---
title: "Arbor Financial Credit Union Rates - Michigan"
description: "Current savings &amp; cd rates from Arbor Financial Credit Union in Michigan. Updated daily with source verification. See who can join Arbor Financial Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/michigan/arbor-financial"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Arbor Financial Credit Union Rates - Michigan

### Savings & CD rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Select Checking** checking |  — APY |  2.45% |  — |  Standard |
| **Momentum Checking** checking |  — APY |  7.00% |  — |  Standard |
Arbor Financial Credit Union savings & cd rates as of November 12, 2026

Arbor Financial Credit Union is a credit union in Michigan. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/arbor-financial) , verified from [Arbor Financial Credit Union's official website](https://www.arborfcu.org/)

Loading branch locator…

## About Arbor Financial Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

47.3K

Assets

$905.3M

Founded

1935

Locations reported

13

NCUA charter

61708

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Consumers** 9th Street · Kalamazoo · MI · 49009-8922 About 1.0 miles away](https://rateapi.dev/credit-unions/michigan/consumers) [**Omni Community** Kalamazoo · Kalamazoo · MI · 49009 About 1.0 miles away](https://rateapi.dev/credit-unions/michigan/omni-community) [**Advia** Oshtemo - Headquarters · Kalamazoo · MI · 49009-9272 About 1.2 miles away](https://rateapi.dev/credit-unions/michigan/advia) [**Lake Michigan** West Main · Kalamazoo · MI · 49009 About 1.5 miles away](https://rateapi.dev/credit-unions/michigan/lake-michigan) [**Kellogg Community** Drake Road · Kalamazoo · MI · 49006 About 3.2 miles away](https://rateapi.dev/credit-unions/michigan/kellogg-community) [**Kalsee** Stadium / Drake Branch · Kalamazoo · MI · 49006-5776 About 3.4 miles away](https://rateapi.dev/credit-unions/michigan/kalsee)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Arbor Financial Credit Union

Membership eligibility from Arbor Financial Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Arbor Financial Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location MI

Verified from [Arbor Financial Credit Union's membership page](https://www.arborfcu.org/about/membership/apply) . Final membership determination is always made by the credit union.

## Membership rules for Arbor Financial Credit Union

Geography 3

3 published paths to membership, last verified August 27, 2026, quoted from Arbor Financial Credit Union’s own published criteria.

### Geography 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

- MI

“If you live, work, or worship in the state of Michigan, you can join Arbor Financial Credit Union.”

> [source ↗](https://www.arborfcu.org/about/membership/apply)

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Arbor Financial Credit Union? Yes No

## Work at Arbor Financial Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Arbor Financial Credit Union ranks against Michigan peers.

- See which AI assistants fetched Arbor Financial Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Michigan
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=arbor-financial&amp;state=michigan&amp;code=MI&amp;name=Arbor%20Financial%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Arbor Financial Credit Union offer?

Arbor Financial Credit Union is a credit union in Michigan. Rate data is currently being verified.

### How often are Arbor Financial Credit Union rates updated?

RateAPI verifies Arbor Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Arbor Financial Credit Union's rate data?

Rate data is collected directly from Arbor Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Arbor Financial Credit Union?

Arbor Financial Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 3 geographic areas for Arbor Financial Credit Union, each quoted from Arbor Financial Credit Union's own published membership criteria.

## Related Rate Data

Compare Arbor Financial Credit Union's rates against national credit-union benchmarks.

[More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.arborfcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Arbor Financial Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Arbor Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan /arbor-financial " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Arbor Financial Credit Union locations

Search, filter, and browse all 13 NCUA-reported locations.

Use my location

Search branches

Apply

Sort near a ZIP

**Loading branches…**

Branch services ATM Drive-through Member services Shared branch

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---

Source: https://rateapi.dev/credit-unions/michigan/arbor-financial
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
