Wholesale rate sheet · updated April 18, 2026 · 8am ET
North Carolina Mortgage Rate Sheet — April 18, 2026
The lowest 30-year fixed rates from 13 credit unions publishing wholesale sheets in North Carolina, ranked by APR. Updated daily.
Data source: publicly posted CU rate sheets · Not an offer of credit
North Carolina market snapshot · today
7-day sparkline reflects North Carolina median APR trend · 30-year fixed conforming
Today’s North Carolina leaderboard.
Top 10 credit unions ranked by APR on a $400K / 360mo conforming loan.
No sheet data for North Carolina today.
No credit unions in North Carolina published a wholesale rate sheet in the last 24 hours. Check back after 8am ET tomorrow, or see other state sheets.
About the North Carolina wholesale market.
North Carolina is a deep wholesale market dominated by SECU, which publishes rates that effectively set the state floor. 13 credit unions are publishing rate sheets in North Carolina today.
Program mix: Conventional-dominant; SECU's in-house programs shape state-level pricing benchmarks.
Licensing & regulation: North Carolina Credit Union Division — one of the few dedicated CU regulators with strong state-charter presence.
Largest wholesale CUs by membership: State Employees' Credit Union (SECU), Coastal Credit Union, Local Government Federal Credit Union.
Typical home-price band: $325,000–$400,000 · factors into conforming-vs-jumbo break in broker sheets.
Need 15-year, FHA, VA, USDA, or jumbo sheets? Query the full program surface via /v1/decisions with product_type filters.
See other state sheets →
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