Wholesale rate sheet · updated April 18, 2026 · 8am ET
Virginia Mortgage Rate Sheet — April 18, 2026
The lowest 30-year fixed rates from 28 credit unions publishing wholesale sheets in Virginia, ranked by APR. Updated daily.
Data source: publicly posted CU rate sheets · Not an offer of credit
Virginia market snapshot · today
7-day sparkline reflects Virginia median APR trend · 30-year fixed conforming
Today’s Virginia leaderboard.
Top 10 credit unions ranked by APR on a $400K / 360mo conforming loan.
No sheet data for Virginia today.
No credit unions in Virginia published a wholesale rate sheet in the last 24 hours. Check back after 8am ET tomorrow, or see other state sheets.
About the Virginia wholesale market.
Virginia hosts the two largest CUs in the country by membership — their rate moves propagate nationwide the same day. 28 credit unions are publishing rate sheets in Virginia today.
Program mix: VA share is the highest in the country given Navy Federal and PenFed presence. Conventional and jumbo both strong in NoVA.
Licensing & regulation: Virginia Bureau of Financial Institutions supervises state charters. Military-heavy market drives VA pricing that influences national benchmarks.
Largest wholesale CUs by membership: Navy Federal Credit Union, Pentagon Federal Credit Union (PenFed), Virginia Credit Union.
Typical home-price band: $375,000–$450,000 · factors into conforming-vs-jumbo break in broker sheets.
Need 15-year, FHA, VA, USDA, or jumbo sheets? Query the full program surface via /v1/decisions with product_type filters.
See other state sheets →
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