Which credit unions can Utah residents join?
48 credit unions have a verified membership record covering Utah, across 11 counties. 3 serve the whole state, 37 are open to anyone anywhere, and the rest name specific counties.
By county
The count next to each county is the number of credit unions available to a resident of that county — those naming the county, plus the ones serving all of Utah, plus open-membership credit unions.
Available anywhere in Utah (3)
firefighters|draper|UT
Serves the whole state- Charter type
- multi
- Requirements
- Membership via employers (fire department) or occupations (firefighter)
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.firefighterscu.com/about/about-us/
- Rates and profile
- firefighters|draper|UT on RateAPI
ridgeline|salt lake city|UT
Serves the whole state- Charter type
- community
- Requirements
- Community charter: live/work in Salt Lake City, UT
- Minimum share deposit
- $25.00
- Cost to join
- $25.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://ridgelinecu.com/join/
- Rates and profile
- ridgeline|salt lake city|UT on RateAPI
chartway|virginia beach|VA
Serves the whole state- Charter type
- multi
- Path to membership
- Join with a $10 donation to the Chartway Promise Foundation.
- Requirements
- To join: Join with a $10 donation to the Chartway Promise Foundation.
- Membership fee
- $10.00
- Cost to join
- $10.00
- Record confidence
- 0.50
- Last verified
- Evidence
- https://www.chartway.com/join/join-chartway/become-a-member.html
- Rates and profile
- chartway|virginia beach|VA on RateAPI
Open to anyone, anywhere (37)
Full list: credit unions anyone can join.
advantage plus|pocatello|ID
Open membership — anyone can join- Charter type
- association
- Path to membership
- Through our partnership with the Community Impact Fund, you automatically qualify for membership
- Requirements
- Open to anyone: Through our partnership with the Community Impact Fund, you automatically qualify for membership
- Minimum share deposit
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.advantagepluscreditunion.com/join-us/
- Rates and profile
- advantage plus|pocatello|ID on RateAPI
aero|glendale|AZ
Open membership — anyone can join- Charter type
- open
- Path to membership
- Everyone is eligible to join
- Requirements
- Open to anyone: Everyone is eligible to join
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.aerofinancial.com/membership-benefits
- Rates and profile
- aero|glendale|AZ on RateAPI
american 1|jackson|MI
Open membership — anyone can join- Charter type
- association
- Path to membership
- Join Community 1 Cooperative
- Requirements
- Open to anyone: Join Community 1 Cooperative
- Membership fee
- $3.00
- Cost to join
- $3.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.american1cu.org/be-a-member
- Rates and profile
- american 1|jackson|MI on RateAPI
american heritage|philadelphia|PA
Open membership — anyone can join- Charter type
- multi
- Path to membership
- You can join by becoming a member of the Kids-N-Hope Foundation by making a one-time minimum donation of $5 to the Kids-N-Hope Foundation
- Requirements
- Open to anyone: You can join by becoming a member of the Kids-N-Hope Foundation by making a one-time minimum donation of $5 to the Kids-N-Hope Foundation
- Membership fee
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.americanheritagecu.org/open-an-account
- Rates and profile
- american heritage|philadelphia|PA on RateAPI
capital educators|meridian|ID
Open membership — anyone can join- Charter type
- multi
- Path to membership
- You become a member of the Idaho CapEd Foundation through a one-time $20 membership investment.
- Requirements
- Open to anyone: You become a member of the Idaho CapEd Foundation through a one-time $20 membership investment.
- Membership fee
- $20.00
- Cost to join
- $20.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://capedcu.com/about/become-a-member/
- Rates and profile
- capital educators|meridian|ID on RateAPI
clearpath|burbank|CA
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Make a one-time donation ($5 or more) to Clear Giving Charitable Association
- Requirements
- Open to anyone: Make a one-time donation ($5 or more) to Clear Giving Charitable Association
- Membership fee
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.clearpathfcu.org/whocanjoin.html
- Rates and profile
- clearpath|burbank|CA on RateAPI
consumers|lake forest|IL
Open membership — anyone can join- Charter type
- open
- Path to membership
- Join the Consumers Cooperative Association
- Requirements
- Open to anyone: Join the Consumers Cooperative Association
- Membership fee
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.myconsumers.org/how-to-become-a-member
- Rates and profile
- consumers|lake forest|IL on RateAPI
coreplus|norwich|CT
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Enroll in the American Consumer Council (ACC)
- Requirements
- Open to anyone: Enroll in the American Consumer Council (ACC)
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.coreplus.org/our-credit-union/member-resources/join-cpcu/
- Rates and profile
- coreplus|norwich|CT on RateAPI
credit union 1|lombard|IL
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Apply for membership under the Credit Union 1 Educational Development Association (CU1EDA) for a $5 donation
- Requirements
- Open to anyone: Apply for membership under the Credit Union 1 Educational Development Association (CU1EDA) for a $5 donation
- Membership fee
- $5.00
- Minimum share deposit
- $5.00
- Cost to join
- $10.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.creditunion1.org/about/membership/
- Rates and profile
- credit union 1|lombard|IL on RateAPI
cta south|chicago|IL
Open membership — anyone can join- Charter type
- association
- Path to membership
- Join the Credit Union 1 Educational Development Association (CU1EDA) with a $5 donation.
- Requirements
- Open to anyone: Join the Credit Union 1 Educational Development Association (CU1EDA) with a $5 donation.
- Membership fee
- $5.00
- Minimum share deposit
- $5.00
- Cost to join
- $10.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.creditunion1.org/about/membership/
- Rates and profile
- cta south|chicago|IL on RateAPI
digital|marlborough|MA
Open membership — anyone can join- Charter type
- multi
- Path to membership
- one-time donation to one of our listed organizations
- Requirements
- Open to anyone: one-time donation to one of our listed organizations
- Membership fee
- $10.00
- Cost to join
- $10.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.dcu.org/membership/become-a-member.html
- Rates and profile
- digital|marlborough|MA on RateAPI
dow|midland|MI
Open membership — anyone can join- Charter type
- open
- Path to membership
- No matter where you live, you can become a member by making a $10 donation to our Multipliers for Good charitable fund
- Requirements
- Open to anyone: No matter where you live, you can become a member by making a $10 donation to our Multipliers for Good charitable fund
- Membership fee
- $10.00
- Minimum share deposit
- $5.00
- Cost to join
- $15.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://dowcreditunion.org/join
- Rates and profile
- dow|midland|MI on RateAPI
elements financial|indianapolis|IN
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Open an Elements checking or savings account or apply for a loan or credit card.
- Requirements
- Open to anyone: Open an Elements checking or savings account or apply for a loan or credit card.
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.elements.org/about-elements/
- Rates and profile
- elements financial|indianapolis|IN on RateAPI
financial resources|branchburg|NJ
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join the American Consumer Council (ACC) to become eligible for membership.
- Requirements
- Open to anyone: Join the American Consumer Council (ACC) to become eligible for membership.
- Minimum share deposit
- $1.00
- Cost to join
- $1.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://myfinancialresources.org/home/about-us/membership/
- Rates and profile
- financial resources|branchburg|NJ on RateAPI
glendale|glendale|CA
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join the Glendale Historical Society via a GFCU donation
- Requirements
- Open to anyone: Join the Glendale Historical Society via a GFCU donation
- Minimum share deposit
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.glendalefcu.org/about-us/become-a-member.html
- Rates and profile
- glendale|glendale|CA on RateAPI
gold coast|palm springs|FL
Open membership — anyone can join- Charter type
- multi
- Path to membership
- A $5 donation to the New Horizons Elementary School PTA gives you full membership access to Gold Coast, even without a connection to one of our affiliated employers or other field of membership eligibility criteria.
- Requirements
- Open to anyone: A $5 donation to the New Horizons Elementary School PTA gives you full membership access to Gold Coast, even without a connection to one of our…
- Membership fee
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://gcfcu.org/why-join-gold-coast/
- Rates and profile
- gold coast|palm springs|FL on RateAPI
government employees|austin|TX
Open membership — anyone can join- Charter type
- multi
- Path to membership
- make a $15 donation to the Austin Public Library through GEFCU
- Requirements
- Open to anyone: make a $15 donation to the Austin Public Library through GEFCU
- Membership fee
- $15.00
- Minimum share deposit
- $5.00
- Cost to join
- $20.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.gefcu.org/become-a-member
- Rates and profile
- government employees|austin|TX on RateAPI
gte|tampa|FL
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join the CU Savers non-profit educational financial club for a one-time $10 fee.
- Requirements
- Open to anyone: Join the CU Savers non-profit educational financial club for a one-time $10 fee.
- Membership fee
- $10.00
- Cost to join
- $10.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.gtefinancial.org/services/eligibility
- Rates and profile
- gte|tampa|FL on RateAPI
homewood|homewood|IL
Open membership — anyone can join- Charter type
- association
- Path to membership
- Join the Credit Union 1 Educational Development Association (CU1EDA) with a $5 donation.
- Requirements
- Open to anyone: Join the Credit Union 1 Educational Development Association (CU1EDA) with a $5 donation.
- Membership fee
- $5.00
- Minimum share deposit
- $5.00
- Cost to join
- $10.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.creditunion1.org/about/membership/
- Rates and profile
- homewood|homewood|IL on RateAPI
hope|jackson|MS
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join Hope Enterprise Corporation
- Requirements
- Open to anyone: Join Hope Enterprise Corporation
- Membership fee
- $10.00
- Cost to join
- $10.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.hopecu.org/join-now/
- Rates and profile
- hope|jackson|MS on RateAPI
keypoint|san jose|CA
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join the Financial Fitness Association (FFA)
- Requirements
- Open to anyone: Join the Financial Fitness Association (FFA)
- Minimum share deposit
- $10.00
- Cost to join
- $10.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://kpcu.com/about/membership/become-a-member
- Rates and profile
- keypoint|san jose|CA on RateAPI
lighthouse|dover|NH
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Become a member by accepting a complimentary lifetime membership to the Lighthouse Credit Union Foundation
- Requirements
- Open to anyone: Become a member by accepting a complimentary lifetime membership to the Lighthouse Credit Union Foundation
- Membership fee
- $0.00
- Cost to join
- $0.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://lighthousecu.org/become-a-member/
- Rates and profile
- lighthouse|dover|NH on RateAPI
market usa|laurel|MD
Open membership — anyone can join- Charter type
- multi
- Path to membership
- You become a member of the Market USA Cares Foundation with a $5.00 minimum donation, made at account opening.
- Requirements
- Open to anyone: You become a member of the Market USA Cares Foundation with a $5.00 minimum donation, made at account opening.
- Membership fee
- $5.00
- Minimum share deposit
- $5.00
- Cost to join
- $10.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.marketusafcu.com/About-Us/Become-a-Member
- Rates and profile
- market usa|laurel|MD on RateAPI
miami|miami|FL
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Make a $15 donation to the Friends of the Foundation.
- Requirements
- Open to anyone: Make a $15 donation to the Friends of the Foundation.
- Membership fee
- $15.00
- Cost to join
- $15.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.miamifcu.org/index.php/membership
- Rates and profile
- miami|miami|FL on RateAPI
new york university|new york|NY
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join via American Consumer Council enrollment at no cost.
- Requirements
- Open to anyone: Join via American Consumer Council enrollment at no cost.
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.nyufcu.com/membership
- Rates and profile
- new york university|new york|NY on RateAPI
novation|oakdale|MN
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Support the Novation Foundation with a minimum $10 donation.
- Requirements
- Open to anyone: Support the Novation Foundation with a minimum $10 donation.
- Membership fee
- $10.00
- Minimum share deposit
- $5.00
- Cost to join
- $15.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://novation.org/join-novation-credit-union/
- Rates and profile
- novation|oakdale|MN on RateAPI
rally|corpus christi|TX
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join the Texas Consumer Council to become eligible for membership.
- Requirements
- Open to anyone: Join the Texas Consumer Council to become eligible for membership.
- Minimum share deposit
- $25.00
- Cost to join
- $25.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://rallycu.com/membership/
- Rates and profile
- rally|corpus christi|TX on RateAPI
santa ana|santa ana|CA
Open membership — anyone can join- Charter type
- open
- Path to membership
- Everyone is eligible to join!
- Requirements
- Open to anyone: Everyone is eligible to join!
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.safcu.org/membership
- Rates and profile
- santa ana|santa ana|CA on RateAPI
SF Fire Credit Union
Open membership — anyone can join- Charter type
- multi
- Path to membership
- You can join the credit union by becoming a member of the Community Impact Fund (CIF), a national nonprofit focused on financial literacy and education, at no cost to you.
- Requirements
- Open to anyone: You can join the credit union by becoming a member of the Community Impact Fund (CIF), a national nonprofit focused on financial literacy and e…
- Membership fee
- $0.00
- Cost to join
- $0.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://sffirecu.org/membership/who-can-join
- Rates and profile
- SF Fire Credit Union on RateAPI
st. mary's bank|manchester|NH
Open membership — anyone can join- Charter type
- open
- Path to membership
- Open online or visit a branch today.
- Requirements
- Open to anyone: Open online or visit a branch today.
- Minimum share deposit
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.stmarysbank.com/for-you/join/become-a-member
- Rates and profile
- st. mary's bank|manchester|NH on RateAPI
theory|painesville|OH
Open membership — anyone can join- Charter type
- open
- Path to membership
- everyone
- Requirements
- Open to anyone: everyone
- Record confidence
- 1.00
- Last verified
- Evidence
- https://theoryfcu.org/
- Rates and profile
- theory|painesville|OH on RateAPI
usf federal credit union|tampa|FL
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join the American Consumer Council (ACC) during the application process.
- Requirements
- Open to anyone: Join the American Consumer Council (ACC) during the application process.
- Membership fee
- $0.00
- Minimum share deposit
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.usfcu.com/membership
- Rates and profile
- usf federal credit union|tampa|FL on RateAPI
utah community|provo|UT
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join the Financial Fitness Association
- Requirements
- Open to anyone: Join the Financial Fitness Association
- Minimum share deposit
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.uccu.com/membership-eligibility/
- Rates and profile
- utah community|provo|UT on RateAPI
velocity|austin|TX
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join through the Paramount Theatre with a $10 donation.
- Requirements
- Open to anyone: Join through the Paramount Theatre with a $10 donation.
- Membership fee
- $10.00
- Minimum share deposit
- $5.00
- Cost to join
- $15.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.velocitycu.com/open-an-account/
- Rates and profile
- velocity|austin|TX on RateAPI
wings financial|apple valley|MN
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Make a $5+ non-refundable donation to the Wings Financial Foundation at time of application.
- Requirements
- Open to anyone: Make a $5+ non-refundable donation to the Wings Financial Foundation at time of application.
- Membership fee
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.wingscu.com/join-wings
- Rates and profile
- wings financial|apple valley|MN on RateAPI
ideal|woodbury|MN
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Make a one-time $5 donation to the John D. Miller Foundation during the Share Account opening process.
- Requirements
- Open to anyone: Make a one-time $5 donation to the John D. Miller Foundation during the Share Account opening process.
- Membership fee
- $5.00
- Cost to join
- $5.00
- Record confidence
- 0.93
- Last verified
- Evidence
- https://www.idealcu.com/about/become-a-member
- Rates and profile
- ideal|woodbury|MN on RateAPI
blaze|falcon heights|MN
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Make a one-time donation of $10 to the Blaze Foundation.
- Requirements
- Open to anyone: Make a one-time donation of $10 to the Blaze Foundation.
- Membership fee
- $10.00
- Cost to join
- $10.00
- Record confidence
- 0.21
- Last verified
- Evidence
- https://blazecu.com/about/join-blaze
- Rates and profile
- blaze|falcon heights|MN on RateAPI
How this list is built, and what it does not tell you
- Every entry comes from a credit union's own published membership page or its public charter record. Each row carries the source URL, the date it was read, and a confidence score.
- A credit union whose record names specific counties appears only for those counties. One with no county detail is listed as serving the whole state — absence of county detail is never read as exclusion.
- Membership eligibility records exist for about 83% of tracked credit unions. A credit union missing from this page may still serve the area; it is not evidence of ineligibility.
- A county appears above only when at least one credit union record names it. A county with no page can still be served by the 3 statewide credit unions listed here.
- Verification method: eligibility methodology. Programmatic access: membership eligibility API.
- Membership eligibility is guidance based on public charter data and institution websites; final determination is made by the institution.