Which credit unions can Ohio residents join?
93 credit unions have a verified membership record covering Ohio, across 75 counties. 12 serve the whole state, 37 are open to anyone anywhere, and the rest name specific counties.
By county
The count next to each county is the number of credit unions available to a resident of that county — those naming the county, plus the ones serving all of Ohio, plus open-membership credit unions.
- Allegheny County50
- Allen County50
- Ashland County50
- Ashtabula County53
- Auglaize County50
- Beaver County50
- Belmont County50
- Boyd County50
- Brown County50
- Butler County54
- Cabell County51
- Clarion County50
- Clermont County50
- Clinton County50
- Columbiana County52
- Crawford County50
- Cuyahoga County53
- Dearborn County50
- Defiance County50
- Delaware County51
- Elk County50
- Erie County50
- Fairfield County51
- Forest County50
- Franklin County52
- Fulton County51
- Geauga County52
- Greene County50
- Greenup County50
- Hamilton County50
- Henry County50
- Jackson County50
- Jefferson County54
- Knox County50
- Lake County51
- Lawrence County52
- Lehigh County50
- Licking County53
- Lincoln County50
- Lorain County50
- Lucas County53
- Madison County50
- Mahoning County51
- Mason County50
- Mckean County50
- Medina County51
- Mercer County50
- Miami County50
- Montgomery County51
- Morrow County50
- Muskingum County50
- Northampton County50
- Ohio County50
- Paulding County50
- Perry County50
- Pickaway County50
- Pleasants County50
- Portage County51
- Putnam County50
- Richland County50
- Ritchie County50
- Scioto County50
- Seneca County50
- Stark County56
- Summit County54
- Trumbull County51
- Union County51
- Venango County50
- Warren County51
- Washington County53
- Wayne County52
- Westmoreland County50
- Williams County50
- Wirt County50
- Wood County52
Available anywhere in Ohio (12)
christian family|north canton|OH
Serves the whole state- Charter type
- multi
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.christianfamilycu.com/membership-eligibility
- Rates and profile
- christian family|north canton|OH on RateAPI
cincinnati interagency|cincinnati|OH
Serves the whole state- Charter type
- employer
- Requirements
- Membership via employers (United States Environmental Protection Agency +1 more)
- Record confidence
- 1.00
- Last verified
- Evidence
- https://cifcu.org/membership-eligibility/
- Rates and profile
- cincinnati interagency|cincinnati|OH on RateAPI
citadel|exton|PA
Serves the whole state- Charter type
- community
- Requirements
- Community charter: live/work in PA, DE, NJ +4 more
- Minimum share deposit
- $1.00
- Cost to join
- $1.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.citadelbanking.com/about-citadel/membership-requirements
- Rates and profile
- citadel|exton|PA on RateAPI
cleveland police|cleveland|OH
Serves the whole state- Charter type
- multi
- Requirements
- Membership via employers (Bratenahl Police Officers +6 more) or the Emerald Society +5 more or occupations (employees of federal, state, county, and municipal…
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.clevepolicecu.com/membership
- Rates and profile
- cleveland police|cleveland|OH on RateAPI
geauga|burton|OH
Serves the whole state- Charter type
- open
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.geaugacreditunion.com/
- Rates and profile
- geauga|burton|OH on RateAPI
oc|garfield hts|OH
Serves the whole state- Charter type
- multi
- Requirements
- Membership via the Ohio Catholic Foundation
- Minimum share deposit
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.ocfederal.com/join-us/
- Rates and profile
- oc|garfield hts|OH on RateAPI
polam|los angeles|CA
Serves the whole state- Charter type
- multi
- Requirements
- Membership via the Polish American Congress +1 more ($20)
- Membership fee
- $20.00
- Minimum share deposit
- $5.00
- Cost to join
- $25.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://polam.org/become-a-member/
- Rates and profile
- polam|los angeles|CA on RateAPI
st. james parish|cincinnati|OH
Serves the whole state- Charter type
- multi
- Requirements
- Membership via employers (St. James Parish School) or the St. James Roman Catholic Parish of White Oak
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.stjpcu.com/join
- Rates and profile
- st. james parish|cincinnati|OH on RateAPI
telhio|columbus|OH
Serves the whole state- Charter type
- community
- Requirements
- Community charter: live/work in OH
- Minimum share deposit
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.telhio.org/join
- Rates and profile
- telhio|columbus|OH on RateAPI
commonroots|cranberry towns|PA
Serves the whole state- Charter type
- association
- Record confidence
- 0.95
- Last verified
- Evidence
- https://www.christianfamilycu.com/membership-eligibility
- Rates and profile
- commonroots|cranberry towns|PA on RateAPI
three rivers|fort wayne|IN
Serves the whole state- Charter type
- community
- Requirements
- Community charter: live/work in IN, OH
- Record confidence
- 0.90
- Last verified
- Evidence
- https://3riversfcu.org/resources/member-benefits
- Rates and profile
- three rivers|fort wayne|IN on RateAPI
pioneer appalachia|charleston|WV
Serves the whole state- Charter type
- multi
- Minimum share deposit
- $5.00
- Cost to join
- $5.00
- Record confidence
- 0.89
- Last verified
- Evidence
- https://www.pioneerafcu.org/connect/join-pioneer
- Rates and profile
- pioneer appalachia|charleston|WV on RateAPI
Open to anyone, anywhere (37)
Full list: credit unions anyone can join.
advantage plus|pocatello|ID
Open membership — anyone can join- Charter type
- association
- Path to membership
- Through our partnership with the Community Impact Fund, you automatically qualify for membership
- Requirements
- Open to anyone: Through our partnership with the Community Impact Fund, you automatically qualify for membership
- Minimum share deposit
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.advantagepluscreditunion.com/join-us/
- Rates and profile
- advantage plus|pocatello|ID on RateAPI
aero|glendale|AZ
Open membership — anyone can join- Charter type
- open
- Path to membership
- Everyone is eligible to join
- Requirements
- Open to anyone: Everyone is eligible to join
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.aerofinancial.com/membership-benefits
- Rates and profile
- aero|glendale|AZ on RateAPI
american 1|jackson|MI
Open membership — anyone can join- Charter type
- association
- Path to membership
- Join Community 1 Cooperative
- Requirements
- Open to anyone: Join Community 1 Cooperative
- Membership fee
- $3.00
- Cost to join
- $3.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.american1cu.org/be-a-member
- Rates and profile
- american 1|jackson|MI on RateAPI
american heritage|philadelphia|PA
Open membership — anyone can join- Charter type
- multi
- Path to membership
- You can join by becoming a member of the Kids-N-Hope Foundation by making a one-time minimum donation of $5 to the Kids-N-Hope Foundation
- Requirements
- Open to anyone: You can join by becoming a member of the Kids-N-Hope Foundation by making a one-time minimum donation of $5 to the Kids-N-Hope Foundation
- Membership fee
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.americanheritagecu.org/open-an-account
- Rates and profile
- american heritage|philadelphia|PA on RateAPI
capital educators|meridian|ID
Open membership — anyone can join- Charter type
- multi
- Path to membership
- You become a member of the Idaho CapEd Foundation through a one-time $20 membership investment.
- Requirements
- Open to anyone: You become a member of the Idaho CapEd Foundation through a one-time $20 membership investment.
- Membership fee
- $20.00
- Cost to join
- $20.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://capedcu.com/about/become-a-member/
- Rates and profile
- capital educators|meridian|ID on RateAPI
clearpath|burbank|CA
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Make a one-time donation ($5 or more) to Clear Giving Charitable Association
- Requirements
- Open to anyone: Make a one-time donation ($5 or more) to Clear Giving Charitable Association
- Membership fee
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.clearpathfcu.org/whocanjoin.html
- Rates and profile
- clearpath|burbank|CA on RateAPI
consumers|lake forest|IL
Open membership — anyone can join- Charter type
- open
- Path to membership
- Join the Consumers Cooperative Association
- Requirements
- Open to anyone: Join the Consumers Cooperative Association
- Membership fee
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.myconsumers.org/how-to-become-a-member
- Rates and profile
- consumers|lake forest|IL on RateAPI
coreplus|norwich|CT
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Enroll in the American Consumer Council (ACC)
- Requirements
- Open to anyone: Enroll in the American Consumer Council (ACC)
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.coreplus.org/our-credit-union/member-resources/join-cpcu/
- Rates and profile
- coreplus|norwich|CT on RateAPI
credit union 1|lombard|IL
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Apply for membership under the Credit Union 1 Educational Development Association (CU1EDA) for a $5 donation
- Requirements
- Open to anyone: Apply for membership under the Credit Union 1 Educational Development Association (CU1EDA) for a $5 donation
- Membership fee
- $5.00
- Minimum share deposit
- $5.00
- Cost to join
- $10.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.creditunion1.org/about/membership/
- Rates and profile
- credit union 1|lombard|IL on RateAPI
cta south|chicago|IL
Open membership — anyone can join- Charter type
- association
- Path to membership
- Join the Credit Union 1 Educational Development Association (CU1EDA) with a $5 donation.
- Requirements
- Open to anyone: Join the Credit Union 1 Educational Development Association (CU1EDA) with a $5 donation.
- Membership fee
- $5.00
- Minimum share deposit
- $5.00
- Cost to join
- $10.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.creditunion1.org/about/membership/
- Rates and profile
- cta south|chicago|IL on RateAPI
digital|marlborough|MA
Open membership — anyone can join- Charter type
- multi
- Path to membership
- one-time donation to one of our listed organizations
- Requirements
- Open to anyone: one-time donation to one of our listed organizations
- Membership fee
- $10.00
- Cost to join
- $10.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.dcu.org/membership/become-a-member.html
- Rates and profile
- digital|marlborough|MA on RateAPI
dow|midland|MI
Open membership — anyone can join- Charter type
- open
- Path to membership
- No matter where you live, you can become a member by making a $10 donation to our Multipliers for Good charitable fund
- Requirements
- Open to anyone: No matter where you live, you can become a member by making a $10 donation to our Multipliers for Good charitable fund
- Membership fee
- $10.00
- Minimum share deposit
- $5.00
- Cost to join
- $15.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://dowcreditunion.org/join
- Rates and profile
- dow|midland|MI on RateAPI
elements financial|indianapolis|IN
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Open an Elements checking or savings account or apply for a loan or credit card.
- Requirements
- Open to anyone: Open an Elements checking or savings account or apply for a loan or credit card.
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.elements.org/about-elements/
- Rates and profile
- elements financial|indianapolis|IN on RateAPI
financial resources|branchburg|NJ
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join the American Consumer Council (ACC) to become eligible for membership.
- Requirements
- Open to anyone: Join the American Consumer Council (ACC) to become eligible for membership.
- Minimum share deposit
- $1.00
- Cost to join
- $1.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://myfinancialresources.org/home/about-us/membership/
- Rates and profile
- financial resources|branchburg|NJ on RateAPI
glendale|glendale|CA
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join the Glendale Historical Society via a GFCU donation
- Requirements
- Open to anyone: Join the Glendale Historical Society via a GFCU donation
- Minimum share deposit
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.glendalefcu.org/about-us/become-a-member.html
- Rates and profile
- glendale|glendale|CA on RateAPI
gold coast|palm springs|FL
Open membership — anyone can join- Charter type
- multi
- Path to membership
- A $5 donation to the New Horizons Elementary School PTA gives you full membership access to Gold Coast, even without a connection to one of our affiliated employers or other field of membership eligibility criteria.
- Requirements
- Open to anyone: A $5 donation to the New Horizons Elementary School PTA gives you full membership access to Gold Coast, even without a connection to one of our…
- Membership fee
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://gcfcu.org/why-join-gold-coast/
- Rates and profile
- gold coast|palm springs|FL on RateAPI
government employees|austin|TX
Open membership — anyone can join- Charter type
- multi
- Path to membership
- make a $15 donation to the Austin Public Library through GEFCU
- Requirements
- Open to anyone: make a $15 donation to the Austin Public Library through GEFCU
- Membership fee
- $15.00
- Minimum share deposit
- $5.00
- Cost to join
- $20.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.gefcu.org/become-a-member
- Rates and profile
- government employees|austin|TX on RateAPI
gte|tampa|FL
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join the CU Savers non-profit educational financial club for a one-time $10 fee.
- Requirements
- Open to anyone: Join the CU Savers non-profit educational financial club for a one-time $10 fee.
- Membership fee
- $10.00
- Cost to join
- $10.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.gtefinancial.org/services/eligibility
- Rates and profile
- gte|tampa|FL on RateAPI
homewood|homewood|IL
Open membership — anyone can join- Charter type
- association
- Path to membership
- Join the Credit Union 1 Educational Development Association (CU1EDA) with a $5 donation.
- Requirements
- Open to anyone: Join the Credit Union 1 Educational Development Association (CU1EDA) with a $5 donation.
- Membership fee
- $5.00
- Minimum share deposit
- $5.00
- Cost to join
- $10.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.creditunion1.org/about/membership/
- Rates and profile
- homewood|homewood|IL on RateAPI
hope|jackson|MS
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join Hope Enterprise Corporation
- Requirements
- Open to anyone: Join Hope Enterprise Corporation
- Membership fee
- $10.00
- Cost to join
- $10.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.hopecu.org/join-now/
- Rates and profile
- hope|jackson|MS on RateAPI
keypoint|san jose|CA
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join the Financial Fitness Association (FFA)
- Requirements
- Open to anyone: Join the Financial Fitness Association (FFA)
- Minimum share deposit
- $10.00
- Cost to join
- $10.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://kpcu.com/about/membership/become-a-member
- Rates and profile
- keypoint|san jose|CA on RateAPI
lighthouse|dover|NH
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Become a member by accepting a complimentary lifetime membership to the Lighthouse Credit Union Foundation
- Requirements
- Open to anyone: Become a member by accepting a complimentary lifetime membership to the Lighthouse Credit Union Foundation
- Membership fee
- $0.00
- Cost to join
- $0.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://lighthousecu.org/become-a-member/
- Rates and profile
- lighthouse|dover|NH on RateAPI
market usa|laurel|MD
Open membership — anyone can join- Charter type
- multi
- Path to membership
- You become a member of the Market USA Cares Foundation with a $5.00 minimum donation, made at account opening.
- Requirements
- Open to anyone: You become a member of the Market USA Cares Foundation with a $5.00 minimum donation, made at account opening.
- Membership fee
- $5.00
- Minimum share deposit
- $5.00
- Cost to join
- $10.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.marketusafcu.com/About-Us/Become-a-Member
- Rates and profile
- market usa|laurel|MD on RateAPI
miami|miami|FL
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Make a $15 donation to the Friends of the Foundation.
- Requirements
- Open to anyone: Make a $15 donation to the Friends of the Foundation.
- Membership fee
- $15.00
- Cost to join
- $15.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.miamifcu.org/index.php/membership
- Rates and profile
- miami|miami|FL on RateAPI
new york university|new york|NY
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join via American Consumer Council enrollment at no cost.
- Requirements
- Open to anyone: Join via American Consumer Council enrollment at no cost.
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.nyufcu.com/membership
- Rates and profile
- new york university|new york|NY on RateAPI
novation|oakdale|MN
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Support the Novation Foundation with a minimum $10 donation.
- Requirements
- Open to anyone: Support the Novation Foundation with a minimum $10 donation.
- Membership fee
- $10.00
- Minimum share deposit
- $5.00
- Cost to join
- $15.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://novation.org/join-novation-credit-union/
- Rates and profile
- novation|oakdale|MN on RateAPI
rally|corpus christi|TX
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join the Texas Consumer Council to become eligible for membership.
- Requirements
- Open to anyone: Join the Texas Consumer Council to become eligible for membership.
- Minimum share deposit
- $25.00
- Cost to join
- $25.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://rallycu.com/membership/
- Rates and profile
- rally|corpus christi|TX on RateAPI
santa ana|santa ana|CA
Open membership — anyone can join- Charter type
- open
- Path to membership
- Everyone is eligible to join!
- Requirements
- Open to anyone: Everyone is eligible to join!
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.safcu.org/membership
- Rates and profile
- santa ana|santa ana|CA on RateAPI
SF Fire Credit Union
Open membership — anyone can join- Charter type
- multi
- Path to membership
- You can join the credit union by becoming a member of the Community Impact Fund (CIF), a national nonprofit focused on financial literacy and education, at no cost to you.
- Requirements
- Open to anyone: You can join the credit union by becoming a member of the Community Impact Fund (CIF), a national nonprofit focused on financial literacy and e…
- Membership fee
- $0.00
- Cost to join
- $0.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://sffirecu.org/membership/who-can-join
- Rates and profile
- SF Fire Credit Union on RateAPI
st. mary's bank|manchester|NH
Open membership — anyone can join- Charter type
- open
- Path to membership
- Open online or visit a branch today.
- Requirements
- Open to anyone: Open online or visit a branch today.
- Minimum share deposit
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.stmarysbank.com/for-you/join/become-a-member
- Rates and profile
- st. mary's bank|manchester|NH on RateAPI
theory|painesville|OH
Open membership — anyone can join- Charter type
- open
- Path to membership
- everyone
- Requirements
- Open to anyone: everyone
- Record confidence
- 1.00
- Last verified
- Evidence
- https://theoryfcu.org/
- Rates and profile
- theory|painesville|OH on RateAPI
usf federal credit union|tampa|FL
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join the American Consumer Council (ACC) during the application process.
- Requirements
- Open to anyone: Join the American Consumer Council (ACC) during the application process.
- Membership fee
- $0.00
- Minimum share deposit
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.usfcu.com/membership
- Rates and profile
- usf federal credit union|tampa|FL on RateAPI
utah community|provo|UT
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join the Financial Fitness Association
- Requirements
- Open to anyone: Join the Financial Fitness Association
- Minimum share deposit
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.uccu.com/membership-eligibility/
- Rates and profile
- utah community|provo|UT on RateAPI
velocity|austin|TX
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Join through the Paramount Theatre with a $10 donation.
- Requirements
- Open to anyone: Join through the Paramount Theatre with a $10 donation.
- Membership fee
- $10.00
- Minimum share deposit
- $5.00
- Cost to join
- $15.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.velocitycu.com/open-an-account/
- Rates and profile
- velocity|austin|TX on RateAPI
wings financial|apple valley|MN
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Make a $5+ non-refundable donation to the Wings Financial Foundation at time of application.
- Requirements
- Open to anyone: Make a $5+ non-refundable donation to the Wings Financial Foundation at time of application.
- Membership fee
- $5.00
- Cost to join
- $5.00
- Record confidence
- 1.00
- Last verified
- Evidence
- https://www.wingscu.com/join-wings
- Rates and profile
- wings financial|apple valley|MN on RateAPI
ideal|woodbury|MN
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Make a one-time $5 donation to the John D. Miller Foundation during the Share Account opening process.
- Requirements
- Open to anyone: Make a one-time $5 donation to the John D. Miller Foundation during the Share Account opening process.
- Membership fee
- $5.00
- Cost to join
- $5.00
- Record confidence
- 0.93
- Last verified
- Evidence
- https://www.idealcu.com/about/become-a-member
- Rates and profile
- ideal|woodbury|MN on RateAPI
blaze|falcon heights|MN
Open membership — anyone can join- Charter type
- multi
- Path to membership
- Make a one-time donation of $10 to the Blaze Foundation.
- Requirements
- Open to anyone: Make a one-time donation of $10 to the Blaze Foundation.
- Membership fee
- $10.00
- Cost to join
- $10.00
- Record confidence
- 0.21
- Last verified
- Evidence
- https://blazecu.com/about/join-blaze
- Rates and profile
- blaze|falcon heights|MN on RateAPI
How this list is built, and what it does not tell you
- Every entry comes from a credit union's own published membership page or its public charter record. Each row carries the source URL, the date it was read, and a confidence score.
- A credit union whose record names specific counties appears only for those counties. One with no county detail is listed as serving the whole state — absence of county detail is never read as exclusion.
- Membership eligibility records exist for about 83% of tracked credit unions. A credit union missing from this page may still serve the area; it is not evidence of ineligibility.
- A county appears above only when at least one credit union record names it. A county with no page can still be served by the 12 statewide credit unions listed here.
- Verification method: eligibility methodology. Programmatic access: membership eligibility API.
- Membership eligibility is guidance based on public charter data and institution websites; final determination is made by the institution.