Market Usa Credit Union
Verified rate book
Current Market Usa Credit Union rates
7 published offers verified as of August 19, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VA 30 Year Fixed - Conforming30 year fixed | 6.409% APR | 6.250% | — | Standard |
| FHA 30-Year Fixed - Conforming30 year fixed | 6.692% APR | 6.000% | — | Standard |
| 30-Year Fixed30 year fixed | 6.788% APR | 6.625% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 6.974% APR | 6.875% | — | Standard |
| 15-Year Fixed15 year fixed | 5.758% APR | 5.500% | — | Standard |
| Jumbo 15-Year Fixed15 year fixed | 7.412% APR | 7.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.713% APR | 6.500% | — | Standard |
As of August 19, 2026, Market Usa Credit Union offers a 30-year fixed mortgage at 6.409% APR.
Source: RateAPI.dev, verified from Market Usa Credit Union's official website
Live market position · Rates as of August 19, 2026
Where Market Usa Credit Union ranks in Maryland
How Market Usa Credit Union's current published rate compares with other Maryland credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| 30-year fixed mortgage | 6.41% | Better than the Maryland median | 78 bp from state best | 28 bp better than median |
This is the public snapshot. Claim Market Usa Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
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About Market Usa Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 17.1K
- Assets
- $141.4M
- Founded
- 1953
- Locations reported
- 3
- NCUA charter
- 9003
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Market Usa Credit Union
Membership eligibility from Market Usa Credit Union's own published criteria. How we verify this.
Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.
- EmployerADUSA Distribution, ADUSA Transportation, Ahold-Delhaize USA (ADUSA), Giant Food, The Giant Company, Stop & Shop, Food Lion, Hannaford, Advanced Finishes Inc., C&S, C.F. Sauer Company, Carquest Auto, Family Choice Health, G4S Secure Works, Global Hands, Inc., Hearn Kirkwood, K. Neal International, Keany Produce, NBC of Bethesda, Printing Graphics, Mid-Atlantic Regional Management Corporation, Lifework, Inc., Tops Markets, Inc, US Food, US News & World Report, US Waffle Company, Venom Security
- AssociationAmerican Psychological Association, Baltimore Washington Conference of the United Methodist Church, YMCA Metro Washington
Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).
Verified from Market Usa Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Market Usa Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Market Usa Credit Union ranks against Maryland peers.
Frequently Asked Questions
What rates does Market Usa Credit Union offer?
Market Usa Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 19, 2026 directly from the credit union's official website.
How often are Market Usa Credit Union rates updated?
RateAPI verifies Market Usa Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 19, 2026.
Where does RateAPI get Market Usa Credit Union's rate data?
Rate data is collected directly from Market Usa Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Market Usa Credit Union's mortgage rate?
As of August 19, 2026, Market Usa Credit Union offers a 30-year fixed mortgage at 6.409% APR.
Related Rate Data
Compare Market Usa Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Market Usa Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Market Usa Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/market-usa" \
-H "Authorization: Bearer YOUR_API_KEY"