Wholesale rate sheet · updated April 18, 2026 · 8am ET
Illinois Mortgage Rate Sheet — April 18, 2026
The lowest 30-year fixed rates from 25 credit unions publishing wholesale sheets in Illinois, ranked by APR. Updated daily.
Data source: publicly posted CU rate sheets · Not an offer of credit
Illinois market snapshot · today
7-day sparkline reflects Illinois median APR trend · 30-year fixed conforming
Today’s Illinois leaderboard.
Top 10 credit unions ranked by APR on a $400K / 360mo conforming loan.
No sheet data for Illinois today.
No credit unions in Illinois published a wholesale rate sheet in the last 24 hours. Check back after 8am ET tomorrow, or see other state sheets.
About the Illinois wholesale market.
Illinois has a bifurcated market — Chicagoland sheets differ materially from downstate pricing. 25 credit unions are publishing rate sheets in Illinois today.
Program mix: Conventional-dominant; jumbo share elevated in North Shore and Chicago suburbs. FHA strong downstate.
Licensing & regulation: Illinois Department of Financial and Professional Regulation oversees state charters.
Largest wholesale CUs by membership: Alliant Credit Union, BMO Credit Union, Consumers Credit Union.
Typical home-price band: $275,000–$325,000 · factors into conforming-vs-jumbo break in broker sheets.
Need 15-year, FHA, VA, USDA, or jumbo sheets? Query the full program surface via /v1/decisions with product_type filters.
See other state sheets →
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