Consumers Credit Union
Verified rate book
Current Consumers Credit Union rates
64 published offers verified as of August 12, 2026.
Mortgage rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.898% APR | 6.750% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 6.934% APR | 6.875% | — | Standard |
| Jumbo 15-Year Fixed15 year fixed | 5.593% APR | 5.500% | — | Standard |
| 15-Year Fixed15 year fixed | 5.733% APR | 5.500% | — | Standard |
| 5/1 ARM5 1 arm | 6.268% APR | 6.125% | — | Standard |
| Jumbo 5/1 ARM5 1 arm | 6.307% APR | 6.250% | — | Standard |
| 10-Year Fixed10 year fixed | 6.461% APR | 6.125% | — | Standard |
| 20-Year Fixed20 year fixed | 6.944% APR | 6.750% | — | Standard |
| Home Loanother | 5.500% APR | 5.500% | — | Standard |
| 5/5 Smart Startother | 6.898% APR | 6.750% | — | Standard |
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 3.990% APR | 3.990% | — | Standard |
| With Auto Buying Service**auto | 4.490% APR | 4.490% | — | Standard |
| Price a Used Car (0-60 Months)auto_used_60mo | 4.490% APR | 4.490% | 60 mo · used | Standard |
| Without Auto Buying Serviceauto | 4.990% APR | 4.990% | — | Standard |
| Price a Used Car (61-72 Months)auto_used_72mo | 4.990% APR | 4.990% | 72 mo · used | Standard |
| Price a Used Car (73-84 Months)auto_used_84mo | 5.990% APR | 5.990% | 84 mo · used | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 8.990% APR | 8.990% | — | Standard |
| Based on loan amount and credit qualificationspersonal | 8.990% APR | 8.990% | — | Standard |
| Save $0.00 (APR)personal | 10.390% APR | 10.390% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| CCU Visa Credit Cardcredit_card | 13.200% APR | 13.200% | — | Standard |
Savings & CD rates
42 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Certificatecd_3mo | 0.50% APY | 0.50% | 3 mo | Standard |
| $250.00savings | 0.50% APY | 0.50% | — | Standard |
| Regular Certificatecd_6mo | 0.65% APY | 0.65% | 6 mo | Standard |
| Regular Certificatecd_12mo | 0.90% APY | 0.90% | 12 mo | Standard |
| Regular Certificatecd_18mo | 0.99% APY | 0.99% | 18 mo | Standard |
| Regular Certificatecd_24mo | 1.00% APY | 1.00% | 24 mo | Standard |
| Jumbo Certificatecd_12mo | 1.00% APY | 1.00% | 12 mo | Standard |
| Jumbo Certificatecd_18mo | 1.09% APY | 1.09% | 18 mo | Standard |
| Jumbo Certificatecd_24mo | 1.10% APY | 1.10% | 24 mo | Standard |
| Super Jumbo Certificatecd_12mo | 1.10% APY | 1.10% | 12 mo | Standard |
| Money Marketmoney_market | 1.16% APY | 1.16% | — | Standard |
| Regular Certificatecd_30mo | 1.19% APY | 1.19% | 30 mo | Standard |
| Super Jumbo Certificatecd_18mo | 1.19% APY | 1.19% | 18 mo | Standard |
| Super Jumbo Certificatecd_24mo | 1.20% APY | 1.20% | 24 mo | Standard |
| Jumbo Certificatecd_30mo | 1.29% APY | 1.29% | 30 mo | Standard |
| Regular Certificatecd_36mo | 1.30% APY | 1.29% | 36 mo | Standard |
| 36-Month Certificatecd_36mo | 1.30% APY | 1.30% | 36 mo | Standard |
| Regular Certificatecd_48mo | 1.35% APY | 1.34% | 48 mo | Standard |
| 48-Month Certificatecd_48mo | 1.35% APY | 1.35% | 48 mo | Standard |
| Super Jumbo Certificatecd_30mo | 1.39% APY | 1.38% | 30 mo | Standard |
| Jumbo Certificatecd_36mo | 1.40% APY | 1.39% | 36 mo | Standard |
| Jumbo Certificatecd_48mo | 1.45% APY | 1.44% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 1.50% APY | 1.50% | 60 mo | Standard |
| Super Jumbo Certificatecd_36mo | 1.50% APY | 1.49% | 36 mo | Standard |
| Regular Certificatecd_60mo | 1.50% APY | 1.49% | 60 mo | Standard |
| Super Jumbo Certificatecd_48mo | 1.55% APY | 1.54% | 48 mo | Standard |
| Jumbo Certificatecd_60mo | 1.60% APY | 1.59% | 60 mo | Standard |
| Super Jumbo Certificatecd_60mo | 1.70% APY | 1.69% | 60 mo | Standard |
| Smart Saversavings | 3.00% APY | 3.00% | — | Standard |
| 20-Month Certificatecd_20mo | 3.49% APY | 3.49% | 20 mo | Standard |
| Regular Certificatecd_20mo | 3.50% APY | 3.45% | 20 mo | Standard |
| Jumbo Certificatecd_20mo | 3.55% APY | 3.49% | 20 mo | Standard |
| Super Jumbo Certificatecd_20mo | 3.60% APY | 3.54% | 20 mo | Standard |
| 13-Month Certificatecd_13mo | 4.02% APY | 4.02% | 13 mo | Standard |
| Regular Certificatecd_13mo | 4.05% APY | 3.98% | 13 mo | Standard |
| Jumbo Certificatecd_13mo | 4.10% APY | 4.02% | 13 mo | Standard |
| Super Jumbo Certificatecd_13mo | 4.15% APY | 4.07% | 13 mo | Standard |
| 7-Month Certificatecd_7mo | 4.22% APY | 4.22% | 7 mo | Standard |
| Regular Certificatecd_7mo | 4.25% APY | 4.17% | 7 mo | Standard |
| Jumbo Certificatecd_7mo | 4.30% APY | 4.22% | 7 mo | Standard |
| Super Jumbo Certificatecd_7mo | 4.35% APY | 4.26% | 7 mo | Standard |
| 7-Month Certificatecd_7mo | 4.35% APY | 4.35% | 7 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Closing Costsother | 3.000% % | 3.000% | — | Standard |
| Down Paymentother | 20.000% % | 20.000% | — | Standard |
As of August 12, 2026, Consumers Credit Union offers a 30-year fixed mortgage at 6.898% APR. Auto loans available from 3.99% APR. Personal loan rates from 8.99% APR. Credit card rates from 13.2% APR. Savings and certificate yields up to 4.35% APY.
Source: RateAPI.dev, verified from Consumers Credit Union's official website
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About Consumers Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 282K
- Assets
- $4.6B
- Founded
- 1930
- Locations reported
- 25
- NCUA charter
- 68588
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Consumers Credit Union
Membership eligibility from Consumers Credit Union's own published criteria. How we verify this.
Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.
- AssociationConsumers Cooperative Association
Cost to join: About $5.
Verified from Consumers Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Consumers Credit Union?
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Frequently Asked Questions
What rates does Consumers Credit Union offer?
Consumers Credit Union currently offers mortgage, Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 12, 2026 directly from the credit union's official website.
How often are Consumers Credit Union rates updated?
RateAPI verifies Consumers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 12, 2026.
Where does RateAPI get Consumers Credit Union's rate data?
Rate data is collected directly from Consumers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Consumers Credit Union's mortgage rate?
As of August 12, 2026, Consumers Credit Union offers a 30-year fixed mortgage at 6.898% APR.
What are Consumers Credit Union's auto loan rates?
As of August 12, 2026, Consumers Credit Union offers auto loans from 3.99% APR.
What is Consumers Credit Union's personal loan rate?
As of August 12, 2026, Consumers Credit Union offers personal loans from 8.99% APR.
What is Consumers Credit Union's best CD rate?
As of August 12, 2026, Consumers Credit Union offers savings and certificate (CD) yields up to 4.35% APY.
Related Rate Data
Compare Consumers Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
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# Get rates for Consumers Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/consumers" \
-H "Authorization: Bearer YOUR_API_KEY"