--- title: "Rally Credit Union Rates (Nov 2026): Mortgage 7.14%" description: "Rally Credit Union rates today: 7 1 arm mortgage 7.14% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Rally Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/rally" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Rally Credit Union Rates (Nov 2026): Mortgage 7.14% ### Mortgage rates 12 offers | Product | Published | Rate | Term / condition | Status | | **Jumbo ($766,551-$999,999)** 7 1 arm | 7.141% APR | 7.125% | — | Standard | | **Jumbo Loan ($766,551 -$999,999)** 7 1 arm | 7.761% APR | 7.750% | — | Standard | | **Construction to Perm One Time Close** other | 6.490% APR | 6.375% | — | Standard | | **Homestead - Home Purchase** other | 6.673% APR | 6.625% | — | Standard | | **Super Jumbo ($1 Million or Greater)** other | 7.748% APR | 7.375% | — | Standard | | **Land - Lot Loan** other | 8.712% APR | 8.500% | — | Standard | | **Refinance** other | — APR | 6.625% | — | Standard | | **Homestead - Refinance Cash Out Refinance** other | 6.673% APR | 6.625% | — | Standard | | **FHA Purchase Refinance** other | 6.837% APR | 6.625% | — | Standard | | **VA Purchase Refinance** other | 6.837% APR | 6.625% | — | Standard | | **Homestead- Refinance Cash Out Refinance** other | 7.290% APR | 7.250% | — | Standard | | **Second Lien Refi Cash Out Refinance** other | 8.779% APR | 8.625% | — | Standard | Rally Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan Rates 1 (0 - 84 Months)** auto_any_84mo | — APR | 5.240% | 84 mo | Standard | | **Auto Loan** auto | — APR | 5.240% | — | Standard | | **Recreational Vehicle Loan Rates 2 (0-120 Months)** rv_any_120mo | — APR | 5.990% | 120 mo | Standard | Rally Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Deposit Secured 4 Loan Rates (0 - 36 Months)** personal_secured_36mo | — APR | 6.000% | 36 mo | Standard | | **Deposit Secured Loan** personal_secured | — APR | 6.000% | — | Standard | | **Deposit Secured 4 Loan Rates (37 - 48 Months)** personal_secured_48mo | — APR | 7.000% | 48 mo | Standard | | **Deposit Secure Rate** personal_secured | — APR | 9.990% | — | Standard | | **Personal Loan Rates (Signature/Line of Credit) 3 (0 - 60 Months)** ploc_variable | — APR | 9.990% | 60 mo | Standard | Rally Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Checking & Savings Account Bundle** savings | — APY | 3.00% | — | Standard | Rally Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Buying a Home** other | — % | 6.673% | — | Standard | Rally Credit Union other rates as of November 12, 2026 As of November 12, 2026, Rally Credit Union offers a 7 1 arm mortgage at 7.141% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/rally) , verified from [Rally Credit Union's official website](https://rallycu.com/) Loading branch locator… ## About Rally Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 240.6K Assets $4.8B Founded 1955 Locations reported 23 NCUA charter 68615 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Coastlife** Administration Building · Corpus Christi · TX · 78414 About 1.3 miles away](https://rateapi.dev/credit-unions/texas/coastlife) [**Chemcel** Corpus Christi Office · Corpus Christi · TX · 78414-3919 About 1.3 miles away](https://rateapi.dev/credit-unions/texas/chemcel) [**randolph-brooks** Cimarron · Corpus Christi · TX · 78414-2618 About 1.6 miles away](https://rateapi.dev/credit-unions/texas/randolph-brooks) [**Gulf Coast** Rodd Field · Corpus Christi · TX · 78414-3145 About 1.7 miles away](https://rateapi.dev/credit-unions/texas/gulf-coast) [**Navy Federal Credit Union** Corpus Christi TX · Corpus Christi · TX · 78413 About 1.8 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Star Financial** Holly Road · Corpus Christi · TX · 78412-4664 About 2.4 miles away](https://rateapi.dev/credit-unions/texas/star-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Rally Credit Union Membership eligibility from Rally Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Rally Credit Union's website. Check the membership page below to confirm whether you qualify. - Association Texas Consumer Council (TXCC) Verified from [Rally Credit Union's membership page](https://rallycu.com/about/) . Final membership determination is always made by the credit union. ## Membership rules for Rally Credit Union Associations · Family 2 published paths to membership, last verified August 21, 2026, quoted from Rally Credit Union’s own published criteria. ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Texas Consumer Council (TXCC) “We opened up membership eligibility to all Texans through a partnership with the Texas Consumer Council (TXCC).” > [source ↗](https://rallycu.com/about/) - Member of Texas Consumer Council (TXCC) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member family members “We launched more branches, opened eligibility up to family members of current members and continued to grow!” > [source ↗](https://rallycu.com/about/) - Family member (family members) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Rally Credit Union? Yes No ## Work at Rally Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Rally Credit Union ranks against Texas peers. - See which AI assistants fetched Rally Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=rally&state=texas&code=TX&name=Rally%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Rally Credit Union offer? Rally Credit Union currently offers mortgage, vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Rally Credit Union rates updated? RateAPI verifies Rally Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Rally Credit Union's rate data? Rate data is collected directly from Rally Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Rally Credit Union's mortgage rate? As of November 12, 2026, Rally Credit Union offers a 7 1 arm mortgage at 7.141% APR. ### Who can join Rally Credit Union? Rally Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 association for Rally Credit Union, each quoted from Rally Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Rally Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas mortgage rate leaders](https://rateapi.dev/mortgage-rates/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://rallycu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Rally Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Rally Credit Union curl "https://api.rateapi.dev/credit-unions/texas /rally " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Rally Credit Union locations Search, filter, and browse all 23 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/rally Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp