Signal Financial

kensington, Maryland
Last verified: July 10, 2026

As of July 10, 2026, Signal Financial offers a 30-year-fixed mortgage at 6.59% APR (6.525% rate, 0 points). Auto loans available from 4.99% APR. HELOC rates from 6% APR. Personal loan rates from 6.99% APR.

Source: RateAPI.dev, verified from Signal Financial's official website

Who Can Join Signal Financial

Membership eligibility from Signal Financial's own published criteria. How we verify this.

Membership via employers (Special Employer Groups)

Cost to join: About $5.

Verified from Signal Financial's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
6.590% APR
Rate6.525%
Points0
30-year fixed
5-1-arm
5.812% APR
Rate5.750%
Points0
5/1 ARM
7-1-arm
5.937% APR
Rate5.875%
Points0
7/1 ARM
cd
6.990% APR
Rate6.990%
Points0
Certificate Secured
ploc_variable
16.700% APR
Rate16.700%
Points0
Line of Credit

Auto Loan Rates

Rates as of July 10, 2026

auto_new
4.990% APR
Rate4.990%
New Autos
auto_new
5.240% APR
Rate5.240%
New Motorcycles
auto_used
5.490% APR
Rate5.490%
Used Autos
auto_used
5.740% APR
Rate5.740%
Used Motorcycles
credit_card
12.250% APR
Rate12.250%
Direct VISA
credit_card_platinum
13.250% APR
Rate13.250%
Platinum VISA
credit_card_platinum
14.250% APR
Rate14.250%
Signature VISA
credit_card_secured
18.000% APR
Rate18.000%
Secured VISA

HELOC Rates

Rates as of July 10, 2026

heloc_variable
6.000% APR
Rate6.000%
[PROMOTIONAL] HELOC
heloc_variable
6.000% APR
Rate6.000%
[PROMOTIONAL] Variable Rate HELOC
heloc_fixed
6.750% APR
Rate6.750%
Fixed-rate HELOC
heloc_variable
6.750% APR
Rate6.750%
HELOC
heloc_variable
6.750% APR
Rate6.750%
Variable Rate HELOC

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured
6.990% APR
Rate6.990%
Signature Loan
personal_secured
6.990% APR
Rate6.990%
Share Secured
personal
18.000% APR
Rate18.000%
Fresh Start

Frequently Asked Questions

What rates does Signal Financial offer?

Signal Financial currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Signal Financial rates updated?

RateAPI verifies Signal Financial's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Signal Financial's rate data?

Rate data is collected directly from Signal Financial's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Signal Financial's mortgage rate?

As of July 10, 2026, Signal Financial offers a 30-year-fixed mortgage at 6.59% APR.

What is Signal Financial's auto loan rate?

As of July 10, 2026, Signal Financial offers auto loans from 4.99% APR.

Related Rate Data

Compare Signal Financial's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Signal Financial
curl "https://api.rateapi.dev/credit-unions/maryland/signal-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"