--- title: "Andrews Federal Credit Union Rates (Nov 2026): Mortgage 6.54%" description: "Andrews Federal Credit Union rates today: 30 year fixed mortgage 6.54% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Andrews Federal Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maryland/andrews-federal-credit-union" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Andrews Federal Credit Union Rates (Nov 2026): Mortgage 6.54% ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **VA 30 Year Fixed - Conforming** 30 year fixed | 6.535% APR | 6.375% | — | Standard | | **FHA 30-Year Fixed - Conforming** 30 year fixed | 6.948% APR | 6.250% | — | Standard | Andrews Federal Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Andrews Federal Credit Union offers a 30-year fixed mortgage at 6.535% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maryland/andrews-federal-credit-union) , verified from [Andrews Federal Credit Union's official website](https://www.andrewsfcu.org/) Best product position **Better than the Maryland median** 30-year fixed mortgage Gap to state best **29 bp** 29 bp from state best Vs. state median **41 bp better than median** 30-year fixed mortgage Products ranked **1** across tracked Maryland markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 6.54% | Better than the Maryland median | 29 bp from state best | 41 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Andrews Federal Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=andrews-federal-credit-union&state=maryland&code=MD&name=Andrews%20Federal%20Credit%20Union) Loading branch locator… ## About Andrews Federal Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 153.3K Assets $2.6B Founded 1948 Locations reported 17 NCUA charter 5754 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Census** Census Federal Credit Union · Washington · DC · 20233-0001 About 0.8 miles away](https://rateapi.dev/credit-unions/maryland/census) [**Dept of Labor** Suitland Federal Center · Suitland · MD · 20746-2575 About 0.8 miles away](https://rateapi.dev/credit-unions/district-of-columbia/dept-of-labor) [**Democracy** Silver Hill · District Heights · MD · 20747 About 1.3 miles away](https://rateapi.dev/credit-unions/virginia/democracy) [**None Suffer Lack** Main Office · Suitland · MD · 20746-3934 About 2.0 miles away](https://rateapi.dev/credit-unions/maryland/none-suffer-lack) [**Educational Systems** Forestville · Forestville · MD · 20747 About 2.5 miles away](https://rateapi.dev/credit-unions/maryland/educational-systems) [**Police** Upper Marlboro · Upper Marlboro · MD · 20772-2658 About 3.7 miles away](https://rateapi.dev/credit-unions/maryland/police) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Andrews Federal Credit Union Membership eligibility from Andrews Federal Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Andrews Federal Credit Union's website. Check the membership page below to confirm whether you qualify. - Association American Consumer Council Verified from [Andrews Federal Credit Union's membership page](https://www.andrewsfcu.org/membership) . Final membership determination is always made by the credit union. ## Membership rules for Andrews Federal Credit Union Associations · Military 4 · Family 2 7 published paths to membership, last verified August 27, 2026, quoted from Andrews Federal Credit Union’s own published criteria. Source-page proposal coverage: 2 of 4 extracted claims verified; 1 withheld. Only verified rules are shown here. This measures claims found on the reviewed source page, not every possible real-world membership path. ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of American Consumer Council “Our partner, the American Consumer Council, offers immediate membership eligibility, so you can join for free in less than five minutes.” > [source ↗](https://www.andrewsfcu.org/membership) - Member of American Consumer Council ### Military 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Military affiliation “Are you active duty or reserve military?” > [source ↗](https://www.andrewsfcu.org/membership) - Military: active duty - Military affiliation “Are you retired military?” > [source ↗](https://www.andrewsfcu.org/membership) - Military: veterans - Military affiliation “Are you a Military or Department of Defense dependent?” > [source ↗](https://www.andrewsfcu.org/membership) - Military: military family - Military affiliation “Are you Active Duty U.S. Military or Civilian personnel (or their dependents or dependent survivors) of the Department of Defense who have a valid Uniformed Services Identification and Privilege Card and who are authorized logistical support in accordance with the appropriate host nation Status of…” > [source ↗](https://www.andrewsfcu.org/membership) - Military: Active Duty U.S. Military or Civilian personnel (or their dependents or dependent survivors) of the Department of Defense ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild, household member “Immediate family means that you are a spouse, child, sibling, parent, grandparent, or grandchild of an existing member, or you live in the same household as an existing member.” > [source ↗](https://www.andrewsfcu.org/membership) - Family member (spouse, child, sibling, parent, grandparent, grandchild, household member) of a member - Family of a member household member, immediate family “Is someone in your household or immediate family a member of Andrews Federal Credit Union?” > [source ↗](https://www.andrewsfcu.org/membership) - Family member (household member, immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Andrews Federal Credit Union? Yes No ## Work at Andrews Federal Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Andrews Federal Credit Union ranks against Maryland peers. - See which AI assistants fetched Andrews Federal Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maryland - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=andrews-federal-credit-union&state=maryland&code=MD&name=Andrews%20Federal%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Andrews Federal Credit Union offer? Andrews Federal Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Andrews Federal Credit Union rates updated? RateAPI verifies Andrews Federal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Andrews Federal Credit Union's rate data? Rate data is collected directly from Andrews Federal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Andrews Federal Credit Union's mortgage rate? As of November 12, 2026, Andrews Federal Credit Union offers a 30-year fixed mortgage at 6.535% APR. ### Who can join Andrews Federal Credit Union? Andrews Federal Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 1 association and 4 military for Andrews Federal Credit Union, each quoted from Andrews Federal Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Andrews Federal Credit Union's rates against national credit-union benchmarks. [More Maryland credit unions](https://rateapi.dev/credit-unions/maryland) [Maryland mortgage rate leaders](https://rateapi.dev/mortgage-rates/maryland) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.andrewsfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Andrews Federal Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Andrews Federal Credit Union curl "https://api.rateapi.dev/credit-unions/maryland /andrews-federal-credit-union " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Andrews Federal Credit Union locations Search, filter, and browse all 17 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maryland/andrews-federal-credit-union Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp