Wholesale rate sheet · updated April 18, 2026 · 8am ET

Pennsylvania Mortgage Rate Sheet — April 18, 2026

The lowest 30-year fixed rates from 40 credit unions publishing wholesale sheets in Pennsylvania, ranked by APR. Updated daily.

Data source: publicly posted CU rate sheets · Not an offer of credit

Pennsylvania market snapshot · today

Low APR4.500%
Median APR
High APR6.875%

7-day sparkline reflects Pennsylvania median APR trend · 30-year fixed conforming

Today’s Pennsylvania leaderboard.

Top 10 credit unions ranked by APR on a $400K / 360mo conforming loan.

No sheet data for Pennsylvania today.

No credit unions in Pennsylvania published a wholesale rate sheet in the last 24 hours. Check back after 8am ET tomorrow, or see other state sheets.

About the Pennsylvania wholesale market.

Pennsylvania is a bifurcated market — Philadelphia and Pittsburgh MSA pricing diverge materially from central PA. 40 credit unions are publishing rate sheets in Pennsylvania today.

Program mix: Conventional-dominant; FHA strong in Philadelphia metro. Jumbo share elevated on Main Line.

Licensing & regulation: Pennsylvania Department of Banking and Securities supervises state charters.

Largest wholesale CUs by membership: PSECU, Pennsylvania State Employees Credit Union, American Heritage Credit Union.

Typical home-price band: $250,000–$300,000 · factors into conforming-vs-jumbo break in broker sheets.

Need 15-year, FHA, VA, USDA, or jumbo sheets? Query the full program surface via /v1/decisions with product_type filters.

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