American 1 Credit Union
Verified rate book
Current American 1 Credit Union rates
20 published offers verified as of August 4, 2026.
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Used Auto Loanauto_used | 4.990% APR | 4.990% | used | Standard |
| New & Used Autoauto_any_72mo | 4.990% APR | 4.990% | 72 mo · any | Standard |
| Mobilityauto_any_72mo | 4.990% APR | 4.990% | 72 mo | Standard |
| New Auto Loanauto_new | 4.990% APR | 4.990% | new | Standard |
| Boat Loanboat | 5.990% APR | 5.990% | — | Standard |
| 84-Month Boat Loanboat_any_84mo | 5.990% APR | 5.990% | 84 mo | Standard |
| RV/Camperrv_any_60mo | 5.990% APR | 5.990% | 60 mo | Standard |
| RV Loanrv | 5.990% APR | 5.990% | — | Standard |
| Other**auto_any_60mo | 6.740% APR | 6.740% | 60 mo | Standard |
| 60-Month Motorcycle Loanmotorcycle_any_60mo | 6.740% APR | 6.740% | 60 mo | Standard |
HELOC rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 4.00% APR floor on HELOC rates.heloc_variable | 4.000% APR | 4.000% | — | Standard |
| 10-Year Home Equity Loanheloc | 7.500% APR | 7.500% | — | Standard |
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 7.500% APR | 7.500% | — | Standard |
| 15-Year Home Equity Loan (Fixed)heloc_fixed | 7.750% APR | 7.750% | — | Standard |
| 20-Year Home Equity Loan (Fixed)heloc_fixed | 8.000% APR | 8.000% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 10.000% APR | 10.000% | — | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 10.000% APR | 10.000% | 60 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Non-Variable Ratecredit_card | 10.000% APR | 10.000% | — | Standard |
Equipment loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Tractorequipment | 5.240% APR | 5.240% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| MOBILITY LOANother | 4.990% % | 4.990% | — | Standard |
Vehicle loans available from 4.99% APR. HELOC rates from 4% APR. Personal loan rates from 10% APR. Credit card rates from 10% APR. Equipment loans from 5.24% APR.
Source: RateAPI.dev, verified from American 1 Credit Union's official website
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About American 1 Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 67.6K
- Assets
- $666.9M
- Founded
- 1980
- Locations reported
- 18
- NCUA charter
- 65595
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join American 1 Credit Union
Membership eligibility from American 1 Credit Union's own published criteria. How we verify this.
Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.
- AssociationCommunity 1 Cooperative
Cost to join: About $3.
Verified from American 1 Credit Union's membership page. Final membership determination is always made by the credit union.
Work at American 1 Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where American 1 Credit Union ranks against Michigan peers.
Frequently Asked Questions
What rates does American 1 Credit Union offer?
American 1 Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are American 1 Credit Union rates updated?
RateAPI verifies American 1 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get American 1 Credit Union's rate data?
Rate data is collected directly from American 1 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are American 1 Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 4, 2026, American 1 Credit Union offers vehicle loans from 4.99% APR.
What is American 1 Credit Union's HELOC rate?
As of August 4, 2026, American 1 Credit Union offers home equity lines of credit from 4% APR.
What is American 1 Credit Union's personal loan rate?
As of August 4, 2026, American 1 Credit Union offers personal loans from 10% APR.
Related Rate Data
Compare American 1 Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for American 1 Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/american-1" \
-H "Authorization: Bearer YOUR_API_KEY"