Wholesale rate sheet · updated April 18, 2026 · 8am ET
Kentucky Mortgage Rate Sheet — April 18, 2026
The lowest 30-year fixed rates from 7 credit unions publishing wholesale sheets in Kentucky, ranked by APR. Updated daily.
Data source: publicly posted CU rate sheets · Not an offer of credit
Kentucky market snapshot · today
7-day sparkline reflects Kentucky median APR trend · 30-year fixed conforming
Today’s Kentucky leaderboard.
Top 10 credit unions ranked by APR on a $400K / 360mo conforming loan.
No sheet data for Kentucky today.
No credit unions in Kentucky published a wholesale rate sheet in the last 24 hours. Check back after 8am ET tomorrow, or see other state sheets.
About the Kentucky wholesale market.
Kentucky is a mid-depth market; pricing tracks the national median closely. 7 credit unions are publishing rate sheets in Kentucky today.
Program mix: Conventional and FHA roughly even; rural USDA share is meaningful outside Louisville and Lexington.
Licensing & regulation: Kentucky Department of Financial Institutions supervises state charters.
Largest wholesale CUs by membership: Kentucky Federal Credit Union, Commonwealth Credit Union, Park Community Credit Union.
Typical home-price band: $200,000–$250,000 · factors into conforming-vs-jumbo break in broker sheets.
Need 15-year, FHA, VA, USDA, or jumbo sheets? Query the full program surface via /v1/decisions with product_type filters.
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