Jefferson Credit Union

hoover, Alabama
Last verified: July 10, 2026

As of July 10, 2026, Jefferson Credit Union offers a 30-year-fixed mortgage at 5.25% APR (5.25% rate, 0 points). Auto loans available from 4.25% APR. HELOC rates from 7.25% APR. Personal loan rates from 9.75% APR.

Source: RateAPI.dev, verified from Jefferson Credit Union's official website

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
5.250% APR
Rate5.250%
Points0
Fixed Real Estate (Closed End)
ploc_variable
12.900% APR
Rate12.900%
Points0
Prosperity Line of Credit
ploc_variable
17.900% APR
Rate17.900%
Points0
Pathway 180 Line of Credit

Auto Loan Rates

Rates as of July 10, 2026

auto
4.250% APR
Rate4.250%
[PROMOTIONAL] Vehicles 2024-Newer (Closed End)
auto_new
5.750% APR
Rate5.750%
[PROMOTIONAL] New Boats & Watercrafts 2024 and Newer
auto
6.250% APR
Rate6.250%
[PROMOTIONAL] Vehicles 2017-2023 (Closed End)
auto_used
6.750% APR
Rate6.750%
[PROMOTIONAL] Used Boats and Watercrafts 2023 or Older
auto_new
7.750% APR
Rate7.750%
[PROMOTIONAL] New Recreational Vehicles 2024 or Newer
auto_used
8.750% APR
Rate8.750%
[PROMOTIONAL] Used Recreational Vehicles 2023 or Older
credit_card_secured
10.400% APR
Rate10.400%
Personal Credit Cards–Secured (Open End)
credit_card
13.000% APR
Rate13.000%
[PROMOTIONAL] Visa Classic Credit Cards (Open End)
credit_card_rewards
13.400% APR
Rate13.400%
[PROMOTIONAL] Visa Signature Rewards Credit Card (Open End)

HELOC Rates

Rates as of July 10, 2026

heloc_variable
7.250% APR
Rate7.250%
[PROMOTIONAL] Home Equity Line of Credit (HELOC) (Open End)

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured
9.750% APR
Rate9.750%
[PROMOTIONAL] Personal Signature Loans (Closed End)
ploc_variable
12.750% APR
Rate12.750%
[PROMOTIONAL] Personal Lines of Credit (Open End)
personal
28.000% APR
Rate28.000%
Back-To-School Loans
personal
28.000% APR
Rate28.000%
Holiday Loans

Frequently Asked Questions

What rates does Jefferson Credit Union offer?

Jefferson Credit Union currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Jefferson Credit Union rates updated?

RateAPI verifies Jefferson Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Jefferson Credit Union's rate data?

Rate data is collected directly from Jefferson Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Jefferson Credit Union's mortgage rate?

As of July 10, 2026, Jefferson Credit Union offers a 30-year-fixed mortgage at 5.25% APR.

What is Jefferson Credit Union's auto loan rate?

As of July 10, 2026, Jefferson Credit Union offers auto loans from 4.25% APR.

Related Rate Data

Compare Jefferson Credit Union's rates against national credit-union benchmarks.

More Alabama credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Jefferson Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/jefferson-credit-union" \
  -H "Authorization: Bearer YOUR_API_KEY"
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