Circle Credit Union
Verified rate book
Current Circle Credit Union rates
11 published offers verified as of August 3, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Vehicleauto_any_84mo | 4.250% APR | 4.250% | 84 mo · any | Standard |
| Auto Loanauto | 4.250% APR | 4.250% | — | Standard |
| Smart Start Auto Loan Programauto_any_48mo | 9.000% APR | 9.000% | 48 mo | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Credit Builder Loanpersonal_unsecured_24mo | 4.000% APR | 4.000% | 24 mo | Standard |
| Share Savings Secured Loanpersonal_secured_120mo | 4.000% APR | 4.000% | 120 mo | Standard |
| Unsecured - Closed End Loanpersonal_unsecured_48mo | 10.500% APR | 10.500% | 48 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured Credit Cardcredit_card_secured | 9.900% APR | 9.900% | — | Standard |
| Platinum Credit Cardcredit_card_platinum | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Premier Money Marketmoney_market | 1.01% APY | 1.01% | — | Standard |
| Jumbo Saverssavings | 3.04% APY | 3.04% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Adventure Loanother | 7.500% % | 7.500% | — | Standard |
Auto loans available from 4.25% APR for 84 months. Personal loan rates from 4% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.04% APY.
Source: RateAPI.dev, verified from Circle Credit Union's official website
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About Circle Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.1K
- Assets
- $117.2M
- Founded
- 1975
- Locations reported
- 3
- NCUA charter
- 22114
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Circle Credit Union
Membership eligibility from Circle Credit Union's own published criteria. How we verify this.
Community charter: live/work in Berrien County, Cass County, St Joseph County +1 more, MI, IN
- LocationBerrien County, Cass County, St Joseph County, Elkhart County — MI, IN
Verified from Circle Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Circle Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Circle Credit Union ranks against Michigan peers.
Frequently Asked Questions
What rates does Circle Credit Union offer?
Circle Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Circle Credit Union rates updated?
RateAPI verifies Circle Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Circle Credit Union's rate data?
Rate data is collected directly from Circle Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Circle Credit Union's auto loan rates?
As of August 3, 2026, Circle Credit Union offers auto loans from 4.25% APR.
What is Circle Credit Union's personal loan rate?
As of August 3, 2026, Circle Credit Union offers personal loans from 4% APR.
What is Circle Credit Union's best CD rate?
As of August 3, 2026, Circle Credit Union offers savings and certificate (CD) yields up to 3.04% APY.
Related Rate Data
Compare Circle Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Circle Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Circle Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/circle" \
-H "Authorization: Bearer YOUR_API_KEY"