Lighthouse

dover, New Hampshire
Last verified: July 15, 2026

As of July 15, 2026, Lighthouse offers a share_certificate_48mo mortgage at 2.5% APR (2.47% rate, 0 points). HELOC rates from 5.89% APR. Personal loan rates from 7.69% APR.

Source: RateAPI.dev, verified from Lighthouse's official website

Who Can Join Lighthouse

Membership eligibility from Lighthouse's own published criteria. How we verify this.

Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.

Cost to join: No membership fee or minimum deposit listed.

Verified from Lighthouse's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 15, 2026

share_certificate_48mo
2.500% APR
Rate2.470%
Points0
48-Months Share Certificate
share_certificate_60mo
2.550% APR
Rate2.520%
Points0
60-Months Share Certificate
share_certificate_36mo
3.000% APR
Rate2.960%
Points0
36-Months Share Certificate
share_certificate_18mo
3.250% APR
Rate3.200%
Points0
18-Months Share Certificate
share_certificate_24mo
3.250% APR
Rate3.200%
Points0
24-Months Share Certificate
cd_24mo
3.690% APR
Rate3.630%
Points0
24-Months Variable Rate Certificate
share_certificate_6mo
3.750% APR
Rate3.690%
Points0
6-Months Share Certificate
share_certificate_12mo
4.000% APR
Rate3.930%
Points0
12-Months Share Certificate

HELOC Rates

Rates as of July 15, 2026

heloc_fixed
5.890% APR
Rate5.890%
Home Equity Loan Second-Lien (Real Smart)
heloc_fixed
6.075% APR
Rate6.075%
Home Equity Loan First-Lien (Home Advantage)
heloc_variable
6.750% APR
Rate6.750%
HELOC (Interest Only)

Personal Loan Rates

Rates as of July 15, 2026

personal
7.690% APR
Rate7.690%
Credit Builder Loan
personal_unsecured
11.690% APR
Rate11.690%
Signature Loan (Personal)

Frequently Asked Questions

What rates does Lighthouse offer?

Lighthouse currently offers mortgage, HELOC, and personal loan rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are Lighthouse rates updated?

RateAPI verifies Lighthouse's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get Lighthouse's rate data?

Rate data is collected directly from Lighthouse's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Lighthouse's mortgage rate?

As of July 15, 2026, Lighthouse offers a share_certificate_48mo mortgage at 2.5% APR.

Related Rate Data

Compare Lighthouse's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Lighthouse
curl "https://api.rateapi.dev/credit-unions/new-hampshire/lighthouse" \
  -H "Authorization: Bearer YOUR_API_KEY"