Wholesale rate sheet · updated April 18, 2026 · 8am ET
Arizona Mortgage Rate Sheet — April 18, 2026
The lowest 30-year fixed rates from 8 credit unions publishing wholesale sheets in Arizona, ranked by APR. Updated daily.
Data source: publicly posted CU rate sheets · Not an offer of credit
Arizona market snapshot · today
7-day sparkline reflects Arizona median APR trend · 30-year fixed conforming
Today’s Arizona leaderboard.
Top 10 credit unions ranked by APR on a $400K / 360mo conforming loan.
No sheet data for Arizona today.
No credit unions in Arizona published a wholesale rate sheet in the last 24 hours. Check back after 8am ET tomorrow, or see other state sheets.
About the Arizona wholesale market.
Arizona sheets re-price more frequently than the Midwest — Phoenix metro growth keeps wholesale margins competitive. 8 credit unions are publishing rate sheets in Arizona today.
Program mix: Conventional-heavy with meaningful jumbo share in Phoenix and Scottsdale metros. FHA activity strong in Tucson and Yuma.
Licensing & regulation: Arizona Department of Financial Institutions regulates state-chartered CUs. No unusual LO rules.
Largest wholesale CUs by membership: Desert Financial Credit Union, OneAZ Credit Union, Arizona Financial Credit Union.
Typical home-price band: $400,000–$450,000 · factors into conforming-vs-jumbo break in broker sheets.
Need 15-year, FHA, VA, USDA, or jumbo sheets? Query the full program surface via /v1/decisions with product_type filters.
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