Fireman's Credit Union

Developers & AI agents: this data is available as JSON at GET https://api.rateapi.dev/credit-unions/alabama/firemans — free API key in one request (POST https://api.rateapi.dev/keys, email only). MCP server: rateapi.dev/mcp.

Birmingham, Alabama
Last verified: August 21, 2026
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Verified rate book

Current Fireman's Credit Union rates

10 published offers verified as of August 21, 2026.

How we verify rates

Mortgage rates

10 offers
Fireman's Credit Union mortgage rates as of August 21, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.788% APR6.625%Standard
15 Yr. Fixed15 year fixed6.262% APR6.000%Standard
10 Yr. Fixed10 year fixed5.741% APR5.375%Standard
7/1 ARM7 1 arm6.087% APR5.625%Standard
5/1 ARM5 1 arm6.112% APR5.500%Standard
10/1 ARM10 1 arm6.160% APR5.875%Standard
3/1 ARM3 1 arm6.184% APR5.375%Standard
5/5 ARM5 5 arm6.387% APR5.625%Standard
20 Yr. Fixed20 year fixed6.587% APR6.375%Standard
15/15 ARMarm6.619% APR6.375%Standard

As of August 21, 2026, Fireman's Credit Union offers a 30-year fixed mortgage at 6.788% APR.

Source: RateAPI.dev, verified from Fireman's Credit Union's official website

Live market position · Rates as of August 21, 2026

Where Fireman's Credit Union ranks in Alabama

How Fireman's Credit Union's current published rate compares with other Alabama credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.

Best product positionRoom to improve vs. the Alabama median15-year fixed mortgage
Gap to state best89 bp89 bp from state best
Vs. state median1 bp behind median15-year fixed mortgage
Products ranked2across tracked Alabama markets
Published rate position by product as of August 21, 2026
ProductPublished APRPositionVs. state bestVs. state median
30-year fixed mortgage6.79%Room to improve vs. the Alabama median104 bp from state best29 bp behind median
15-year fixed mortgage6.26%Room to improve vs. the Alabama median89 bp from state best1 bp behind median

This is the public snapshot. Claim Fireman's Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.

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Positions compare the best published standard rate for each product; promotional teasers are excluded, auto comparisons are cars-only, and mortgage comparisons are purchase-only. Markets with fewer than five tracked lenders are not ranked.

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About Fireman's Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
962
Assets
$7.3M
Founded
1929
Locations reported
4
NCUA charter
64594
Charter type
Federally insured state-chartered credit union

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Fireman's Credit Union

Membership eligibility from Fireman's Credit Union's own published criteria. How we verify this.

Membership criteria are published on Fireman's Credit Union's website. Check the membership page below to confirm whether you qualify.

  • Employerfire department, nonprofit organizations that support firefighters

Verified from Fireman's Credit Union's membership page. Final membership determination is always made by the credit union.

Membership rules for Fireman's Credit Union

Employers 2 · Family

3 published paths to membership, last verified August 21, 2026, quoted from Fireman's Credit Union’s own published criteria.

Employers 2

Auto-verified against the source pagequoted from the credit union’s own published criteria · last verified August 21, 2026

  • Employee of fire department
    • Employee of Fire Department

    New, active and retired firefighters are eligible to join, along with fire department employees

    source ↗
  • Employee of nonprofit organizations that support firefighters
    • Employee of nonprofit organizations that support firefighters

    staff of nonprofit organizations that support firefighters

    source ↗

Family 1

Auto-verified against the source pagequoted from the credit union’s own published criteria · last verified August 21, 2026

  • Family member (spouse, child, stepchild, adopted child, parent, stepparent, sibling, grandparent, grandchild) of a member
    • Family of a member spouse, child, stepchild, adopted child, parent, stepparent, sibling, grandparent, grandchild

    Immediate family members of eligible individuals are also welcome to join, including spouses, children, stepchildren, adopted children, parents, stepparents, siblings, grandparents and grandchildren.

    source ↗

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. How we verify membership rules. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Fireman's Credit Union offer?

Fireman's Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 21, 2026 directly from the credit union's official website.

How often are Fireman's Credit Union rates updated?

RateAPI verifies Fireman's Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 21, 2026.

Where does RateAPI get Fireman's Credit Union's rate data?

Rate data is collected directly from Fireman's Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Fireman's Credit Union's mortgage rate?

As of August 21, 2026, Fireman's Credit Union offers a 30-year fixed mortgage at 6.788% APR.

Who can join Fireman's Credit Union?

Fireman's Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 employers for Fireman's Credit Union, each quoted from Fireman's Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

Related Rate Data

Compare Fireman's Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Fireman's Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Fireman's Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/firemans" \
  -H "Authorization: Bearer YOUR_API_KEY"