United Credit Union
Verified rate book
Current United Credit Union rates
6 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Rate Other Vehicle Loanauto | 11.390% APR | 11.390% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 6 Month Introductory Rate [2]heloc | 4.990% APR | 4.990% | — | Introductory offer |
| Less than $25,000heloc | 7.500% APR | 7.500% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Rate Signaturepersonal_unsecured | 12.990% APR | 12.990% | — | Standard |
| Line of Credit (Overdraft Protection) – Variable Rate*ploc_variable | 18.000% APR | 18.000% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $25,000 And Abovesavings | 7.00% APY | 7.00% | — | Standard |
Auto loans available from 11.39% APR. HELOC rates from 7.5% APR. Personal loan rates from 12.99% APR. Savings and certificate yields up to 7.00% APY.
Source: RateAPI.dev, verified from United Credit Union's official website
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About United Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 190.9K
- Assets
- $4.4B
- Founded
- 1949
- Locations reported
- 44
- NCUA charter
- 6288
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join United Credit Union
Membership eligibility from United Credit Union's own published criteria. How we verify this.
Membership criteria are published on United Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from United Credit Union's membership page. Final membership determination is always made by the credit union.
Work at United Credit Union?
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Frequently Asked Questions
What rates does United Credit Union offer?
United Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are United Credit Union rates updated?
RateAPI verifies United Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get United Credit Union's rate data?
Rate data is collected directly from United Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are United Credit Union's auto loan rates?
As of August 4, 2026, United Credit Union offers auto loans from 11.39% APR.
What is United Credit Union's HELOC rate?
As of August 4, 2026, United Credit Union offers home equity lines of credit from 7.5% APR.
What is United Credit Union's personal loan rate?
As of August 4, 2026, United Credit Union offers personal loans from 12.99% APR.
What is United Credit Union's best CD rate?
As of August 4, 2026, United Credit Union offers savings and certificate (CD) yields up to 7.00% APY.
Related Rate Data
Compare United Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack United Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for United Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/united" \
-H "Authorization: Bearer YOUR_API_KEY"