Dowagiac Area Credit Union
Verified rate book
Current Dowagiac Area Credit Union rates
5 published offers verified as of August 3, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 5.000% APR | 5.000% | new | Standard |
| Used Auto Loanauto_used | 5.500% APR | 5.500% | used | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 4.000% APR | 4.000% | — | Standard |
| Personal Loanpersonal | 8.000% APR | 8.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 9.900% APR | 9.900% | — | Standard |
Auto loans available from 5% APR. Personal loan rates from 4% APR. Credit card rates from 9.9% APR.
Source: RateAPI.dev, verified from Dowagiac Area Credit Union's official website
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About Dowagiac Area Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.8K
- Assets
- $26M
- Founded
- 1972
- Locations reported
- 1
- NCUA charter
- 21070
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Dowagiac Area Credit Union
Membership eligibility from Dowagiac Area Credit Union's own published criteria. How we verify this.
Membership criteria are published on Dowagiac Area Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationCass — MI
Verified from Dowagiac Area Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Dowagiac Area Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Dowagiac Area Credit Union ranks against Michigan peers.
Frequently Asked Questions
What rates does Dowagiac Area Credit Union offer?
Dowagiac Area Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Dowagiac Area Credit Union rates updated?
RateAPI verifies Dowagiac Area Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Dowagiac Area Credit Union's rate data?
Rate data is collected directly from Dowagiac Area Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Dowagiac Area Credit Union's auto loan rates?
As of August 3, 2026, Dowagiac Area Credit Union offers auto loans from 5% APR.
What is Dowagiac Area Credit Union's personal loan rate?
As of August 3, 2026, Dowagiac Area Credit Union offers personal loans from 4% APR.
Related Rate Data
Compare Dowagiac Area Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Dowagiac Area Credit Union rates
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# Get rates for Dowagiac Area Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/dowagiac-area" \
-H "Authorization: Bearer YOUR_API_KEY"