--- title: "Lighthouse Credit Union Rates (Nov 2026): CDs to 4.00%" description: "Lighthouse Credit Union rates today: savings & CDs up to 4.00% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Lighthouse Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-hampshire/lighthouse" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Lighthouse Credit Union Rates (Nov 2026): CDs to 4.00% ### HELOC rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan Second-Lien (Real Smart)** heloc_fixed | — APR | 6.390% | — | Standard | | **HELOC (Interest Only)** heloc_variable | — APR | 7.000% | — | Standard | | **Home Equity Loan First-Lien (Home Advantage)** heloc_fixed | — APR | 7.200% | — | Standard | Lighthouse Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Credit Builder Loan 1** personal_unsecured_24mo | — APR | 7.690% | 24 mo | Standard | | **Signature Loan (Personal) 1** personal_unsecured_84mo | — APR | 11.690% | 84 mo | Standard | Lighthouse Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 15 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Certificate** share_certificate_48mo | — APY | 2.50% | 48 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 2.50% APY | 2.47% | 48 mo | Standard | | **60-Month Certificate** share_certificate_60mo | — APY | 2.55% | 60 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 2.55% APY | 2.52% | 60 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 3.00% APY | 2.96% | 36 mo | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 3.00% | 36 mo | Standard | | **18-Month Certificate** share_certificate_18mo | — APY | 3.65% | 18 mo | Standard | | **18-Month Certificate** share_certificate_18mo | 3.65% APY | 3.59% | 18 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 3.75% APY | 3.69% | 24 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 3.75% | 24 mo | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 3.85% | 6 mo | Standard | | **6-Month Certificate** share_certificate_6mo | 3.85% APY | 3.78% | 6 mo | Standard | | **Variable Rate Certificates (24-Months)** cd_24mo | — APY | 3.88% | 24 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 4.00% APY | 3.93% | 12 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 4.00% | 12 mo | Standard | Lighthouse Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 4.00% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-hampshire/lighthouse) , verified from [Lighthouse Credit Union's official website](https://lighthousecu.org/) Loading branch locator… ## About Lighthouse Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 168.5K Assets $2.1B Founded 1936 Locations reported 20 NCUA charter 24964 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Holy Rosary** Dover · Dover · NH · 03820 About 0.9 miles away](https://rateapi.dev/credit-unions/new-hampshire/holy-rosary) [**Service** Somersworth In-Store Branch · Somersworth · NH · 03878 About 3.3 miles away](https://rateapi.dev/credit-unions/new-hampshire/service) [**St. Mary's Bank** Pease · Portsmouth · NH · 03801-6879 About 8.7 miles away](https://rateapi.dev/credit-unions/new-hampshire/st-marys-bank) [**Atlantic Regional** York · York · ME · 03909 About 10.4 miles away](https://rateapi.dev/credit-unions/maine/atlantic-regional) [**Granite State** Rochester Branch · Rochester · NH · 03867-4328 About 12.4 miles away](https://rateapi.dev/credit-unions/new-hampshire/granite-state) [**Peopleschoice** Wells Office · Wells · ME · 04090-4104 About 16.7 miles away](https://rateapi.dev/credit-unions/maine/peopleschoice) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Lighthouse Credit Union Membership eligibility from Lighthouse Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Lighthouse Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer a business that partners with the credit union - Association Lighthouse Credit Union Foundation, Maine Affordable Housing Coalition, an association that partners with the credit union Verified from [Lighthouse Credit Union's membership page](https://lighthousecu.org/become-a-member/) . Final membership determination is always made by the credit union. ## Membership rules for Lighthouse Credit Union Employers · Associations 3 · Family 5 published paths to membership, last verified August 21, 2026, quoted from Lighthouse Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of a business that partners with the credit union “I am employed by a business or belong to an association that partners with the credit union.” > [source ↗](https://lighthousecu.org/become-a-member/) - Employee of a business that partners with the credit union ### Associations 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Lighthouse Credit Union Foundation “Become a member by accepting a complimentary lifetime membership to the Lighthouse Credit Union Foundation” > [source ↗](https://lighthousecu.org/become-a-member/) - Member of Lighthouse Credit Union Foundation - Member of Maine Affordable Housing Coalition “Become a member by accepting a complimentary one-year membership to the Maine Affordable Housing Coalition” > [source ↗](https://lighthousecu.org/become-a-member/) - Member of Maine Affordable Housing Coalition - Member of an association that partners with the credit union “I am employed by a business or belong to an association that partners with the credit union.” > [source ↗](https://lighthousecu.org/become-a-member/) - Member of an association that partners with the credit union ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member immediate family member “I have an immediate family member who belongs to Lighthouse Credit Union” > [source ↗](https://lighthousecu.org/become-a-member/) - Family member (immediate family member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Lighthouse Credit Union? Yes No ## Work at Lighthouse Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Lighthouse Credit Union ranks against New Hampshire peers. - See which AI assistants fetched Lighthouse Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New Hampshire - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=lighthouse&state=new-hampshire&code=NH&name=Lighthouse%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Lighthouse Credit Union offer? Lighthouse Credit Union currently offers HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Lighthouse Credit Union rates updated? RateAPI verifies Lighthouse Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Lighthouse Credit Union's rate data? Rate data is collected directly from Lighthouse Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Lighthouse Credit Union's best CD rate? As of November 12, 2026, Lighthouse Credit Union offers savings and certificate (CD) yields up to 4.00% APY. ### Who can join Lighthouse Credit Union? Lighthouse Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 1 employer and 3 associations for Lighthouse Credit Union, each quoted from Lighthouse Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Lighthouse Credit Union's rates against national credit-union benchmarks. [More New Hampshire credit unions](https://rateapi.dev/credit-unions/new-hampshire) [New Hampshire HELOC rate leaders](https://rateapi.dev/heloc-rates/new-hampshire) [New Hampshire personal loan leaders](https://rateapi.dev/personal-loan-rates/new-hampshire) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://lighthousecu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Lighthouse Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New Hampshire credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Lighthouse Credit Union curl "https://api.rateapi.dev/credit-unions/new-hampshire /lighthouse " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Lighthouse Credit Union locations Search, filter, and browse all 20 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-hampshire/lighthouse Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp