--- title: "People's Alliance Credit Union Rates - New York" description: "Current savings & cd rates from People's Alliance Credit Union in New York. Updated daily with source verification. See who can join People's Alliance Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/peoples-alliance" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # People's Alliance Credit Union Rates - New York ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **100,000 & $249,999** savings | — APY | 0.70% | — | Standard | | **3-Month Certificate** cd_3mo | — APY | 1.64% | 3 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.76% | 6 mo | Standard | People's Alliance Credit Union savings & cd rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **8 Month Special*** other | — % | 3.970% | — | Standard | | **NEW 10 Month Special*** other | — % | 4.500% | — | Standard | People's Alliance Credit Union other rates as of November 12, 2026 People's Alliance Credit Union is a credit union in New York. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/peoples-alliance) , verified from [People's Alliance Credit Union's official website](https://pafcu.org/) Loading branch locator… ## About People's Alliance Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 32.5K Assets $326.7M Founded 1940 Locations reported 8 NCUA charter 3633 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Island** Headquarters · Hauppauge · NY · 11788-5152 Branch in the same ZIP](https://rateapi.dev/credit-unions/new-york/island) [**Teachers** Headquarters · Hauppauge · NY · 11788 Branch in the same ZIP](https://rateapi.dev/credit-unions/new-york/teachers) [**Suffolk** Islandia Branch · Islandia · NY · 11749-1405 About 1.3 miles away](https://rateapi.dev/credit-unions/new-york/suffolk) [**Fourleaf** Smithtown · Smithtown · NY · 11787 About 3.1 miles away](https://rateapi.dev/credit-unions/new-york/fourleaf) [**Jovia Financial** Nesconset · Nesconset · NY · 11767-2425 About 3.6 miles away](https://rateapi.dev/credit-unions/new-york/jovia-financial) [**Long Island Alliance** Main Branch · Hauppauge · NY · 11788-5500 About 3.6 miles away](https://rateapi.dev/credit-unions/new-york/long-island-alliance) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join People's Alliance Credit Union Membership eligibility from People's Alliance Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on People's Alliance Credit Union's website. Check the membership page below to confirm whether you qualify. - Association American Consumer Council, New York Credit Union Foundation Verified from [People's Alliance Credit Union's membership page](https://www.pafcu.org/membership/) . Final membership determination is always made by the credit union. ## Membership rules for People's Alliance Credit Union Associations 2 · Family 2 4 published paths to membership, last verified August 21, 2026, quoted from People's Alliance Credit Union’s own published criteria. ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of American Consumer Council “Join the American Consumer Council (ACC) or the New York Credit Union Foundation (NYCUF). Membership is covered by PAFCU, and we can take care of the process for you.” > [source ↗](https://www.pafcu.org/membership/) - Member of American Consumer Council - Member of New York Credit Union Foundation “Join the American Consumer Council (ACC) or the New York Credit Union Foundation (NYCUF). Membership is covered by PAFCU, and we can take care of the process for you.” > [source ↗](https://www.pafcu.org/membership/) - Member of New York Credit Union Foundation ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, child, parent, sibling, grandparent, grandchild, household member “Employees of more than 400 PAFCU partner companies—and their family members—can apply for membership.” > [source ↗](https://www.pafcu.org/membership/) - Family member (spouse, child, parent, sibling, grandparent, grandchild, household member) of a member - Family of a member immediate relatives, spouse, child, parent, sibling, grandparent, grandchild “Family members (kinship accounts) of current members are eligible—including immediate relatives and those by marriage or adoption—so when you join, your family can join too.” > [source ↗](https://www.pafcu.org/membership/) - Family member (immediate relatives, spouse, child, parent, sibling, grandparent, grandchild) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for People's Alliance Credit Union? Yes No ## Work at People's Alliance Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where People's Alliance Credit Union ranks against New York peers. - See which AI assistants fetched People's Alliance Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=peoples-alliance&state=new-york&code=NY&name=People's%20Alliance%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does People's Alliance Credit Union offer? People's Alliance Credit Union is a credit union in New York. Rate data is currently being verified. ### How often are People's Alliance Credit Union rates updated? RateAPI verifies People's Alliance Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get People's Alliance Credit Union's rate data? Rate data is collected directly from People's Alliance Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join People's Alliance Credit Union? People's Alliance Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 2 associations for People's Alliance Credit Union, each quoted from People's Alliance Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare People's Alliance Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://pafcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track People's Alliance Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for People's Alliance Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /peoples-alliance " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## People's Alliance Credit Union locations Search, filter, and browse all 8 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/peoples-alliance Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp