Wholesale rate sheet · updated April 18, 2026 · 8am ET
Florida Mortgage Rate Sheet — April 18, 2026
The lowest 30-year fixed rates from 17 credit unions publishing wholesale sheets in Florida, ranked by APR. Updated daily.
Data source: publicly posted CU rate sheets · Not an offer of credit
Florida market snapshot · today
7-day sparkline reflects Florida median APR trend · 30-year fixed conforming
Today’s Florida leaderboard.
Top 10 credit unions ranked by APR on a $400K / 360mo conforming loan.
No sheet data for Florida today.
No credit unions in Florida published a wholesale rate sheet in the last 24 hours. Check back after 8am ET tomorrow, or see other state sheets.
About the Florida wholesale market.
Florida has the second-deepest wholesale market after California; Miami-Dade pricing often diverges from the state median. 17 credit unions are publishing rate sheets in Florida today.
Program mix: Conventional and FHA both strong; significant jumbo share in South Florida metros. Condo financing is a meaningful sub-segment.
Licensing & regulation: Florida Office of Financial Regulation oversees state charters. Condo warrantability rules are a frequent pricing variable in this state.
Largest wholesale CUs by membership: VyStar Credit Union, Suncoast Credit Union, Space Coast Credit Union.
Typical home-price band: $375,000–$450,000 · factors into conforming-vs-jumbo break in broker sheets.
Need 15-year, FHA, VA, USDA, or jumbo sheets? Query the full program surface via /v1/decisions with product_type filters.
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