--- title: "Long Island Alliance Credit Union Rates (Nov 2026): CDs to 3.82%" description: "Long Island Alliance Credit Union rates today: savings & CDs up to 3.82% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Long Island Alliance Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-york/long-island-alliance" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Long Island Alliance Credit Union Rates (Nov 2026): CDs to 3.82% ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 5.990% | new | Standard | | **Used Auto Loan** auto_used | — APR | 6.490% | used | Standard | Long Island Alliance Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 7.990% | — | Standard | Long Island Alliance Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Fixed Personal** other | — APR | 9.990% | — | Standard | Long Island Alliance Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Savings ($5+)** savings | — APY | 0.50% | — | Standard | | **Money Markets (Monthly)** money_market | — APY | 0.75% | — | Standard | | **Money Market** money_market | 1.00% APY | 1.00% | — | Standard | | **Money Markets (Monthly)** money_market | — APY | 1.00% | — | Standard | | **Money Markets (Monthly)** money_market | — APY | 1.50% | — | Standard | | **3-Month Certificate** cd_3mo | 2.02% APY | 2.00% | 3 mo | Standard | | **12-Month Certificate** cd_12mo | 2.27% APY | 2.25% | 12 mo | Standard | | **6-Month Certificate** cd_6mo | 2.53% APY | 2.50% | 6 mo | Standard | | **24-Month Certificate** cd_24mo | 3.82% APY | 3.75% | 24 mo | Standard | Long Island Alliance Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 3.82% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york/long-island-alliance) , verified from [Long Island Alliance Credit Union's official website](https://www.liafcu.org/) Loading branch locator… ## About Long Island Alliance Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2K Assets $16M Founded 1938 Locations reported 1 NCUA charter 2782 Charter type Federal credit union ### Services and member support - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Island** Headquarters · Hauppauge · NY · 11788-5152 Branch in the same ZIP](https://rateapi.dev/credit-unions/new-york/island) [**Teachers** Headquarters · Hauppauge · NY · 11788 Branch in the same ZIP](https://rateapi.dev/credit-unions/new-york/teachers) [**Suffolk** Islandia Branch · Islandia · NY · 11749-1405 About 1.3 miles away](https://rateapi.dev/credit-unions/new-york/suffolk) [**People's Alliance** Main Office · Hauppauge · NY · 11788-3971 About 2.9 miles away](https://rateapi.dev/credit-unions/new-york/peoples-alliance) [**Fourleaf** Smithtown · Smithtown · NY · 11787 About 3.1 miles away](https://rateapi.dev/credit-unions/new-york/fourleaf) [**Jovia Financial** Nesconset · Nesconset · NY · 11767-2425 About 3.6 miles away](https://rateapi.dev/credit-unions/new-york/jovia-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Long Island Alliance Credit Union Membership eligibility from Long Island Alliance Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Long Island Alliance Credit Union's website. Check the membership page below to confirm whether you qualify. - Location NY - Employer State of New York - Association Hauppauge Public Library Verified from [Long Island Alliance Credit Union's membership page](https://www.liafcu.org/about-lise/membership-eligibility) . Final membership determination is always made by the credit union. ## Membership rules for Long Island Alliance Credit Union Geography 1 · Associations · Family 3 published paths to membership, last verified August 27, 2026, quoted from Long Island Alliance Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - NY “To become a LIAFCU member, you must live on Long Island and be employed by the State of New York.” > [source ↗](https://www.liafcu.org/about-lise/membership-eligibility) ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of Hauppauge Public Library “In addition, if you are a member of the Hauppauge Public Library, you are also eligible to join LIAFCU.” > [source ↗](https://www.liafcu.org/about-lise/membership-eligibility) - Member of Hauppauge Public Library ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family, household member “Once you are a LIAFCU member, members of your immediate family and any member of your household are also eligible to join” > [source ↗](https://www.liafcu.org/about-lise/membership-eligibility) - Family member (immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Long Island Alliance Credit Union? Yes No ## Work at Long Island Alliance Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Long Island Alliance Credit Union ranks against New York peers. - See which AI assistants fetched Long Island Alliance Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New York - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=long-island-alliance&state=new-york&code=NY&name=Long%20Island%20Alliance%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Long Island Alliance Credit Union offer? Long Island Alliance Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Long Island Alliance Credit Union rates updated? RateAPI verifies Long Island Alliance Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Long Island Alliance Credit Union's rate data? Rate data is collected directly from Long Island Alliance Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Long Island Alliance Credit Union's best CD rate? As of November 12, 2026, Long Island Alliance Credit Union offers savings and certificate (CD) yields up to 3.82% APY. ### Who can join Long Island Alliance Credit Union? Long Island Alliance Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 geographic area and 1 association for Long Island Alliance Credit Union, each quoted from Long Island Alliance Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Long Island Alliance Credit Union's rates against national credit-union benchmarks. [More New York credit unions](https://rateapi.dev/credit-unions/new-york) [New York auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-york) [New York HELOC rate leaders](https://rateapi.dev/heloc-rates/new-york) [New York personal loan leaders](https://rateapi.dev/personal-loan-rates/new-york) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.liafcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Long Island Alliance Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Long Island Alliance Credit Union curl "https://api.rateapi.dev/credit-unions/new-york /long-island-alliance " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Long Island Alliance Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york/long-island-alliance Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp