Energy People Credit Union
Verified rate book
Current Energy People Credit Union rates
9 published offers verified as of August 3, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Used Auto / Motorcyclemotorcycle_used_72mo | 4.750% APR | 4.750% | 72 mo · used | Standard |
| Used Auto / Motorcyclemotorcycle_used_60mo | 6.500% APR | 6.500% | 60 mo · used | Standard |
| Used Auto / Motorcyclemotorcycle_used_48mo | 8.750% APR | 8.750% | 48 mo · used | Standard |
| 48-Month Used RV Loan (1900 and Newer)rv_used_48mo | 9.250% APR | 9.250% | 48 mo · used | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingssavings | 0.15% APY | 0.15% | — | Standard |
| Savingssavings | 0.40% APY | 0.40% | — | Standard |
| Savingssavings | 0.75% APY | 0.75% | — | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Union Dues Loanother | 12.000% % | 12.000% | — | Standard |
| Flex Loanother | 17.000% % | 17.000% | — | Standard |
Vehicle loans available from 4.75% APR for 72 months. Savings and certificate yields up to 0.75% APY.
Source: RateAPI.dev, verified from Energy People Credit Union's official website
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About Energy People Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.1K
- Assets
- $18.2M
- Founded
- 1960
- Locations reported
- 3
- NCUA charter
- 13729
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Open an account online
- Electronic statements
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Energy People Credit Union
Membership eligibility from Energy People Credit Union's own published criteria. How we verify this.
Membership criteria are published on Energy People Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Energy People Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Energy People Credit Union?
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Frequently Asked Questions
What rates does Energy People Credit Union offer?
Energy People Credit Union currently offers vehicle loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Energy People Credit Union rates updated?
RateAPI verifies Energy People Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Energy People Credit Union's rate data?
Rate data is collected directly from Energy People Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Energy People Credit Union's rv & motorcycle loan rates?
As of August 3, 2026, Energy People Credit Union offers vehicle loans from 4.75% APR.
What is Energy People Credit Union's best CD rate?
As of August 3, 2026, Energy People Credit Union offers savings and certificate (CD) yields up to 0.75% APY.
Related Rate Data
Compare Energy People Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Energy People Credit Union rates
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# Get rates for Energy People Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/energy-people" \
-H "Authorization: Bearer YOUR_API_KEY"