Wholesale rate sheet · updated April 18, 2026 · 8am ET
New Jersey Mortgage Rate Sheet — April 18, 2026
The lowest 30-year fixed rates from 19 credit unions publishing wholesale sheets in New Jersey, ranked by APR. Updated daily.
Data source: publicly posted CU rate sheets · Not an offer of credit
New Jersey market snapshot · today
7-day sparkline reflects New Jersey median APR trend · 30-year fixed conforming
Today’s New Jersey leaderboard.
Top 10 credit unions ranked by APR on a $400K / 360mo conforming loan.
No sheet data for New Jersey today.
No credit unions in New Jersey published a wholesale rate sheet in the last 24 hours. Check back after 8am ET tomorrow, or see other state sheets.
About the New Jersey wholesale market.
New Jersey sheets are commuter-market driven — North Jersey repricing tracks NYC lender activity. 19 credit unions are publishing rate sheets in New Jersey today.
Program mix: Conventional with elevated jumbo share, especially in commuter counties. FHA meaningful in South Jersey.
Licensing & regulation: New Jersey Department of Banking and Insurance supervises state charters.
Largest wholesale CUs by membership: Affinity Federal Credit Union, Garden Savings FCU, Picatinny Federal Credit Union.
Typical home-price band: $475,000–$550,000 · factors into conforming-vs-jumbo break in broker sheets.
Need 15-year, FHA, VA, USDA, or jumbo sheets? Query the full program surface via /v1/decisions with product_type filters.
See other state sheets →
Get this in your inbox every morning.
The full New Jersey wholesale sheet, ranked by APR, delivered at 9am ET. Built for loan officers and brokers.
Subscribe to daily rate emails →