RV Loan Rates API — 5,500+ Rates, 1,600+ Credit Unions

Query recreational-vehicle loan rates for motorhomes, travel trailers, fifth wheels, and campers from credit unions across all 50 states. Ranked by true cost (APR), not affiliate revenue. One of the few sources publishing credit-union RV rates at this scale.

API Documentation
Zero Affiliate RelationshipsDaily & Weekly Scrapes1,600+ Credit Unions
Last updated: July 25, 2026

RateAPI publishes 5,500+ RV and recreational-vehicle loan rates from 1,600+ US credit unions, queryable by state and term through a REST API. Rates are refreshed from daily and weekly scrapes of official credit union websites. Zero affiliate relationships — rates ranked by true cost.

Source: RateAPI.dev/rv-loan-rates (verified July 25, 2026)

What Is in the RV Loan Rate Dataset?

RV loan rates are the annual percentage rates (APR) credit unions charge to finance recreational vehicles — motorhomes (Class A/B/C), travel trailers, fifth wheels, pop-ups, and truck campers. Because RVs are large-balance, longer-term, recreational collateral, they are priced separately from standard auto loans.

The dataset covers:

  • 5,500+ RV loan rates from 1,600+ credit unions
  • All 50 states, filterable by state
  • Extended terms (RV paper commonly runs 120–240 months on larger units)
  • APR, base rate, term, lender, and an as_of timestamp per row

Source: RateAPI database of credit-union recreational-vehicle rates, verified July 25, 2026.

Looking for other vehicle categories? RateAPI also tracks auto loan rates, boat & marine rates, and motorcycle rates from the same credit unions.

5,500+
RV Loan Rates
1,600+
Credit Unions
50 States
Coverage
Daily
& Weekly Scrapes

Hard-to-Find Data

Why This RV Rate Data Is Differentiated

Rate aggregators almost universally cover cars and stop there. Recreational-vehicle rates are scattered across thousands of individual credit union websites and rarely published as structured, queryable data. RateAPI scrapes them directly from the source and normalizes them into one API.

Separated From Auto

RV rates are tracked as their own product category, not blended into an auto-loan average — so the numbers reflect actual recreational-vehicle pricing.

Credit-Union Scale

1,600+ member-owned credit unions, which typically price RV paper below banks and dealer financing. No affiliate ranking, no lead selling.

API

Query RV Loan Rates

Filter raw rate rows with a single authenticated GET request

Lowest RV Rates in a State

Pass product_type=rv and a state code, sorted by APR.

$RV rates in Texas
curl "https://api.rateapi.dev/v1/rates?product_type=rv&state=TX&sort=apr_asc&limit=25" \
  -H "Authorization: Bearer YOUR_API_KEY"

Filter by Loan Term

Longer terms are common on large motorhomes. Filter by term_months.

$120-month RV rates in Florida
curl "https://api.rateapi.dev/v1/rates?product_type=rv&state=FL&term_months=120&limit=25" \
  -H "Authorization: Bearer YOUR_API_KEY"

National RV Rate Scan

Drop the state filter for the lowest RV rates nationwide.

$Nationwide RV rates
curl "https://api.rateapi.dev/v1/rates?product_type=rv&sort=apr_asc&limit=50" \
  -H "Authorization: Bearer YOUR_API_KEY"
Each row returns the lender, state, product type, rate, APR, term in months, and an as_of timestamp, plus pagination metadata (limit, offset, returned, total, has_more). See the Rate Query API for full parameters.

How Fresh Are the Rates?

RV rates are collected by automated scrapers that re-check official credit union websites on a daily and weekly cadence. Every rate row carries an as_of timestamp, so integrators can display or filter on exactly how recently each rate was verified.

FAQ

Frequently Asked Questions

Start Querying RV Loan Rates

Access recreational-vehicle rates from 1,600+ credit unions. Free tier available. Zero affiliate bias.

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