--- title: "Chartway Credit Union Rates - Virginia" description: "Current heloc, personal loan, and savings & cd rates from Chartway Credit Union in Virginia. Updated daily with source verification. See who can join Chartway Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/virginia/chartway" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Chartway Credit Union Rates - Virginia ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 3.690% | — | Standard | Chartway Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.240% | — | Standard | Chartway Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Smart Steps Savings** savings | — APY | 4.50% | — | Standard | Chartway Credit Union savings & cd rates as of November 12, 2026 Chartway Credit Union is a credit union in Virginia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/virginia/chartway) , verified from [Chartway Credit Union's official website](https://www.chartway.com/) Loading branch locator… ## About Chartway Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 260.8K Assets $3.3B Founded 1959 Locations reported 42 NCUA charter 13242 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Langley FCU** Virginia Beach Town Center · Virginia Beach · VA · 23462 About 0.7 miles away](https://rateapi.dev/credit-unions/virginia/langley-fcu) [**Bayport** Holland Road Branch · Virginia Beach · VA · 23452 About 1.4 miles away](https://rateapi.dev/credit-unions/virginia/bayport) [**Beach Municipal** Thalia · Virginia Beach · VA · 23452 About 1.6 miles away](https://rateapi.dev/credit-unions/virginia/beach-municipal) [**Navy Federal Credit Union** Pembroke-VA Beach · Virginia Beach · VA · 23452 About 1.8 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Abnb** Fairfield · Virginia Beach · VA · 23464-4204 About 2.0 miles away](https://rateapi.dev/credit-unions/virginia/abnb) [**1st Advantage** Virginia Beach Kemps River Branch · Virginia Beach · VA · 23464 About 3.0 miles away](https://rateapi.dev/credit-unions/virginia/1st-advantage) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Chartway Credit Union Membership eligibility from Chartway Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Chartway Credit Union's website. Check the membership page below to confirm whether you qualify. - Location VA, UT, TX - Association Chartway Promise Foundation **Cost to join:** About $10. Verified from [Chartway Credit Union's membership page](https://www.chartway.com/join/join-chartway/become-a-member.html) . Final membership determination is always made by the credit union. ## Membership rules for Chartway Credit Union Geography 12 · Associations 2 · Family 4 18 published paths to membership, last verified August 27, 2026, quoted from Chartway Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - TX - UT - VA “Geographic Location: If you or a family member live, work, worship, or study in one of our primary markets (Virginia, Utah, Texas), you qualify” > [source ↗](https://www.chartway.com/join/join-chartway/become-a-member.html) ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of Chartway Promise Foundation “Chartway Promise Foundation : Join with a $10 donation to our charitable foundation.” > [source ↗](https://www.chartway.com/join/join-chartway/become-a-member.html) - Member of Chartway Promise Foundation - Donor to Chartway Promise Foundation “Chartway Promise Foundation: Join with a $10 donation to our charitable foundation.” > [source ↗](https://www.chartway.com/join/join-chartway/become-a-member.html) - Donor to Chartway Promise Foundation ### Family 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member parents, spouses, children, grandparents “Immediate Family : If a family member is a member, you qualify. This includes parents, spouses, children, grandparents, and more.” > [source ↗](https://www.chartway.com/join/join-chartway/become-a-member.html) - Family member (parents, spouses, children, grandparents) of a member - Family of a member domestic partners, roommates “Household : Living with a current member qualifies you, including domestic partners and roommates.” > [source ↗](https://www.chartway.com/join/join-chartway/become-a-member.html) - Family member (domestic partners, roommates) of a member - Family of a member parent, spouse, child, grandparent “Immediate Family: If a family member is a member, you qualify. This includes parents, spouses, children, grandparents, and more.” > [source ↗](https://www.chartway.com/join/join-chartway/become-a-member.html) - Family member (parent, spouse, child, grandparent) of a member - Family of a member household member “Household: Living with a current member qualifies you, including domestic partners and roommates.” > [source ↗](https://www.chartway.com/join/join-chartway/become-a-member.html) - Family member (household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Chartway Credit Union? Yes No ## Work at Chartway Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Chartway Credit Union ranks against Virginia peers. - See which AI assistants fetched Chartway Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=chartway&state=virginia&code=VA&name=Chartway%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Chartway Credit Union offer? Chartway Credit Union currently offers HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Chartway Credit Union rates updated? RateAPI verifies Chartway Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Chartway Credit Union's rate data? Rate data is collected directly from Chartway Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Chartway Credit Union? Chartway Credit Union publishes its membership criteria on its own website. RateAPI tracks 18 published membership paths covering 12 geographic areas and 2 associations for Chartway Credit Union, each quoted from Chartway Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Chartway Credit Union's rates against national credit-union benchmarks. [More Virginia credit unions](https://rateapi.dev/credit-unions/virginia) [Virginia HELOC rate leaders](https://rateapi.dev/heloc-rates/virginia) [Virginia personal loan leaders](https://rateapi.dev/personal-loan-rates/virginia) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.chartway.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Chartway Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Chartway Credit Union curl "https://api.rateapi.dev/credit-unions/virginia /chartway " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Chartway Credit Union locations Search, filter, and browse all 42 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/virginia/chartway Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp