Browse mortgage rates from 4,369 credit unions across all 50 US states and territories. Updated daily with full source verification.
RateAPI tracks mortgage rates from 4,369+ credit unions across all 50 US states. Each credit union page shows current 30-year fixed, 15-year fixed, and ARM rates, verified daily from official credit union websites. Select a state below to browse credit unions and compare rates. All data is sourced directly—no affiliate relationships influence rankings.
Select a state to view credit unions and their current mortgage rates
Get all credit union data programmatically
# Get all credit unions grouped by state
curl "https://api.rateapi.dev/credit-unions" \
-H "Authorization: Bearer YOUR_API_KEY"Common questions about credit union mortgage rate data
RateAPI tracks mortgage rates from over 4,369 credit unions across all 50 US states and territories. Our database covers everything from large national credit unions like Navy Federal to small community-based institutions.
We verify and update credit union rates daily. Our automated scrapers check each credit union's official website to capture the latest published rates. The "verified" badge indicates rates confirmed within the last 7 days.
Yes, all credit union rate data is available through our REST API. You can query rates by state, credit union, or product type. Visit api.rateapi.dev for documentation and to get your API key.
Credit unions often offer lower mortgage rates than banks because they're member-owned nonprofits. However, their rates are scattered across thousands of individual websites, making comparison difficult. RateAPI aggregates this data to help borrowers find the best rates.
Yes, every rate we display is verified directly from the credit union's official website. We don't rely on third-party data or manual submissions. Each credit union page shows when rates were last verified and includes a direct link to the source.