--- title: "Market Usa Credit Union Rates (Nov 2026): Mortgage 6.54%" description: "Market Usa Credit Union rates today: 30 year fixed mortgage 6.54% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Market Usa Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maryland/market-usa" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Market Usa Credit Union Rates (Nov 2026): Mortgage 6.54% ### Mortgage rates 8 offers | Product | Published | Rate | Term / condition | Status | | **VA 30 Year Fixed - Conforming** 30 year fixed | 6.535% APR | 6.375% | — | Standard | | **30 Year Fixed - Home Ready** 30 year fixed | 6.914% APR | 6.750% | — | Standard | | **FHA 30-Year Fixed - Conforming** 30 year fixed | 6.948% APR | 6.250% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.040% APR | 6.875% | — | Standard | | **Jumbo 30-Year Fixed** 30 year fixed | 7.225% APR | 7.125% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.387% APR | 6.125% | — | Standard | | **Jumbo 15-Year Fixed** 15 year fixed | 7.663% APR | 7.500% | — | Standard | | **20-Year Fixed** 20 year fixed | 6.965% APR | 6.750% | — | Standard | Market Usa Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Market Usa Credit Union offers a 30-year fixed mortgage at 6.535% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maryland/market-usa) , verified from [Market Usa Credit Union's official website](https://www.marketusafcu.com/) Best product position **Better than the Maryland median** 30-year fixed mortgage Gap to state best **29 bp** 29 bp from state best Vs. state median **41 bp better than median** 30-year fixed mortgage Products ranked **1** across tracked Maryland markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 6.54% | Better than the Maryland median | 29 bp from state best | 41 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Market Usa Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=market-usa&state=maryland&code=MD&name=Market%20Usa%20Credit%20Union) Loading branch locator… ## About Market Usa Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 17.1K Assets $141.4M Founded 1953 Locations reported 3 NCUA charter 9003 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Apl** Main Office · Laurel · MD · 20723 About 2.1 miles away](https://rateapi.dev/credit-unions/maryland/apl) [**State Employees CU of Maryland, Inc** SECU Credit Union Maple Lawn · Fulton · MD · 20759 About 2.3 miles away](https://rateapi.dev/credit-unions/maryland/state-employees-cu-of-maryland-inc) [**Tower** Laurel Headquarters · Laurel · MD · 20707 About 2.3 miles away](https://rateapi.dev/credit-unions/maryland/tower) [**Nasa** Columbia · Columbia · MD · 21046 About 2.9 miles away](https://rateapi.dev/credit-unions/maryland/nasa) [**W S S C** WSSC FCU Headquarters · Laurel · MD · 20707-2915 About 3.0 miles away](https://rateapi.dev/credit-unions/maryland/w-s-s-c) [**Navy Federal Credit Union** Laurel MD · Laurel · MD · 20707 About 3.2 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Market Usa Credit Union Membership eligibility from Market Usa Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Market Usa Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer ADUSA Distribution, ADUSA Transportation, Ahold-Delhaize USA (ADUSA), Giant Food - (MD, DC, VA, DE), The Giant Company (PA), Stop & Shop, Food Lion, Hannaford, Advanced Finishes Inc., C&S, C.F. Sauer Company, Carquest Auto, Family Choice Health, G4S Secure Works, Global Hands, Inc., Hearn Kirkwood, K. Neal International, Keany Produce, NBC of Bethesda MD, Printing Graphics, Mid-Atlantic Regional Management Corporation, Lifework, Inc., Tops Markets, Inc, US Food, US News & World Report, US Waffle Company, Venom Security - Association American Psychological Association, Baltimore Washington Conference of the United Methodist Church, YMCA Metro Washington, Market USA Cares Foundation Verified from [Market Usa Credit Union's membership page](https://www.marketusafcu.com/About-Us/Become-a-Member) . Final membership determination is always made by the credit union. ## Membership rules for Market Usa Credit Union Employers 27 · Associations 4 · Family 32 published paths to membership, last verified August 21, 2026, quoted from Market Usa Credit Union’s own published criteria. ### Employers 27 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of ADUSA Distribution “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of ADUSA Distribution - Employee of ADUSA Transportation “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of ADUSA Transportation - Employee of Ahold-Delhaize USA (ADUSA) “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of Ahold-Delhaize USA (ADUSA) - Employee of Giant Food - (MD, DC, VA, DE) “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of Giant Food - (MD, DC, VA, DE) - Employee of The Giant Company (PA) “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of The Giant Company (PA) - Employee of Stop & Shop “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of Stop & Shop - Employee of Food Lion “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of Food Lion - Employee of Hannaford “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of Hannaford - Employee of Advanced Finishes Inc. “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of Advanced Finishes Inc. - Employee of C&S “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of C&S - Employee of C.F. Sauer Company “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of C.F. Sauer Company - Employee of Carquest Auto “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of Carquest Auto - Employee of Family Choice Health “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of Family Choice Health - Employee of G4S Secure Works “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of G4S Secure Works - Employee of Global Hands, Inc. “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of Global Hands, Inc. - Employee of Hearn Kirkwood “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of Hearn Kirkwood - Employee of K. Neal International “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of K. Neal International - Employee of Keany Produce “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of Keany Produce - Employee of NBC of Bethesda MD “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of NBC of Bethesda MD - Employee of Printing Graphics “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of Printing Graphics - Employee of Mid-Atlantic Regional Management Corporation “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of Mid-Atlantic Regional Management Corporation - Employee of Lifework, Inc. “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of Lifework, Inc. - Employee of Tops Markets, Inc “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of Tops Markets, Inc - Employee of US Food “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of US Food - Employee of US News & World Report “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of US News & World Report - Employee of US Waffle Company “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of US Waffle Company - Employee of Venom Security “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Employee of Venom Security ### Associations 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of American Psychological Association “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Member of American Psychological Association - Member of Baltimore Washington Conference of the United Methodist Church “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Member of Baltimore Washington Conference of the United Methodist Church - Member of YMCA Metro Washington “You are an employee or retiree of one of our select employer groups (SEGs) .” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Member of YMCA Metro Washington - Member of Market USA Cares Foundation “You become a member of the Market USA Cares Foundation with a $5.00 minimum donation, made at account opening.” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Member of Market USA Cares Foundation ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, parent, child, sibling, grandparent, grandchild, household member “You are an immediate family member or household member of an existing member or eligible employee. Immediate family members include spouse, parent, child, sibling, grandparent, or grandchild.” > [source ↗](https://www.marketusafcu.com/About-Us/Become-a-Member) - Family member (spouse, parent, child, sibling, grandparent, grandchild, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Market Usa Credit Union? Yes No ## Work at Market Usa Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Market Usa Credit Union ranks against Maryland peers. - See which AI assistants fetched Market Usa Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maryland - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=market-usa&state=maryland&code=MD&name=Market%20Usa%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Market Usa Credit Union offer? Market Usa Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Market Usa Credit Union rates updated? RateAPI verifies Market Usa Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Market Usa Credit Union's rate data? Rate data is collected directly from Market Usa Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Market Usa Credit Union's mortgage rate? As of November 12, 2026, Market Usa Credit Union offers a 30-year fixed mortgage at 6.535% APR. ### Who can join Market Usa Credit Union? Market Usa Credit Union publishes its membership criteria on its own website. RateAPI tracks 32 published membership paths covering 27 employers and 4 associations for Market Usa Credit Union, each quoted from Market Usa Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Market Usa Credit Union's rates against national credit-union benchmarks. [More Maryland credit unions](https://rateapi.dev/credit-unions/maryland) [Maryland mortgage rate leaders](https://rateapi.dev/mortgage-rates/maryland) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.marketusafcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Market Usa Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Market Usa Credit Union curl "https://api.rateapi.dev/credit-unions/maryland /market-usa " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Market Usa Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maryland/market-usa Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp