Wholesale rate sheet · updated April 18, 2026 · 8am ET
Michigan Mortgage Rate Sheet — April 18, 2026
The lowest 30-year fixed rates from 28 credit unions publishing wholesale sheets in Michigan, ranked by APR. Updated daily.
Data source: publicly posted CU rate sheets · Not an offer of credit
Michigan market snapshot · today
7-day sparkline reflects Michigan median APR trend · 30-year fixed conforming
Today’s Michigan leaderboard.
Top 10 credit unions ranked by APR on a $400K / 360mo conforming loan.
No sheet data for Michigan today.
No credit unions in Michigan published a wholesale rate sheet in the last 24 hours. Check back after 8am ET tomorrow, or see other state sheets.
About the Michigan wholesale market.
Michigan has a deep CU footprint — among the highest CU-per-capita states and a deep wholesale market. 28 credit unions are publishing rate sheets in Michigan today.
Program mix: Conventional and FHA both strong; Detroit metro drives jumbo share. Rural USDA meaningful in the Upper Peninsula.
Licensing & regulation: Michigan Department of Insurance and Financial Services supervises state charters.
Largest wholesale CUs by membership: Lake Michigan Credit Union, Michigan State University FCU, DFCU Financial.
Typical home-price band: $225,000–$275,000 · factors into conforming-vs-jumbo break in broker sheets.
Need 15-year, FHA, VA, USDA, or jumbo sheets? Query the full program surface via /v1/decisions with product_type filters.
See other state sheets →
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