First Harvest Credit Union
Verified rate book
Current First Harvest Credit Union rates
15 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.990% APR | 4.990% | new | Standard |
HELOC rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Today s Rates (60 Months)heloc | 6.240% APR | 6.240% | — | Standard |
| Today s Rates (80% LTV)heloc | 6.250% APR | 6.250% | — | Standard |
| Today s Rates (72-84 Months)heloc | 6.740% APR | 6.740% | — | Standard |
| Today s Rates (96-120 Months)heloc | 7.240% APR | 7.240% | — | Standard |
| Today s Rates (81%-90% LTV)heloc | 7.250% APR | 7.250% | — | Standard |
| Today s Rates (132-180 Months)heloc | 7.740% APR | 7.740% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Growth Checking accountsavings | 2.00% APY | 2.00% | — | Standard |
| Growth savings accountsavings | 3.00% APY | 3.00% | — | Standard |
| 15-Month IRA Certificateira_cd_15mo | 4.25% APY | 4.25% | 15 mo | Standard |
Other rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Today s Rates (36-60 Months)other | 4.990% % | 4.990% | — | Standard |
| Today s Rates (72 Months)other | 5.490% % | 5.490% | — | Standard |
| Today s Rates (84 Months (min. $25,000))other | 5.990% % | 5.990% | — | Standard |
| 84 Months (min. $25,000)other | 6.990% % | 6.990% | — | Standard |
| Today s Rates (96 Months (min. $50,000))other | 6.990% % | 6.990% | — | Standard |
Auto loans available from 4.99% APR. HELOC rates from 6.24% APR. Savings and certificate yields up to 4.25% APY.
Source: RateAPI.dev, verified from First Harvest Credit Union's official website
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About First Harvest Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 50.2K
- Assets
- $472.6M
- Founded
- 1940
- Locations reported
- 8
- NCUA charter
- 3951
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join First Harvest Credit Union
Membership eligibility from First Harvest Credit Union's own published criteria. How we verify this.
Membership via the New Jersey Consumer Council
- AssociationNew Jersey Consumer Council
Cost to join: About $5.
Verified from First Harvest Credit Union's membership page. Final membership determination is always made by the credit union.
Work at First Harvest Credit Union?
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Frequently Asked Questions
What rates does First Harvest Credit Union offer?
First Harvest Credit Union currently offers Auto loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are First Harvest Credit Union rates updated?
RateAPI verifies First Harvest Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get First Harvest Credit Union's rate data?
Rate data is collected directly from First Harvest Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are First Harvest Credit Union's auto loan rates?
As of August 4, 2026, First Harvest Credit Union offers auto loans from 4.99% APR.
What is First Harvest Credit Union's HELOC rate?
As of August 4, 2026, First Harvest Credit Union offers home equity lines of credit from 6.24% APR.
What is First Harvest Credit Union's best CD rate?
As of August 4, 2026, First Harvest Credit Union offers savings and certificate (CD) yields up to 4.25% APY.
Related Rate Data
Compare First Harvest Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack First Harvest Credit Union rates
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# Get rates for First Harvest Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/first-harvest" \
-H "Authorization: Bearer YOUR_API_KEY"