--- title: "Polam Credit Union Rates - California" description: "Current mortgage, and personal loan rates from Polam Credit Union in California. Updated daily with source verification. See who can join Polam Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/polam" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Polam Credit Union Rates - California ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Down Payment ($)** other | — APR | 5.000% | — | Standard | | **Interest Rate (%)** other | — APR | 5.000% | — | Standard | Polam Credit Union mortgage rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Personal Loan Up to $25,000** personal_unsecured_60mo | — APR | 15.950% | 60 mo | Standard | Polam Credit Union personal loan rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Annual Taxes ($)** other | — % | 1.000% | — | Standard | Polam Credit Union other rates as of November 13, 2026 Polam Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/polam) , verified from [Polam Credit Union's official website](https://polam.org/) Loading branch locator… ## About Polam Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.1K Assets $73.4M Founded 1969 Locations reported 2 NCUA charter 19739 Charter type Federal credit union ### Services and member support - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**First Entertainment** Paramount - Br#10 · Los Angeles · CA · 90038-3989 About 0.8 miles away](https://rateapi.dev/credit-unions/california/first-entertainment) [**Hanin** Main Branch · Los Angeles · CA · 90020-5801 About 1.1 miles away](https://rateapi.dev/credit-unions/california/hanin) [**California** Rosenell Terrace · LOS ANGELES · CA · 90026-4909 About 2.3 miles away](https://rateapi.dev/credit-unions/california/california) [**American Broadcast Employees** 4151 Prospect Ave · Los Angeles · CA · 90027 About 2.5 miles away](https://rateapi.dev/credit-unions/new-york/american-broadcast-employees) [**Actors** LA office · Los Angeles · CA · 90036-3684 About 2.6 miles away](https://rateapi.dev/credit-unions/new-york/actors) [**Sag-Aftra** Los Angeles SAG-AFTRA Plaza · Los Angeles · CA · 90036-3792 About 2.6 miles away](https://rateapi.dev/credit-unions/california/sag-aftra) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Polam Credit Union Membership eligibility from Polam Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Polam Credit Union's website. Check the membership page below to confirm whether you qualify. - Association Polish American Congress, Northwest Ohio Polish Cultural Center Verified from [Polam Credit Union's membership page](https://polam.org/become-a-member/membership-benefits/) . Final membership determination is always made by the credit union. ## Membership rules for Polam Credit Union Associations 2 · Family 3 published paths to membership, last verified August 21, 2026, quoted from Polam Credit Union’s own published criteria. ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Polish American Congress “POLAM is an association-based credit union open to Southern California residents who are individual or supporting members of our sponsor, the Polish American Congress, or one of the other affiliated associations.” > [source ↗](https://polam.org/become-a-member/membership-benefits/) - Member of Polish American Congress - Member of Northwest Ohio Polish Cultural Center “in 2024 we welcomed members of the Northwest Ohio Polish Cultural Center of Toledo, Ohio.” > [source ↗](https://polam.org/become-a-member/membership-benefits/) - Member of Northwest Ohio Polish Cultural Center ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member friend, family member “Membership is open to Southern California residents who are friends and family members of Polish Americans.” > [source ↗](https://polam.org/become-a-member/membership-benefits/) - Family member (friend, family member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Polam Credit Union? Yes No ## Work at Polam Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Polam Credit Union ranks against California peers. - See which AI assistants fetched Polam Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=polam&state=california&code=CA&name=Polam%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Polam Credit Union offer? Polam Credit Union currently offers mortgage, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Polam Credit Union rates updated? RateAPI verifies Polam Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Polam Credit Union's rate data? Rate data is collected directly from Polam Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Polam Credit Union? Polam Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 associations for Polam Credit Union, each quoted from Polam Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Polam Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California mortgage rate leaders](https://rateapi.dev/mortgage-rates/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://polam.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Polam Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Polam Credit Union curl "https://api.rateapi.dev/credit-unions/california /polam " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Polam Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/polam Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp