American Heritage Credit Union

Philadelphia, Pennsylvania
Last verified: August 4, 2026
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Verified rate book

Current American Heritage Credit Union rates

17 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

5 offers
American Heritage Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
5/1 ARM5 1 arm6.250% APR5.125%Standard
30 Year Mortgageother6.500% APR6.433%Standard
30 Year FHAother7.045% APR6.250%Standard
30 Year No Cost Refinanceother7.000% APR7.000%Standard
30 Year No Closing Cost Refinanceother7.000% APR7.000%Standard

Auto & vehicle rates

4 offers
American Heritage Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 63-Month New Auto Loanauto_new_63mo4.990% APR4.990%63 mo · newStandard
Up to 63-Month Used Auto Loanauto_used_63mo5.340% APR5.340%63 mo · usedStandard
Motorcycle Loanmotorcycle5.390% APR5.390%Standard
RV Loanrv7.990% APR7.990%Standard

HELOC rates

4 offers
American Heritage Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan Up to 70%heloc_fixed4.990% APR4.990%Standard
Platinum Fixed-Rate HELOCheloc_fixed5.740% APR5.740%Standard
Gold HELOCheloc_variable5.990% APR5.990%Standard
Interest-Only HELOCheloc_variable6.250% APR6.250%Standard

Savings & CD rates

4 offers
American Heritage Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Money Marketmoney_market2.21% APY2.21%Standard
Platinum Money Marketmoney_market2.80% APY2.80%Standard
High Yield Savingssavings3.10% APY3.10%Standard
24-Month Certificatecd_24mo4.00% APY4.00%24 moStandard

As of August 4, 2026, American Heritage Credit Union offers a 5 1 arm mortgage at 6.25% APR. Vehicle loans available from 4.99% APR for 63 months. HELOC rates from 4.99% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from American Heritage Credit Union's official website

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About American Heritage Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
329.7K
Assets
$5.3B
Founded
1948
Locations reported
36
NCUA charter
5621
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join American Heritage Credit Union

Membership eligibility from American Heritage Credit Union's own published criteria. How we verify this.

Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.

Cost to join: About $5.

Verified from American Heritage Credit Union's membership page. Final membership determination is always made by the credit union.

Work at American Heritage Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where American Heritage Credit Union ranks against Pennsylvania peers.

Frequently Asked Questions

What rates does American Heritage Credit Union offer?

American Heritage Credit Union currently offers mortgage, vehicle loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are American Heritage Credit Union rates updated?

RateAPI verifies American Heritage Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get American Heritage Credit Union's rate data?

Rate data is collected directly from American Heritage Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is American Heritage Credit Union's mortgage rate?

As of August 4, 2026, American Heritage Credit Union offers a 5 1 arm mortgage at 6.25% APR.

What are American Heritage Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, American Heritage Credit Union offers vehicle loans from 4.99% APR.

What is American Heritage Credit Union's HELOC rate?

As of August 4, 2026, American Heritage Credit Union offers home equity lines of credit from 4.99% APR.

What is American Heritage Credit Union's best CD rate?

As of August 4, 2026, American Heritage Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare American Heritage Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for American Heritage Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/american-heritage" \
  -H "Authorization: Bearer YOUR_API_KEY"