Avadian

birmingham, Alabama
Last verified: July 10, 2026

As of July 10, 2026, Avadian offers a 30-year-fixed mortgage at 6.25% APR (6.25% rate, 0 points). Auto loans available from 4.49% APR. HELOC rates from 7% APR. Personal loan rates from 4.49% APR.

Source: RateAPI.dev, verified from Avadian's official website

Who Can Join Avadian

Membership eligibility from Avadian's own published criteria. How we verify this.

Membership criteria are published on Avadian's website. Check the membership page below to confirm whether you qualify.

Verified from Avadian's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
6.250% APR
Rate6.250%
Points0
30-Year Fixed Mortgage
30-year-fixed
6.250% APR
Rate6.250%
Points0
Mortgage
15-year-fixed
5.500% APR
Rate5.500%
Points0
15-Year Fixed Mortgage
15-year-fixed
5.625% APR
Rate5.625%
Points0
Mortgage
savings
1.000% APR
Rate1.000%
Points0
Centsible Savings ($1,000.01 or greater)
ira
1.100% APR
Rate1.100%
Points0
IRA Savings ($75,000.00 and Above)
savings
3.000% APR
Rate3.000%
Points0
ChoicePlus+ Checking
savings
3.500% APR
Rate3.500%
Points0
High Yield Savings ($0.01 - $25,000)
savings
5.000% APR
Rate5.000%
Points0
Savings Accounts ($100.00 - $2,499.99)
savings
7.000% APR
Rate7.000%
Points0
Centsible Savings ($0.01 - $1000.00)

Auto Loan Rates

Rates as of July 10, 2026

auto
4.490% APR
Rate4.490%
Auto Loan

HELOC Rates

Rates as of July 10, 2026

heloc_variable
7.000% APR
Rate7.000%
HELOC

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
4.490% APR
Rate4.490%
CD Secured Loan
personal_secured
4.790% APR
Rate4.790%
Savings Secured Loan

Frequently Asked Questions

What rates does Avadian offer?

Avadian currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Avadian rates updated?

RateAPI verifies Avadian's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Avadian's rate data?

Rate data is collected directly from Avadian's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Avadian's mortgage rate?

As of July 10, 2026, Avadian offers a 30-year-fixed mortgage at 6.25% APR.

What is Avadian's auto loan rate?

As of July 10, 2026, Avadian offers auto loans from 4.49% APR.

Related Rate Data

Compare Avadian's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Avadian
curl "https://api.rateapi.dev/credit-unions/alabama/avadian" \
  -H "Authorization: Bearer YOUR_API_KEY"