Wholesale rate sheet · updated April 18, 2026 · 8am ET
Minnesota Mortgage Rate Sheet — April 18, 2026
The lowest 30-year fixed rates from 7 credit unions publishing wholesale sheets in Minnesota, ranked by APR. Updated daily.
Data source: publicly posted CU rate sheets · Not an offer of credit
Minnesota market snapshot · today
7-day sparkline reflects Minnesota median APR trend · 30-year fixed conforming
Today’s Minnesota leaderboard.
Top 10 credit unions ranked by APR on a $400K / 360mo conforming loan.
No sheet data for Minnesota today.
No credit unions in Minnesota published a wholesale rate sheet in the last 24 hours. Check back after 8am ET tomorrow, or see other state sheets.
About the Minnesota wholesale market.
Minnesota wholesale pricing tends to run tight — Twin Cities CUs compete aggressively. 7 credit unions are publishing rate sheets in Minnesota today.
Program mix: Conventional-dominant; meaningful rural share in southern and western counties. FHA steady in Twin Cities metro.
Licensing & regulation: Minnesota Department of Commerce supervises state charters.
Largest wholesale CUs by membership: Wings Financial Credit Union, Affinity Plus FCU, Hiway Credit Union.
Typical home-price band: $300,000–$375,000 · factors into conforming-vs-jumbo break in broker sheets.
Need 15-year, FHA, VA, USDA, or jumbo sheets? Query the full program surface via /v1/decisions with product_type filters.
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