Polam

los angeles, California
Last verified: July 9, 2026

As of July 9, 2026, Polam offers a 30-year-fixed mortgage at 5% APR (5% rate, 0 points). Auto loans available from 3.99% APR. Personal loan rates from 15.95% APR.

Source: RateAPI.dev, verified from Polam's official website

Mortgage Rates

Rates as of July 9, 2026

30-year-fixed
5.000% APR
Rate5.000%
Points0
Mortgage Loan

Auto Loan Rates

Rates as of July 9, 2026

auto_new_36mo
3.990% APR
Rate3.990%
New Vehicle Loan - 36 months
auto_new_48mo
4.500% APR
Rate4.500%
New Vehicle Loan - 48 months
auto_new_60mo
4.740% APR
Rate4.740%
New Vehicle Loan - 60 months
auto_used_36mo
4.740% APR
Rate4.740%
Used Vehicle Loan - 36 months
auto_used_48mo
4.740% APR
Rate4.740%
Used Vehicle Loan - 48 months
auto_new_72mo
4.990% APR
Rate4.990%
New Vehicle Loan - 72 months
auto_used_60mo
5.240% APR
Rate5.240%
Used Vehicle Loan - 60 months
auto_new_84mo
5.250% APR
Rate5.250%
New Vehicle Loan - 84 months
auto_used_72mo
5.740% APR
Rate5.740%
Used Vehicle Loan - 72 months
credit_card
7.980% APR
Rate7.980%
POLAM Visa Preferred
credit_card
9.980% APR
Rate9.980%
POLAM Visa Card

Personal Loan Rates

Rates as of July 9, 2026

personal_unsecured
15.950% APR
Rate15.950%
Personal Loan

Frequently Asked Questions

What rates does Polam offer?

Polam currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Polam rates updated?

RateAPI verifies Polam's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Polam's rate data?

Rate data is collected directly from Polam's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Polam's mortgage rate?

As of July 9, 2026, Polam offers a 30-year-fixed mortgage at 5% APR.

What is Polam's auto loan rate?

As of July 9, 2026, Polam offers auto loans from 3.99% APR.

Related Rate Data

Compare Polam's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Polam
curl "https://api.rateapi.dev/credit-unions/california/polam" \
  -H "Authorization: Bearer YOUR_API_KEY"