Wholesale rate sheet · updated April 18, 2026 · 8am ET
Alabama Mortgage Rate Sheet — April 18, 2026
The lowest 30-year fixed rates from 12 credit unions publishing wholesale sheets in Alabama, ranked by APR. Updated daily.
Data source: publicly posted CU rate sheets · Not an offer of credit
Alabama market snapshot · today
7-day sparkline reflects Alabama median APR trend · 30-year fixed conforming
Today’s Alabama leaderboard.
Top 10 credit unions ranked by APR on a $400K / 360mo conforming loan.
No sheet data for Alabama today.
No credit unions in Alabama published a wholesale rate sheet in the last 24 hours. Check back after 8am ET tomorrow, or see other state sheets.
About the Alabama wholesale market.
Alabama wholesale sheets move slower than coastal states — fewer large CUs means pricing stays in a tighter band. 12 credit unions are publishing rate sheets in Alabama today.
Program mix: Heavy FHA and VA mix alongside conventional 30-year fixed — Huntsville defense contracts keep VA share above the national average.
Licensing & regulation: Alabama State Banking Department supervises state-chartered CUs; federal charters supervised by NCUA. No state-specific LO licensing beyond SAFE Act.
Largest wholesale CUs by membership: Redstone FCU, APCO Employees Credit Union, Alabama Credit Union.
Typical home-price band: $225,000–$275,000 · factors into conforming-vs-jumbo break in broker sheets.
Need 15-year, FHA, VA, USDA, or jumbo sheets? Query the full program surface via /v1/decisions with product_type filters.
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