America's First

birmingham, Alabama
Last verified: July 9, 2026

As of July 9, 2026, America's First offers a money_market mortgage at 1% APR (1% rate, 0 points).

Source: RateAPI.dev, verified from America's First's official website

Mortgage Rates

Rates as of July 9, 2026

money_market
1.000% APR
Rate1.000%
Points0
BUSINESS MONEY MARKET SAVINGS
cd_12mo
3.640% APR
Rate3.700%
Points0
FLEXIBLE CERTIFICATES 12 Months
cd_5mo
3.690% APR
Rate3.750%
Points0
BUMP-RATE CERTIFICATES 3 - 5 Months
cd_17mo
3.740% APR
Rate3.800%
Points0
BUMP-RATE CERTIFICATES 12 - 17 Months
cd_23mo
3.740% APR
Rate3.800%
Points0
BUMP-RATE CERTIFICATES 18 - 23 Months
cd_11mo
3.740% APR
Rate3.800%
Points0
BUMP-RATE CERTIFICATES 6 - 11 Months
cd_35mo
3.830% APR
Rate3.900%
Points0
BUMP-RATE CERTIFICATES 30 - 35 Months
cd_47mo
3.830% APR
Rate3.900%
Points0
BUMP-RATE CERTIFICATES 36 - 47 Months
cd_59mo
3.830% APR
Rate3.900%
Points0
BUMP-RATE CERTIFICATES 48 - 59 Months
cd_5mo
3.830% APR
Rate3.900%
Points0
CERTIFICATE ACCOUNTS 3 - 5 Months
savings
3.830% APR
Rate3.900%
Points0
DEDICATED SAVINGS 3 - 5 Months
cd_29mo
3.880% APR
Rate3.950%
Points0
BUMP-RATE CERTIFICATES 24 - 29 Months
cd_60mo
3.880% APR
Rate3.950%
Points0
BUMP-RATE CERTIFICATES 60 Months
cd_17mo
3.880% APR
Rate3.950%
Points0
CERTIFICATE ACCOUNTS 12 - 17 Months
cd_23mo
3.880% APR
Rate3.950%
Points0
CERTIFICATE ACCOUNTS 18 - 23 Months
cd_11mo
3.880% APR
Rate3.950%
Points0
CERTIFICATE ACCOUNTS 6 - 11 Months
savings
3.880% APR
Rate3.950%
Points0
DEDICATED SAVINGS 12 - 17 Months
savings
3.880% APR
Rate3.950%
Points0
DEDICATED SAVINGS 18 - 23 Months
savings
3.880% APR
Rate3.950%
Points0
DEDICATED SAVINGS 6 - 11 Months
cd_35mo
3.980% APR
Rate4.050%
Points0
CERTIFICATE ACCOUNTS 30 - 35 Months
cd_47mo
3.980% APR
Rate4.050%
Points0
CERTIFICATE ACCOUNTS 36 - 47 Months
cd_59mo
3.980% APR
Rate4.050%
Points0
CERTIFICATE ACCOUNTS 48 - 59 Months
savings
3.980% APR
Rate4.050%
Points0
DEDICATED SAVINGS 30 - 35 Months
savings
3.980% APR
Rate4.050%
Points0
DEDICATED SAVINGS 36 - 47 Months
savings
3.980% APR
Rate4.050%
Points0
DEDICATED SAVINGS 48 - 59 Months
cd_29mo
4.030% APR
Rate4.100%
Points0
CERTIFICATE ACCOUNTS 24 - 29 Months
cd_60mo
4.030% APR
Rate4.100%
Points0
CERTIFICATE ACCOUNTS 60 Months
savings
4.030% APR
Rate4.100%
Points0
DEDICATED SAVINGS 24 - 29 Months
savings
4.030% APR
Rate4.100%
Points0
DEDICATED SAVINGS 60 Months

Frequently Asked Questions

What rates does America's First offer?

America's First currently offers mortgage rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are America's First rates updated?

RateAPI verifies America's First's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get America's First's rate data?

Rate data is collected directly from America's First's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is America's First's mortgage rate?

As of July 9, 2026, America's First offers a money_market mortgage at 1% APR.

Related Rate Data

Compare America's First's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for America's First
curl "https://api.rateapi.dev/credit-unions/alabama/americas-first" \
  -H "Authorization: Bearer YOUR_API_KEY"