo CD #3 of 39

Ranked vs in-state peers · page-verified daily

What a scorecard is

## Your best published rate, per product, ranked

A scorecard takes your best published APR for each of five everyday products — a 30-year purchase mortgage, a new auto loan, a used auto loan, a HELOC, an unsecured personal loan, and a 12-month CD — and ranks each one against every in-state credit union we track. It refreshes weekly. Promotional teasers are excluded, so you are compared on the standard rate a member actually gets, and every market shown has a minimum of eight peers so the ranking means something.

Plenty of credit unions are hidden market leaders and simply don’t know it. The scorecard is often the first time a board sees, in one place, that it already has the best auto rate in the state.

01

### Five products that matter

30-year purchase mortgage, new and used auto, HELOC, unsecured personal, and a 12-month CD — the rates members shop most.

02

### Ranked against real peers

Every in-state credit union we track with a current rate, a minimum of eight peers per market, and promotional teasers left out.

03

### Refreshed weekly

Rankings move as the market moves, so your board is looking at where you stand now, not a snapshot from last quarter.

About the data

## It’s all your own public information.

- **Published, not private.** Everything on your scorecard is the public rate information you already post on your own website. We show it back to you, in context.
- **Re-verified daily, with proof.** We read your rates from your site and re-check them every day. Each number traces to the exact page we read it from.
- **Zero affiliate revenue.** We take no referral or affiliate money. Rankings cannot be bought — which is exactly why they’re credible when they say you’re winning.
- **Wrong? We’ll trace it.** If anything looks off, [claim your profile](https://rateapi.dev/for-credit-unions/claim) or email us and we’ll take you to the exact page we read it from and fix any genuine misread.

More on how we work: [our data methodology](https://rateapi.dev/methodology) and [transparency page](https://rateapi.dev/transparency) .

Source your website

Re-verified daily

Proof page-level

Affiliate revenue $0

Pay to rank never

Your claimed dashboard

## See who’s looking, and where you stand.

- **AI fetches of your pages.** When an AI assistant pulls your profile while answering someone, broken down by which assistant. We report fetches, not citations — we can see what was read, not what was said.
- **Products returned through the API.** How often your rates were surfaced in RateAPI responses, and which products carried them.
- **Human profile views.** People reading your page, counted separately from bots and assistants.
- **In-state rank and percentile, by product.** Where each of your rates sits among the credit unions we track in your state — the same ranking the public league table runs.
- **Data health, and what’s missing.** How fresh and how complete your published data is, and exactly which products or fields we have not been able to read.

To be direct about what this is *not* : RateAPI is not a rate-comparison site. We sell data and software — never leads, never placement. No one can pay to appear above you, and your dashboard exists to make your data accurate and your position visible, not to sell your members’ attention.

Dashboards are rolling out to claimed profiles first. [Claim yours](https://rateapi.dev/for-credit-unions/claim) to get early access.

Once your claim is verified, you sign in at `partners.rateapi.dev/<your-institution>/login` — your own address on the partner site, which we send you with the verification.

What your dashboard reports

AI fetchesby assistant, over 7 / 30 / 90 days

Products returned via the APIper product category

Human profile viewsbots and assistants counted separately

In-state rank and percentileper product, against tracked peers

Data health scorefreshness, breadth, and what’s missing

Leads sold none

Paid placement never

What you can do with it

## From a scorecard to something members see

01

### Claim your profile

Your credit union already has a rate page on RateAPI that prospective members — and the AI assistants they ask — see when they compare rates. Claim it to correct or update rates, add products we missed, and unlock your dashboard: traffic to your page and insights against your in-state peers.

[Claim your profile →](https://rateapi.dev/for-credit-unions/claim)

02

### Get your scorecard, refreshed weekly

Tell us your credit union and we’ll send your scorecard and keep it current every week — no account, no forms.

[Email kam@rateapi.dev with your credit union’s name →](mailto:kam@rateapi.dev?subject=Scorecard%20request)

03

### Put your rates to work

When you’re winning a market, tell members. Send branded top-rates emails or embed a live comparison on your own site.

[Branded rate emails →](https://rateapi.dev/branded-rate-emails) [Embeddable rate widget →](https://rateapi.dev/widget-docs/rates)

04

### Give your developers the full API

The team that runs your site can pull the same verified, normalized rate data directly — your own rates and every peer’s.

[Explore the API →](https://rateapi.dev/rates-api)

FAQ

## Common questions

Everything on your scorecard is your own public, published rate information — the same rates posted on your website. We gather them from your site and re-verify them daily with page-level proof, so every number traces back to the exact page we read it from.

Yes. If anything on your scorecard looks wrong, email kam@rateapi.dev and we'll trace it to the exact page and line we read it from. If we misread it, we fix it; if the page changed, the next daily verification picks it up.

Never. RateAPI takes zero affiliate or referral revenue. No credit union can pay to move up a ranking. That independence is the whole point — it is exactly why the ranking is credible when it says you are winning.

Email kam@rateapi.dev with your credit union's name and we'll send your scorecard and refresh it weekly. Weekly scorecards are a new program, so getting on the list early means you help shape it.

No. RateAPI is rate data infrastructure. The public profile pages exist so every number we publish is verifiable, but the business sells data and software — never leads, never placement, zero affiliate revenue. There is no way to pay for position, which is exactly why the rankings are worth showing your board.

Submit the claim form with your name and a work email on your credit union's own domain — a matching domain verifies you instantly. Claiming is free for credit union staff and lets you correct or update rates, add products we missed, and take ownership of the page prospective members see. Claiming never changes your ranking, only the accuracy of your data.

Where does the data come from? Can we correct an error? Do you sell leads or take referral fees? How do we get our scorecard? Is RateAPI a rate-comparison site? How do we claim our profile?

See where you stand

## Find out where your board really ranks.

Email us your credit union’s name and we’ll send your scorecard and refresh it weekly. Weekly scorecards are a new program — getting on the list early means you help shape it.

[Claim your profile](https://rateapi.dev/for-credit-unions/claim) [Request your scorecard](mailto:kam@rateapi.dev?subject=Scorecard%20request)

RateAPI

RateAPI Routes turns confirmed customer facts into source-backed shortlists of published products from 3,700+ tracked US credit unions. Every promoted route keeps its membership and price evidence.

[Get API key →](https://rateapi.dev/api-key) [Sign in](https://app.rateapi.dev)

### Build

- [RateAPI Routes →](https://rateapi.dev/routes)
- [Product Matching API](https://rateapi.dev/financial-product-eligibility-api)
- [Membership Eligibility API](https://rateapi.dev/api/eligibility)
- [Rate Query API](https://rateapi.dev/rates-api)
- [Decision API](https://rateapi.dev/api/reference)
- [Batch Decisions API](https://rateapi.dev/api/batch-decisions)

### Deliver

- [Developer Portal →](https://rateapi.dev/developers)
- [Create a free API key](https://rateapi.dev/api-key)
- [REST API docs](https://api.rateapi.dev/)
- [OpenAPI spec](https://api.rateapi.dev/openapi.json)
- [MCP Server](https://rateapi.dev/mcp)
- [Widget builder](https://rateapi.dev/widget-builder)
- [RateAPI Routes widget](https://rateapi.dev/widget-docs/routes)
- [Market Rates widget](https://rateapi.dev/widget-docs/rates)
- [Webhooks](https://api.rateapi.dev/webhooks)
- [Versioning & deprecation](https://rateapi.dev/deprecation-policy)
- [GitHub](https://github.com/rate-api)

### Solutions

- [Personal finance apps](https://rateapi.dev/use-cases/personal-finance-apps)
- [AI purchase advisors](https://rateapi.dev/use-cases/ai-purchasing-tools)
- [AI agents](https://rateapi.dev/use-cases/ai-agents)
- [Car buying platforms](https://rateapi.dev/use-cases/car-buying-platforms)
- [Credit unions](https://rateapi.dev/for-credit-unions)
- [Loan officers](https://rateapi.dev/use-cases/loan-officers)
- [Rate data for ALM](https://rateapi.dev/alm-rate-data)

### Trust

- [Data coverage](https://rateapi.dev/data-coverage)
- [Rate methodology](https://rateapi.dev/methodology)
- [Eligibility methodology](https://rateapi.dev/eligibility-methodology)
- [Transparency](https://rateapi.dev/transparency)
- [Independence](https://rateapi.dev/independence)
- [Corrections](https://rateapi.dev/corrections)
- [Pricing](https://rateapi.dev/pricing)
- [About](https://rateapi.dev/about)
- [Contact](https://rateapi.dev/contact)
- Talk to a human

### Inspect the data behind the API

Public data explorer

- [Current mortgage rates](https://rateapi.dev/current-mortgage-rates)
- [Current auto rates](https://rateapi.dev/current-auto-loan-rates)
- [Current CD rates](https://rateapi.dev/current-cd-rates)
- [Current HELOC rates](https://rateapi.dev/current-heloc-rates)
- [Current personal loan rates](https://rateapi.dev/current-personal-loan-rates)
- [Mortgage rates](https://rateapi.dev/mortgage-rates)
- [Refinance rates](https://rateapi.dev/refinance-rates)
- [Auto loan rates](https://rateapi.dev/auto-loan-rates)
- [RV loan rates](https://rateapi.dev/rv-loan-rates)
- [Boat rates](https://rateapi.dev/boat-loan-rates)
- [Motorcycle rates](https://rateapi.dev/motorcycle-loan-rates)
- [HELOC rates](https://rateapi.dev/heloc-rates)
- [Personal loan rates](https://rateapi.dev/personal-loan-rates)
- [Credit card rates](https://rateapi.dev/credit-card-rates)
- [Deposit rates](https://rateapi.dev/deposit-rates)
- [CD rates](https://rateapi.dev/cd-rates)
- [Savings rates](https://rateapi.dev/savings-rates)
- [Money market rates](https://rateapi.dev/money-market-rates)
- [Credit union directory](https://rateapi.dev/credit-unions)
- [Who can join](https://rateapi.dev/who-can-join)
- [Mortgage benchmark](https://rateapi.dev/mortgage-rate-benchmark)
- [Auto benchmark](https://rateapi.dev/auto-loan-rate-benchmark)
- [HELOC benchmark](https://rateapi.dev/heloc-rate-benchmark)
- [Personal loan benchmark](https://rateapi.dev/personal-loan-rate-benchmark)
- [CD benchmark](https://rateapi.dev/cd-rate-benchmark)
- [Credit union rate index](https://rateapi.dev/credit-union-rate-index)
- [Deposit beta](https://rateapi.dev/deposit-beta)
- [Credit unions vs banks: mortgage](https://rateapi.dev/compare/credit-union-vs-bank-rates)
- [Credit unions vs banks: auto](https://rateapi.dev/compare/credit-union-vs-bank-auto-loan-rates)
- [Credit unions vs banks: HELOC](https://rateapi.dev/compare/credit-union-vs-bank-heloc-rates)
- [Credit unions vs banks: CD](https://rateapi.dev/compare/credit-union-vs-bank-cd-rates)
- [Mortgage rate API comparison](https://rateapi.dev/compare/mortgage-rate-apis)
- [Rate datasets](https://rateapi.dev/credit-union-rate-dataset)

© 2026 RateAPI · US credit unions only · Published pricing is not approval.

[Privacy](https://rateapi.dev/privacy) [Terms](https://rateapi.dev/terms) [llms.txt](https://rateapi.dev/llms.txt)

---

Source: https://rateapi.dev/for-credit-unions
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp