Wholesale rate sheet · updated April 18, 2026 · 8am ET
Tennessee Mortgage Rate Sheet — April 18, 2026
The lowest 30-year fixed rates from 18 credit unions publishing wholesale sheets in Tennessee, ranked by APR. Updated daily.
Data source: publicly posted CU rate sheets · Not an offer of credit
Tennessee market snapshot · today
7-day sparkline reflects Tennessee median APR trend · 30-year fixed conforming
Today’s Tennessee leaderboard.
Top 10 credit unions ranked by APR on a $400K / 360mo conforming loan.
No sheet data for Tennessee today.
No credit unions in Tennessee published a wholesale rate sheet in the last 24 hours. Check back after 8am ET tomorrow, or see other state sheets.
About the Tennessee wholesale market.
Tennessee wholesale pricing reflects Nashville migration — Nashville CUs reprice ahead of the rest of the state. 18 credit unions are publishing rate sheets in Tennessee today.
Program mix: Conventional-dominant; FHA meaningful in Memphis and Nashville. Jumbo share growing in Nashville.
Licensing & regulation: Tennessee Department of Financial Institutions supervises state charters.
Largest wholesale CUs by membership: Eastman Credit Union, Tennessee Valley Federal Credit Union, ORNL Federal Credit Union.
Typical home-price band: $300,000–$375,000 · factors into conforming-vs-jumbo break in broker sheets.
Need 15-year, FHA, VA, USDA, or jumbo sheets? Query the full program surface via /v1/decisions with product_type filters.
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