Wholesale rate sheet · updated April 18, 2026 · 8am ET
Hawaii Mortgage Rate Sheet — April 18, 2026
The lowest 30-year fixed rates from 6 credit unions publishing wholesale sheets in Hawaii, ranked by APR. Updated daily.
Data source: publicly posted CU rate sheets · Not an offer of credit
Hawaii market snapshot · today
7-day sparkline reflects Hawaii median APR trend · 30-year fixed conforming
Today’s Hawaii leaderboard.
Top 10 credit unions ranked by APR on a $400K / 360mo conforming loan.
No sheet data for Hawaii today.
No credit unions in Hawaii published a wholesale rate sheet in the last 24 hours. Check back after 8am ET tomorrow, or see other state sheets.
About the Hawaii wholesale market.
Hawaii is an isolated wholesale market — pricing tracks mainland benchmarks with a persistent premium. 6 credit unions are publishing rate sheets in Hawaii today.
Program mix: Jumbo-dominant on Oahu due to conforming-limit mismatch with home values. Conventional 30-year fixed elsewhere.
Licensing & regulation: Hawaii Division of Financial Institutions supervises state charters. High-cost area loan limits apply in all counties.
Largest wholesale CUs by membership: Hawaii State FCU, Hawaiian Tel FCU, Aloha Pacific FCU.
Typical home-price band: $700,000–$800,000 · factors into conforming-vs-jumbo break in broker sheets.
Need 15-year, FHA, VA, USDA, or jumbo sheets? Query the full program surface via /v1/decisions with product_type filters.
See other state sheets →
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