Wholesale rate sheet · updated April 18, 2026 · 8am ET

Massachusetts Mortgage Rate Sheet — April 18, 2026

The lowest 30-year fixed rates from 32 credit unions publishing wholesale sheets in Massachusetts, ranked by APR. Updated daily.

Data source: publicly posted CU rate sheets · Not an offer of credit

Massachusetts market snapshot · today

Low APR4.500%
Median APR
High APR7.265%

7-day sparkline reflects Massachusetts median APR trend · 30-year fixed conforming

Today’s Massachusetts leaderboard.

Top 10 credit unions ranked by APR on a $400K / 360mo conforming loan.

No sheet data for Massachusetts today.

No credit unions in Massachusetts published a wholesale rate sheet in the last 24 hours. Check back after 8am ET tomorrow, or see other state sheets.

About the Massachusetts wholesale market.

Massachusetts is a deep wholesale market; DCU alone publishes rates that influence the regional benchmark daily. 32 credit unions are publishing rate sheets in Massachusetts today.

Program mix: Conventional-dominant with strong jumbo share inside Route 128. FHA modest statewide.

Licensing & regulation: Massachusetts Division of Banks supervises state charters. MA has stricter consumer disclosure rules than most states.

Largest wholesale CUs by membership: Digital Federal Credit Union (DCU), Workers Credit Union, Metro Credit Union.

Typical home-price band: $550,000–$650,000 · factors into conforming-vs-jumbo break in broker sheets.

Need 15-year, FHA, VA, USDA, or jumbo sheets? Query the full program surface via /v1/decisions with product_type filters.

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