Wholesale rate sheet · updated April 18, 2026 · 8am ET
South Dakota Mortgage Rate Sheet — April 18, 2026
The lowest 30-year fixed rates from 0 credit unions publishing wholesale sheets in South Dakota, ranked by APR. Updated daily.
Data source: publicly posted CU rate sheets · Not an offer of credit
South Dakota market snapshot · today
7-day sparkline reflects South Dakota median APR trend · 30-year fixed conforming
Limited lender coverage in South Dakota today (0 credit unions publishing). Nationwide averages and neighbor-state sheets may give a fuller market picture.
Today’s South Dakota leaderboard.
Top 10 credit unions ranked by APR on a $400K / 360mo conforming loan.
No sheet data for South Dakota today.
No credit unions in South Dakota published a wholesale rate sheet in the last 24 hours. Check back after 8am ET tomorrow, or see other state sheets.
About the South Dakota wholesale market.
South Dakota is a thin but stable market; Sioux Falls is the primary metro pulse.
Program mix: Conventional-dominant with rural and agricultural share. Limited jumbo.
Licensing & regulation: South Dakota Division of Banking supervises state charters. Unique trust-state rules rarely touch wholesale mortgage pricing.
Largest wholesale CUs by membership: Black Hills Federal Credit Union, Dakotaland Federal Credit Union, Sioux Falls Federal Credit Union.
Typical home-price band: $250,000–$300,000 · factors into conforming-vs-jumbo break in broker sheets.
Need 15-year, FHA, VA, USDA, or jumbo sheets? Query the full program surface via /v1/decisions with product_type filters.
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