---
title: "RV Loan Rates API"
description: "RV loan rate data: 5,500+ recreational-vehicle rates from 1,600+ US credit unions. Query by state and term via the REST API. Updated from daily/weekly scrapes. Zero affiliate bias."
canonical: "https://rateapi.dev/rv-loan-rates"
last-updated: "2026-09-27"
source: "https://rateapi.dev/llms.txt"
---

# RV Loan Rates API — 5,500+ Rates, 1,600+ Credit Unions

Query recreational-vehicle loan rates for motorhomes, travel trailers, fifth wheels, and campers from credit unions across all 50 states. Ranked by true cost (APR), not affiliate revenue. One of the few sources publishing credit-union RV rates at this scale.

Get a Free API Key [API Documentation](https://api.rateapi.dev/)

Zero Affiliate Relationships Daily & Weekly Scrapes 1,600+ Credit Unions

Last updated: September 26, 2026

[Home](https://rateapi.dev/) / RV Loan Rates

RateAPI publishes 5,500+ RV and recreational-vehicle loan rates from 1,600+ US credit unions, queryable by state and term through a REST API. Rates are refreshed from daily and weekly scrapes of official credit union websites. Zero affiliate relationships — rates ranked by true cost.

> Source: [RateAPI.dev/rv-loan-rates](https://rateapi.dev/rv-loan-rates) (verified September 26, 2026)

## What Is in the RV Loan Rate Dataset?

**RV loan rates** are the annual percentage rates (APR) credit unions charge to finance recreational vehicles — motorhomes (Class A/B/C), travel trailers, fifth wheels, pop-ups, and truck campers. Because RVs are large-balance, longer-term, recreational collateral, they are priced separately from standard auto loans.

The dataset covers:

- **5,500+ RV loan rates** from **1,600+ credit unions**
- All 50 states, filterable by state
- Extended terms (RV paper commonly runs 120–240 months on larger units)
- APR, base rate, term, lender, and an `as_of` timestamp per row

Source: RateAPI database of credit-union recreational-vehicle rates, verified September 26, 2026.

Looking for other vehicle categories? RateAPI also tracks [auto loan rates](https://rateapi.dev/auto-loan-rates) , [boat & marine rates](https://rateapi.dev/boat-loan-rates) , and [motorcycle rates](https://rateapi.dev/motorcycle-loan-rates) from the same credit unions.

5,500+

RV Loan Rates

1,600+

Credit Unions

50 States

Coverage

Daily

& Weekly Scrapes

Hard-to-Find Data

## Why This RV Rate Data Is Differentiated

Rate aggregators almost universally cover cars and stop there. Recreational-vehicle rates are scattered across thousands of individual credit union websites and rarely published as structured, queryable data. RateAPI scrapes them directly from the source and normalizes them into one API.

### Separated From Auto

RV rates are tracked as their own product category, not blended into an auto-loan average — so the numbers reflect actual recreational-vehicle pricing.

### Credit-Union Scale

1,600+ member-owned credit unions, which typically price RV paper below banks and dealer financing. No affiliate ranking, no lead selling.

API

## Query RV Loan Rates

Filter raw rate rows with a single authenticated GET request

### Lowest RV Rates in a State

Pass `product_type=rv` and a state code, sorted by APR.

$ RV rates in Texas

Copy

curl "https://api.rateapi.dev/v1/rates?product_type=rv&state=TX&sort=apr_asc&limit=25" \

- H "Authorization: Bearer YOUR_API_KEY"

### Filter by Loan Term

Longer terms are common on large motorhomes. Filter by `term_months` .

$ 120-month RV rates in Florida

Copy

curl "https://api.rateapi.dev/v1/rates?product_type=rv&state=FL&term_months=120&limit=25" \

- H "Authorization: Bearer YOUR_API_KEY"

### National RV Rate Scan

Drop the state filter for the lowest RV rates nationwide.

$ Nationwide RV rates

Copy

curl "https://api.rateapi.dev/v1/rates?product_type=rv&sort=apr_asc&limit=50" \

- H "Authorization: Bearer YOUR_API_KEY"

Each row returns the lender, state, product type, rate, APR, term in months, and an `as_of` timestamp, plus pagination metadata (limit, offset, returned, total, has_more). See the [Rate Query API](https://rateapi.dev/rates-api) for full parameters.

## How Fresh Are the Rates?

RV rates are collected by automated scrapers that re-check official credit union websites on a daily and weekly cadence. Every rate row carries an `as_of` timestamp, so integrators can display or filter on exactly how recently each rate was verified.

FAQ

## Frequently Asked Questions

RateAPI tracks 5,500+ recreational-vehicle loan rates from 1,600+ US credit unions, covering motorhomes, travel trailers, fifth wheels, and campers. Rates are queryable by state and term through the REST API.

How many RV loan rates does RateAPI track?

RV loan rates are refreshed from automated daily and weekly scrapes of official credit union websites. Each rate carries an as_of timestamp so you can see exactly when it was last verified.

How often is RV loan rate data updated?

RVs are recreational (non-essential) collateral with longer loan terms and larger balances, so credit unions price them above standard new-car paper. Tracking RV rates separately from auto rates gives an accurate picture instead of a blended average.

Why are RV loan rates higher than car loan rates?

RV rates are rarely published as structured data. Most aggregators only cover cars. RateAPI is one of the few sources that publishes credit-union recreational-vehicle rates across 1,600+ institutions in a single API.

Where else can I find credit union RV rates at this scale?

## Start Querying RV Loan Rates

Access recreational-vehicle rates from 1,600+ credit unions. Free tier available. Zero affiliate bias.

Get Started [View Documentation](https://api.rateapi.dev/)

RateAPI

RateAPI Routes turns confirmed customer facts into source-backed shortlists of published products from 3,700+ tracked US credit unions. Every promoted route keeps its membership and price evidence.

[Get API key →](https://rateapi.dev/api-key) [Sign in](https://app.rateapi.dev)

### Build

- [RateAPI Routes →](https://rateapi.dev/routes)
- [Product Matching API](https://rateapi.dev/financial-product-eligibility-api)
- [Membership Eligibility API](https://rateapi.dev/api/eligibility)
- [Rate Query API](https://rateapi.dev/rates-api)
- [Decision API](https://rateapi.dev/api/reference)
- [Batch Decisions API](https://rateapi.dev/api/batch-decisions)

### Deliver

- [Developer Portal →](https://rateapi.dev/developers)
- [Create a free API key](https://rateapi.dev/api-key)
- [REST API docs](https://api.rateapi.dev/)
- [OpenAPI spec](https://api.rateapi.dev/openapi.json)
- [MCP Server](https://rateapi.dev/mcp)
- [Widget builder](https://rateapi.dev/widget-builder)
- [RateAPI Routes widget](https://rateapi.dev/widget-docs/routes)
- [Market Rates widget](https://rateapi.dev/widget-docs/rates)
- [Webhooks](https://api.rateapi.dev/webhooks)
- [Versioning & deprecation](https://rateapi.dev/deprecation-policy)
- [GitHub](https://github.com/rate-api)

### Solutions

- [Personal finance apps](https://rateapi.dev/use-cases/personal-finance-apps)
- [AI purchase advisors](https://rateapi.dev/use-cases/ai-purchasing-tools)
- [AI agents](https://rateapi.dev/use-cases/ai-agents)
- [Car buying platforms](https://rateapi.dev/use-cases/car-buying-platforms)
- [Credit unions](https://rateapi.dev/for-credit-unions)
- [Loan officers](https://rateapi.dev/use-cases/loan-officers)
- [Rate data for ALM](https://rateapi.dev/alm-rate-data)

### Trust

- [Data coverage](https://rateapi.dev/data-coverage)
- [Rate methodology](https://rateapi.dev/methodology)
- [Eligibility methodology](https://rateapi.dev/eligibility-methodology)
- [Transparency](https://rateapi.dev/transparency)
- [Independence](https://rateapi.dev/independence)
- [Corrections](https://rateapi.dev/corrections)
- [Pricing](https://rateapi.dev/pricing)
- [About](https://rateapi.dev/about)
- [Contact](https://rateapi.dev/contact)
- Talk to a human

### Inspect the data behind the API

Public data explorer

- [Current mortgage rates](https://rateapi.dev/current-mortgage-rates)
- [Current auto rates](https://rateapi.dev/current-auto-loan-rates)
- [Current CD rates](https://rateapi.dev/current-cd-rates)
- [Current HELOC rates](https://rateapi.dev/current-heloc-rates)
- [Current personal loan rates](https://rateapi.dev/current-personal-loan-rates)
- [Mortgage rates](https://rateapi.dev/mortgage-rates)
- [Refinance rates](https://rateapi.dev/refinance-rates)
- [Auto loan rates](https://rateapi.dev/auto-loan-rates)
- [RV loan rates](https://rateapi.dev/rv-loan-rates)
- [Boat rates](https://rateapi.dev/boat-loan-rates)
- [Motorcycle rates](https://rateapi.dev/motorcycle-loan-rates)
- [HELOC rates](https://rateapi.dev/heloc-rates)
- [Personal loan rates](https://rateapi.dev/personal-loan-rates)
- [Credit card rates](https://rateapi.dev/credit-card-rates)
- [Deposit rates](https://rateapi.dev/deposit-rates)
- [CD rates](https://rateapi.dev/cd-rates)
- [Savings rates](https://rateapi.dev/savings-rates)
- [Money market rates](https://rateapi.dev/money-market-rates)
- [Credit union directory](https://rateapi.dev/credit-unions)
- [Who can join](https://rateapi.dev/who-can-join)
- [Mortgage benchmark](https://rateapi.dev/mortgage-rate-benchmark)
- [Auto benchmark](https://rateapi.dev/auto-loan-rate-benchmark)
- [HELOC benchmark](https://rateapi.dev/heloc-rate-benchmark)
- [Personal loan benchmark](https://rateapi.dev/personal-loan-rate-benchmark)
- [CD benchmark](https://rateapi.dev/cd-rate-benchmark)
- [Credit union rate index](https://rateapi.dev/credit-union-rate-index)
- [Deposit beta](https://rateapi.dev/deposit-beta)
- [Credit unions vs banks: mortgage](https://rateapi.dev/compare/credit-union-vs-bank-rates)
- [Credit unions vs banks: auto](https://rateapi.dev/compare/credit-union-vs-bank-auto-loan-rates)
- [Credit unions vs banks: HELOC](https://rateapi.dev/compare/credit-union-vs-bank-heloc-rates)
- [Credit unions vs banks: CD](https://rateapi.dev/compare/credit-union-vs-bank-cd-rates)
- [Mortgage rate API comparison](https://rateapi.dev/compare/mortgage-rate-apis)
- [Rate datasets](https://rateapi.dev/credit-union-rate-dataset)

© 2026 RateAPI · US credit unions only · Published pricing is not approval.

[Privacy](https://rateapi.dev/privacy) [Terms](https://rateapi.dev/terms) [llms.txt](https://rateapi.dev/llms.txt)

---

Source: https://rateapi.dev/rv-loan-rates
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp