Wholesale rate sheet · updated April 18, 2026 · 8am ET
New York Mortgage Rate Sheet — April 18, 2026
The lowest 30-year fixed rates from 73 credit unions publishing wholesale sheets in New York, ranked by APR. Updated daily.
Data source: publicly posted CU rate sheets · Not an offer of credit
New York market snapshot · today
7-day sparkline reflects New York median APR trend · 30-year fixed conforming
Today’s New York leaderboard.
Top 10 credit unions ranked by APR on a $400K / 360mo conforming loan.
No sheet data for New York today.
No credit unions in New York published a wholesale rate sheet in the last 24 hours. Check back after 8am ET tomorrow, or see other state sheets.
About the New York wholesale market.
New York is among the deepest wholesale markets but also the most procedurally complex — co-op and condo pricing diverge materially from single-family. 73 credit unions are publishing rate sheets in New York today.
Program mix: Conventional-dominant; heavy jumbo share in NYC metro. Co-op financing is a distinctive sub-segment brokers must price separately.
Licensing & regulation: New York Department of Financial Services is one of the most active state regulators — mansion tax, CEMA refinance structure, and CO-OP approvals all factor into wholesale pricing.
Largest wholesale CUs by membership: Bethpage Federal Credit Union, Teachers Federal Credit Union, State Employees FCU.
Typical home-price band: $475,000–$550,000 · factors into conforming-vs-jumbo break in broker sheets.
Need 15-year, FHA, VA, USDA, or jumbo sheets? Query the full program surface via /v1/decisions with product_type filters.
See other state sheets →
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