Wholesale rate sheet · updated April 18, 2026 · 8am ET

Montana Mortgage Rate Sheet — April 18, 2026

The lowest 30-year fixed rates from 3 credit unions publishing wholesale sheets in Montana, ranked by APR. Updated daily.

Data source: publicly posted CU rate sheets · Not an offer of credit

Montana market snapshot · today

Low APR4.500%
Median APR
High APR7.000%

7-day sparkline reflects Montana median APR trend · 30-year fixed conforming

Limited lender coverage in Montana today (3 credit unions publishing). Nationwide averages and neighbor-state sheets may give a fuller market picture.

Today’s Montana leaderboard.

Top 10 credit unions ranked by APR on a $400K / 360mo conforming loan.

No sheet data for Montana today.

No credit unions in Montana published a wholesale rate sheet in the last 24 hours. Check back after 8am ET tomorrow, or see other state sheets.

About the Montana wholesale market.

Montana has a thin but geographically distributed wholesale market — each regional CU drives its own pricing. 3 credit unions are publishing rate sheets in Montana today.

Program mix: Conventional-dominant with rural and ranch property financing as a distinctive sub-segment.

Licensing & regulation: Montana Division of Banking and Financial Institutions supervises state charters.

Largest wholesale CUs by membership: Montana Federal Credit Union, Rocky Mountain Credit Union, Whitefish Credit Union.

Typical home-price band: $425,000–$500,000 · factors into conforming-vs-jumbo break in broker sheets.

Need 15-year, FHA, VA, USDA, or jumbo sheets? Query the full program surface via /v1/decisions with product_type filters.

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