SF Fire Credit Union Mortgage, HELOC, Personal Loan & Savings & CD Rates & Who Can Join

As of July 25, 2026, SF Fire Credit Union offers a 30-year fixed mortgage at 6.704% APR. HELOC rates from 6.367% APR. Personal loan rates from 9.25% APR. Savings and certificate yields up to 4.25% APY.
Source: RateAPI.dev, verified from SF Fire Credit Union's official website

Who Can Join SF Fire Credit Union

Membership eligibility from SF Fire Credit Union's own published criteria. How we verify this.

Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.

LocationSan Francisco, San Mateo, Marin
AssociationLocal IAFF 1171, Santa Clara Firefighters, California State Firefighters' Association
OccupationActive or Retired Firefighters in San Francisco, San Mateo, or Marin County

Cost to join: No membership fee or minimum deposit listed.

Verified from SF Fire Credit Union's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 25, 2026

30-year-fixed

6.704% APR

Rate6.375%

Points0

30-year conforming mortgage

HELOC Rates

Rates as of July 25, 2026

heloc_fixed

6.367% APR

Rate6.250%

Home Equity Loans

Personal Loan Rates

Rates as of July 25, 2026

personal_unsecured

9.250% APR

Rate9.250%

Personal Loan

Savings & Certificate Rates

Rates as of July 25, 2026

cd_18mo

0.20% APY

Dividend Rate0.20%

18 Month Bump Up Term Certificate

money_market

2.00% APY

Dividend Rate1.98%

Money Market

cd_3mo

3.00% APY

Dividend Rate3.00%

3 Month Term Certificate

cd_6mo

3.25% APY

Dividend Rate3.25%

6 Month Term Certificate

cd_12mo

3.50% APY

Dividend Rate3.50%

1 Year Term Certificate

cd_24mo

3.65% APY

Dividend Rate3.65%

2 Year Term Certificate

cd_36mo

3.75% APY

Dividend Rate3.75%

3 Year Term Certificate

cd_5mo

4.00% APY

Dividend Rate4.00%

5-month certificate

cd_7mo

4.00% APY

Dividend Rate4.00%

7 Month Anniversary Tiered Certificate

cd_60mo

4.25% APY

Dividend Rate4.25%

5 Year Term Certificate

Frequently Asked Questions

What rates does SF Fire Credit Union offer?

SF Fire Credit Union currently offers mortgage, HELOC, and personal loan rates. The rates shown on this page were last verified July 25, 2026 directly from the credit union's official website.

How often are SF Fire Credit Union rates updated?

RateAPI verifies SF Fire Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 25, 2026.

Where does RateAPI get SF Fire Credit Union's rate data?

Rate data is collected directly from SF Fire Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is SF Fire Credit Union's mortgage rate?

As of July 25, 2026, SF Fire Credit Union offers a 30-year fixed mortgage at 6.704% APR.

Related Rate Data

Compare SF Fire Credit Union's rates against national credit-union benchmarks.

More XX credit unions Mortgage rate benchmark HELOC rates Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for SF Fire Credit Union
curl "https://api.rateapi.dev/credit-unions/nationwide/sf-fire-credit-union" \
  -H "Authorization: Bearer YOUR_API_KEY"

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