Browse rates for mortgages, auto loans, HELOCs, personal loans, and credit cards from 3,661 credit unions across all 50 US states and territories. Updated daily with full source verification.
RateAPI tracks rates for mortgages, auto loans, HELOCs, personal loans, and credit cards from 3,661+ credit unions across all 50 US states. Each credit union page shows current rates across all product types, verified daily from official credit union websites. Select a state below to browse credit unions and compare rates. All data is sourced directly—no affiliate relationships influence rankings.
Looking for a specific product? Jump straight to credit union mortgage rates, auto loan rates, HELOC rates, personal loan rates, or credit card rates. See how we collect and verify the data in our methodology.
Select a state to view credit unions and their current rates for mortgages, auto loans, HELOCs, personal loans, and credit cards
Get all credit union data programmatically
# Get all credit unions grouped by state
curl "https://api.rateapi.dev/credit-unions" \
-H "Authorization: Bearer YOUR_API_KEY"Common questions about credit union rate data
RateAPI tracks rates for mortgages, auto loans, HELOCs, personal loans, and credit cards from over 3,661 credit unions across all 50 US states and territories. Our database covers everything from large national credit unions like Navy Federal to small community-based institutions.
We verify and update credit union rates daily. Our automated scrapers check each credit union's official website to capture the latest published rates. The "verified" badge indicates rates confirmed within the last 7 days.
Yes, all credit union rate data is available through our REST API. You can query rates by state, credit union, or product type (mortgage, auto loan, HELOC, personal loan, credit card). Visit api.rateapi.dev for documentation and to get your API key.
Credit unions often offer lower rates than banks on mortgages, auto loans, and other products because they're member-owned nonprofits. However, their rates are scattered across thousands of individual websites, making comparison difficult. RateAPI aggregates this data to help borrowers find the best rates.
Yes, every rate we display is verified directly from the credit union's official website. We don't rely on third-party data or manual submissions. Each credit union page shows when rates were last verified and includes a direct link to the source.
Select your state from the grid above to see every tracked credit union ranked with its current rates. Each state page lets you compare mortgage, auto loan, HELOC, personal loan, and credit card rates side by side.
Yes, credit unions only lend to members, but most have easy eligibility paths such as living in a region, working for a partner employer, or joining an affiliated association. The rates shown here are the published member rates from each credit union's official site.