Strategic Credit Union
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Verified rate book
Current Strategic Credit Union rates
8 published offers verified as of August 21, 2026.
Mortgage rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.205% APR | 6.000% | — | Standard |
| VA 30 Year Fixed - Conforming30 year fixed | 6.224% APR | 5.875% | — | Standard |
| FHA 30-Year Fixed - Conforming30 year fixed | 6.537% APR | 5.750% | — | Standard |
| 30 Year Fixed - Home Ready30 year fixed | 6.557% APR | 6.250% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 6.821% APR | 6.625% | — | Standard |
| 15-Year Fixed15 year fixed | 5.617% APR | 5.125% | — | Standard |
| Jumbo 15-Year Fixed15 year fixed | 7.325% APR | 7.000% | — | Standard |
| 20-Year Fixed20 year fixed | 6.052% APR | 5.750% | — | Standard |
As of August 21, 2026, Strategic Credit Union offers a 30-year fixed mortgage at 6.205% APR (0.5 points).
Source: RateAPI.dev, verified from Strategic Credit Union's official website
Live market position · Rates as of August 21, 2026
Where Strategic Credit Union ranks in Virginia
How Strategic Credit Union's current published rate compares with other Virginia credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| 30-year fixed mortgage | 6.21% | Better than the Virginia median | 27 bp from state best | 49 bp better than median |
This is the public snapshot. Claim Strategic Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
See the full breakdown →Loading branch locator…
About Strategic Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 921
- Assets
- $23.5M
- Founded
- 1973
- Locations reported
- 2
- NCUA charter
- 21319
- Charter type
- Federal credit union
Services and member support
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Strategic Credit Union
Membership eligibility from Strategic Credit Union's own published criteria. How we verify this.
Membership criteria are published on Strategic Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Strategic Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Strategic Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Strategic Credit Union ranks against Virginia peers.
Frequently Asked Questions
What rates does Strategic Credit Union offer?
Strategic Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 21, 2026 directly from the credit union's official website.
How often are Strategic Credit Union rates updated?
RateAPI verifies Strategic Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 21, 2026.
Where does RateAPI get Strategic Credit Union's rate data?
Rate data is collected directly from Strategic Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Strategic Credit Union's mortgage rate?
As of August 21, 2026, Strategic Credit Union offers a 30-year fixed mortgage at 6.205% APR.
Who can join Strategic Credit Union?
Strategic Credit Union publishes its membership criteria on its own website.
Related Rate Data
Compare Strategic Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Strategic Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Strategic Credit Union
curl "https://api.rateapi.dev/credit-unions/virginia/strategic" \
-H "Authorization: Bearer YOUR_API_KEY"