Healthcare Employees Credit Union
Verified rate book
Current Healthcare Employees Credit Union rates
12 published offers verified as of August 3, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.240% APR | 4.240% | — | Standard |
| 48-Month New Auto Loanauto_new_48mo | 4.740% APR | 4.740% | 48 mo · new | Standard |
HELOC rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 4.990% APR | 4.990% | — | Standard |
| HELOC (Variable)heloc_variable | 5.750% APR | 5.750% | — | Standard |
| 7-Year Home Equity Loan (Fixed)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 6.240% APR | 6.240% | — | Standard |
| 15-Year Home Equity Loan (Fixed)heloc_fixed | 6.490% APR | 6.490% | — | Standard |
| 20-Year Home Equity Loan (Fixed)heloc_fixed | 6.740% APR | 6.740% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Overdraft LOCpersonal_unsecured_12mo | 9.990% APR | 9.990% | 12 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 8.990% APR | 8.990% | — | Standard |
| VISA Credit Card Classiccredit_card | 12.000% APR | 12.000% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificatecd | 4.06% APY | 4.06% | — | Standard |
Auto loans available from 4.24% APR. HELOC rates from 4.99% APR. Personal loan rates from 9.99% APR. Credit card rates from 8.99% APR. Savings and certificate yields up to 4.06% APY.
Source: RateAPI.dev, verified from Healthcare Employees Credit Union's official website
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About Healthcare Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 14.8K
- Assets
- $134.7M
- Founded
- 1984
- Locations reported
- 2
- NCUA charter
- 24150
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Healthcare Employees Credit Union
Membership eligibility from Healthcare Employees Credit Union's own published criteria. How we verify this.
Membership via the New Jersey Hospital Association +3 more ($15)
- AssociationNew Jersey Hospital Association, New Jersey Association of Non-Profit Homes for Aging, Inc., New Jersey Association of Health Care Facilities, Home Health Agency Assembly of New Jersey
Cost to join: About $20 (a $15 membership fee plus a $5 minimum deposit).
Verified from Healthcare Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Healthcare Employees Credit Union?
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Frequently Asked Questions
What rates does Healthcare Employees Credit Union offer?
Healthcare Employees Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Healthcare Employees Credit Union rates updated?
RateAPI verifies Healthcare Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Healthcare Employees Credit Union's rate data?
Rate data is collected directly from Healthcare Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Healthcare Employees Credit Union's auto loan rates?
As of August 3, 2026, Healthcare Employees Credit Union offers auto loans from 4.24% APR.
What is Healthcare Employees Credit Union's HELOC rate?
As of August 3, 2026, Healthcare Employees Credit Union offers home equity lines of credit from 4.99% APR.
What is Healthcare Employees Credit Union's personal loan rate?
As of August 3, 2026, Healthcare Employees Credit Union offers personal loans from 9.99% APR.
What is Healthcare Employees Credit Union's best CD rate?
As of August 3, 2026, Healthcare Employees Credit Union offers savings and certificate (CD) yields up to 4.06% APY.
Related Rate Data
Compare Healthcare Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Healthcare Employees Credit Union rates
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# Get rates for Healthcare Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/healthcare-employees" \
-H "Authorization: Bearer YOUR_API_KEY"